Gloria Ann Butler v. Towd Point Master Funding Trust 2020-1, US Bank National Association, As Indenture Trustee

CourtLouisiana Court of Appeal
DecidedJanuary 15, 2025
Docket56,004-CA
StatusPublished

This text of Gloria Ann Butler v. Towd Point Master Funding Trust 2020-1, US Bank National Association, As Indenture Trustee (Gloria Ann Butler v. Towd Point Master Funding Trust 2020-1, US Bank National Association, As Indenture Trustee) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Gloria Ann Butler v. Towd Point Master Funding Trust 2020-1, US Bank National Association, As Indenture Trustee, (La. Ct. App. 2025).

Opinion

Judgment rendered January 15, 2025. Application for rehearing may be filed within the delay allowed by Art. 2166, La. C.C.P.

No. 56,004-CA

COURT OF APPEAL SECOND CIRCUIT STATE OF LOUISIANA

*****

GLORIA ANN BUTLER Plaintiff-Appellant

versus

TOWD POINT MASTER Defendant-Appellee FUNDING TRUST 2020-1, US BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE

Appealed from the Fourth Judicial District Court for the Parish of Morehouse, Louisiana Trial Court No. 2023-050

Honorable Alvin Rue Sharp, Judge

RANKIN, YELDELL, & KATZ P.C. Counsel for By: Alex W. Rankin Plaintiff-Appellant

GALLOWAY, JOHNSON, Counsel for TOMPKINS, BURR & SMITH Defendant-Appellee By: Lindsay M. Young Tyler J. Minick

Before STONE, STEPHENS, and HUNTER, JJ. HUNTER, J.

Plaintiff, Gloria Ann Butler, appeals a district court judgment granting

an exception of no cause of action in favor of defendants, Towd Point

Master Funding Trust 2020-1 and U.S. Bank National Association, as

Indenture Trustee, and dismissing her case with prejudice. For the following

reasons, we affirm.

FACTS

Plaintiff, Gloria Ann Butler, and Eddie Don Butler (“the decedent”)

were married. They separated in 2010 but did not divorce. At some point,

the decedent executed a note and mortgage on a manufactured home, which

was situated on land located in Morehouse Parish. The land was community

property; however, plaintiff did not sign or consent to the mortgage on the

manufactured home, and she never lived in the home. The decedent

defaulted on the mortgage.

On September 20, 2022, defendants, Towd Point Master Funding

Trust 2020-1 and U.S. Bank National Association, as Indenture Trustee

(collectively “Towd”), filed a lawsuit for reformation of mortgage,

declarative judgment, quiet title, and other relief against plaintiff and the

decedent. Plaintiff was served with the petition but did not file any

pleadings or answer to the petition. On December 12, 2022, Towd filed a

motion for a default judgment; the district court entered a default judgment

in favor of Towd. Plaintiff did not seek a new trial, nor did she appeal.

Subsequently, on February 6, 2023, plaintiff filed a petition to annul

the judgment of default. Plaintiff alleged the December 2022 judgment was

invalid because “the judgment was taken by mail and without any

appearance by petitioner nor any witness testimony, or affidavit testimony.” Plaintiff also alleged Towd failed to produce any evidence to support its

petition for a default judgment.

In response, Towd filed a peremptory exception of no cause of action.

Towd argued La. C.C.P. art. 2002, which allows certain judgments to be

annulled, applies only to technical defects of procedure or form of the

judgment. Towd also argued the failure to establish a prima facie case is not

a vice of form, and the issue should have been raised in a motion for new

trial or by appeal, rather than by an action for nullity.

The district court sustained the exception of no cause of action and

dismissed plaintiff’s action with prejudice, stating:

*** The Court doesn’t resort to equity when the law is clear. Here, in this case, we had a suit filed. We had what appears to be proper service. We had the proper passage of time. A default judgment was secure – ultimately secured. Now, we are basically asking – receiving a request to have it set aside under the discretion for, I will call it, almost social reasons as opposed to legal reasons. ***

Plaintiff appeals.

