Gilman v. Hawthorne CA1/5

CourtCalifornia Court of Appeal
DecidedApril 23, 2025
DocketA167783
StatusUnpublished

This text of Gilman v. Hawthorne CA1/5 (Gilman v. Hawthorne CA1/5) is published on Counsel Stack Legal Research, covering California Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Gilman v. Hawthorne CA1/5, (Cal. Ct. App. 2025).

Opinion

Filed 4/23/25 Gilman v. Hawthorne CA1/5 NOT TO BE PUBLISHED IN OFFICIAL REPORTS California Rules of Court, rule 8.1115(a), prohibits courts and parties from citing or relying on opinions not certified for publication or ordered published, except as specified by rule 8.1115(b). This opinion has not been certified for publication or ordered published for purposes of rule 8.1115.

IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA

FIRST APPELLATE DISTRICT

DIVISION FIVE

ROBERT GILMAN, Plaintiff and Respondent, A167783 v. HEIDI HAWTHORNE, (Solano County Defendant and Appellant. Super. Ct. No. FCS056345)

Heidi Hawthorne appeals from a judgment entered after a bench trial finding that she committed fraud and conversion, in connection with the joint purchase of a house with Robert Gilman, and distributing the net proceeds from the sale of the property between the parties. Hawthorne does not contest the accounting following the partition by sale. We agree with Hawthorne that judgment on the fraud and conversion claims should be reversed. BACKGROUND I. Complaint On April 14, 2021, Gilman filed a complaint against Hawthorne for partition by sale, conversion, and fraud.1 The complaint alleged the

1 The complaint also named Mortgage Electronic Registration

Systems, Inc. The trial court dismissed this entity with prejudice because no

1 following: Gilman and Hawthorne each owned 50 percent of a residential home in Vallejo, which they purchased together in late 2014. The purchase price was $650,000, and the parties agreed that each would pay 50 percent. Hawthorne applied for a loan of $225,000 and intended to pay the remaining balance of $100,000 in cash. However, just before closing, Hawthorne was unable to obtain the loan without a cosigner due to her credit history. Further, she did not have the ability to contribute the $100,000 in cash. Gilman agreed to be a coborrower with Hawthorne on the $225,000 loan and to pay her balance of $100,000 in cash, in addition to his $325,000 cash contribution, to complete the purchase of the home. Hawthorne represented that when her credit rating improved she would refinance the loan into her own name. She also agreed to repay Gilman the additional $100,000 he contributed to the purchase price. The property was refinanced in August 2016 and again in June 2018; however, Gilman received no money from either refinance. The first cause of action alleged partition by sale. The second cause of action, for conversion, alleged that Hawthorne received approximately $90,000 from the two refinance loans and converted these proceeds to her own use without repaying Gilman the additional $100,000 he contributed to the purchase of the property. The third cause of action, for fraud, alleged that Hawthorne defrauded Gilman when she told him she would contribute 50 percent of the purchase price of the property and then, when escrow was about to close, informed him that she did not qualify for a loan without a cosigner and that she could not pay any cash toward the purchase price. Gilman withdrew the additional $100,000 cash from his savings account and

evidence was presented relating to it and no evidence was presented that it was served with the summons and complaint.

2 cosigned for the $225,000 loan to complete the purchase of the property. The third cause of action further alleged that Gilman agreed to the 2016 and 2018 refinances because he believed that Hawthorne would perform on her obligation to repay him the additional $100,000 cash which he contributed to the purchase price. II. Trial and Judgment The following evidence was produced at the bench trial. In 2014, Gilman and Hawthorne were platonic friends from church. They agreed to purchase a house together in Vallejo for $650,000. Gilman was going through a divorce at the time, and Hawthorne’s home, which was in foreclosure, ultimately sold in a short sale. They initially agreed to split the purchase price equally, with Gilman contributing $325,000 in cash and Hawthorne contributing $100,000 in cash and obtaining a loan for her remaining $225,000. However, a week before escrow closed, Hawthorne told Gilman that she could not come up with the $100,000 cash payment and that she could not qualify for the loan without Gilman as a cosigner. Gilman agreed to contribute the additional $100,000 with the understanding that Hawthorne would pay him back shortly after closing. Hawthorne’s version of the parties’ verbal agreement was that she would pay back $25,000 and work off the remaining $75,000 in labor on the house, or “ ‘sweat equity.’ ” She testified that she made three payments to Gilman in late 2014 and early 2015 in the amounts of $5,100, $9,950, and $9,950; however, she did not have documentation of any of the payments. Gilman cosigned on the $225,000 loan Hawthorne obtained. Escrow closed on January 26, 2015. At that time, Gilman asked Hawthorne to repay the $100,000 loan.2 Hawthorne made the

2 Gilman’s testimony does not explain how Hawthorne responded to his

request at the time of closing.

3 mortgage payments on the loan Gilman cosigned, and she never asked him to contribute to the mortgage payments. In August 2016, Hawthorne refinanced the $225,000 mortgage for a larger loan of $284,900 that was in her name only. Gilman agreed to the refinance. Hawthorne received $63,855.96 from the 2016 refinance. Gilman expected that Hawthorne would use the cash to pay him back a portion of the $100,000 she owed him. However, he did not specifically condition his agreement to the refinance on Hawthorne’s paying him back. Gilman neither asked her to pay him from the loan proceeds nor received any of the $63,855.96 from the first refinance in August 2016. In June 2018, Hawthorne again refinanced the property with a new loan of $305,000. Gilman agreed to the second refinance. Hawthorne received $18,803.89 from the 2018 refinance. Again, neither did she pay any of it to Gilman nor did Gilman ask to be paid any of the loan proceeds. In January 2021, Hawthorne attempted to refinance the property a third time for a loan of $530,000. This time, Gilman did not agree to the refinance. He testified that he refused to agree to the third refinance because “from the second and the third loan where money was taken out, I was then aware that I wasn’t going to get any back of my money.” (Sic.) The parties agreed to sell the property in August 2021 for $975,000. After payment of the mortgage, the net proceeds of the sale were $651,691. Following the trial, the parties submitted proposed statements of decision. On January 6, 2023, the trial court issued a tentative proposed statement of decision in favor of Gilman on all claims. Hawthorne filed an objection to the proposed statement of decision and requested a hearing. The trial court did not hold a hearing on Hawthorne’s objection. On March 6, 2023, the trial court issued its final statement of decision, which was largely

4 the same as the tentative proposed statement of decision. It found that Hawthorne perpetrated fraud on Gilman by misrepresenting that she would repay the additional $100,000 he contributed to purchase the property. It found Gilman’s testimony credible that Hawthorne agreed to contribute $100,000 in cash to purchase the property and found Hawthorne’s testimony that the parties agreed she would pay a portion of the $100,000 in cash and the remainder in “ ‘sweat equity’ ” to lack credibility, in part because there was no documentary evidence Hawthorne made any cash payments to Gilman. The trial court further found that Gilman “ ‘discovered’ ” Hawthorne had no intent to repay him after the second refinance in June 2018 and therefore his complaint was timely filed on April 14, 2021. It found that Hawthorne breached her fiduciary duty to Gilman by failing to repay the $100,000.

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Gilman v. Hawthorne CA1/5, Counsel Stack Legal Research, https://law.counselstack.com/opinion/gilman-v-hawthorne-ca15-calctapp-2025.