DISCUSSION

Plaintiff contends the district court erred in sustaining the exception of

no cause of action. She argues prior to sustaining the exception, the district

court was required to consider the elements of the claims set forth in her

petition and attachments to determine whether the petition stated a claim

against Towd upon which a remedy may be granted. According to plaintiff,

the court was also required to take the well-pleaded facts as true and resolve

any doubts or reasonable inferences in favor of the plaintiff; however, the

district court summarily sustained the exception without analyzing plaintiff’s

2 pleadings, accepting the facts pled as true, or rendering all reasonable

inferences in favor of plaintiff.

The function of the peremptory exception of no cause of action is to

test the legal sufficiency of the petition, which is done by determining

whether the law affords a remedy on the facts alleged in the pleading. Ramey

v. DeCaire, 03-1299 (La. 3/19/04), 869 So. 2d 114. No evidence may be

introduced at any time to support or controvert the objection that the petition

fails to state a cause of action. La. C.C.P. art. 931. Therefore, the court

reviews the petition and accepts well-pleaded allegations of fact as true.

Ramey, supra. All doubts are resolved in favor of the sufficiency of the

petition to afford litigants their day in court. Jackson v. City of New

Orleans, 12-2742 (La. 1/28/14), 144 So. 3d 876. The issue at the trial of the

exception of no cause of action is whether, on the face of the petition, the

plaintiff is legally entitled to the relief sought. Ramey, supra.

An appellate court’s review of a trial court’s ruling sustaining or

denying an exception of no cause of action is de novo because the exception

raises a question of law, and the trial court’s decision is based only on the

sufficiency of the petition. Grayson v. Gulledge, 55,214 (La. App. 2 Cir.

9/27/23), 371 So. 3d 1133, writ denied, 23-01437 (La. 1/10/24), 376 So. 3d

847.

The nullity of a final judgment may be demanded for vices of either

form or substance, as provided in Articles 2002 through 2006. La. C.C.P.

art. 2001. A final judgment shall be annulled if it is rendered against a

defendant who has not been served with process as required by law and who

has not waived objection to jurisdiction, or against whom a valid default

judgment has not been taken. La. C.C.P. art. 2002(A)(2). 3 It is well settled La. C.C.P. art 2002 applies only to technical defects

of procedure or form of the judgment. Nat’l Income Realty Tr. v. Paddie,

98-2063 (La. 7/2/99). The failure to establish the prima facie case required

by La. C.C.P. art. 1702 is not a vice of form. Id., citing Hollander v.

Wandell, 97-556 (La. App. 5 Cir. 11/12/97), 703 So. 2d 742; State v. One

1990 GMC Sierra Classic Truck, 94-0639 (La. App. 4 Cir.11/30/94), 646

So. 2d 492, writ denied, 94-3171 (La. 2/17/95), 650 So. 2d 254. A failure of

proof must be raised in a motion for new trial or by appeal, not by an action

for nullity. Nat’l Income Realty Tr. v. Paddie, supra, citing Frank L. Maraist

and Harry T. Lemmon, Civil Procedure, 1 La. Civ. L. Treatise, § 12.6

(1999).

In Nat’l Income Realty Tr. v. Paddie, supra, a tenant filed a lawsuit

alleging she sustained injuries in a fall at an apartment complex. The tenant

named various defendants, who she alleged were “owners and/or agents

and/or managers for the owners.” One of the defendants, CCIT, was a real

estate investment trust located in the State of California. CCIT was served

but did not file an answer or responsive pleading. Subsequently, the district

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Related

Ramey v. DeCaire
869 So. 2d 114 (Supreme Court of Louisiana, 2004)
Hollander v. Wandell
703 So. 2d 742 (Louisiana Court of Appeal, 1997)
State v. ONE 1990 GMC SIERRA TRUCK
646 So. 2d 492 (Louisiana Court of Appeal, 1994)
Jackson v. City of New Orleans
144 So. 3d 876 (Supreme Court of Louisiana, 2014)

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