Gibson v. Hitchcock

37 La. Ann. 209
CourtSupreme Court of Louisiana
DecidedMarch 15, 1885
DocketNo. 9399
StatusPublished
Cited by7 cases

This text of 37 La. Ann. 209 (Gibson v. Hitchcock) is published on Counsel Stack Legal Research, covering Supreme Court of Louisiana primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Gibson v. Hitchcock, 37 La. Ann. 209 (La. 1885).

Opinion

The opinion of the Court was delivered by

Poché, J.

The following are the salient facts in this complicated litigation.

[210]*210In August, 1870, Mrs. C. II. Gibson, wife of J. S. Meng, separate in property by judgment from the husband, appeared in a notarial act by which she mortgaged her separate property, to secure a note of $1000, of that date, made to represent a loan which she had secured from Bennett Hitchcock. She had been authorized to make a loan of that amount by the district judge who had issued his certificate to that effect in conformity with the provisions of the Civil Code Arts. 127 etseq. The object of the loan as represented in her application to the judge and by the latter’s certificate, was to make the last payment on a certain house and lot which she owned in the town of Vidalia.

In March, 1872, a similar act was passed between the same parties, intended to secure a note of $1200 of the same date, representing a loan from the same lender. In that transaction she was authorized by the judge of the parish court, acting in the absence and place of the district judge to whom the application was addressed. In July, 1875, after a few payments on the original debt, Mrs. Gibson Meng renewed, by notarial act, the obligation to pay the balance of the debt which was represented by three promissory notes of $780.70 each, secured by mortgage on the same property which had been previously affected to secure the two original loans.

To that transaction she was authorized by the district judge.

In March, 1878, Hitchcock proceeded by executory process to enforce the payment of the three notes herein above described, whereupon Mrs. Gibson Meng enjoined his proceeding on the. grounds substantially as follows:

1. That the act of mortgage under date of July, 1875, was a renewal of those of August, 1870, and March, 1872, and has, therefore, no more binding force or effect than the latter.

2. That neither of said loans enured to her separate benefit or to that of her separate property.

3. That the authorization of the district judge to execute the mortgage of 1870 was null, because it purported to secure a debt already in existence, and was not intended to authorize her to contract a debt as contemplated by law.

4. That the judge, of the parish court had no legal authority to act in the absence and in the place of the district judge for the purpose of authorizing a loan exceeding five hundred dollars.

[211]*211Pending tliis litigation Hitchcock died, and the proceedings have since been carried on contradictorily with his widow and his daughters his recognized legal representatives.

The issue thus tendered was met by defendants in ¡in answer which is practically a general denial, followed by a special averment of the validity of the mortgage executed by Mrs. Gibson Mong, plaintiff in injunction.

This appeal is taken by her from a judgment recognizing the validity and enforcing the execution of the mortgage.

It.is virtually conceded by appellees that the. binding force of the mortgage of July, 1875, now in execution, depends niton the validity of the two previous mortgages of August, 1870, and March, 1872.

1. Hi support of her allegations of the nullity of the first mortgage, plaintiff introduced a copy of her purchase of the property which was subsequently mortgaged, and other documentary evidence tending to show that she had acquired the property in March, 1870, and that the sale was for cash ; that, therefore, she owed no balance of payment ou the same, and she offered her own testimony and that of other witnesses, to rebut the presumption that the loan had enured to her separate benefit, flowing from the district judge’s certificate of authorization. The documentary evidence went in without objection. The parol testimony was resisted on the ground that she could not be allowed to attack or disprove her own solemn declarations made in her application to the judge, and the recital contained in his certificate. It is unfortunate for appellees that their counsel, in his objection, stated his proposition too broadly, as otherwise his bill should have been maintained. The rule on this question, as established in our jurisprudence, closes the door to the wife’s attack against a mortgage which she has executed with the authorization of the judge, in the absence of any allegation of fraud against the creditor himself, or of fraud committed at least to the knowledge of such creditor.

The judge did not, therefore, err in refusing to exclude the proffered testimony on the objection that the wife could not, in. any case, disprove the certificate of the judge and her own declarations. Jurisprudence has settled that in certain cases she can resort to that defense. Barth vs. Louisa Bond, Manning’s Unreported Cases, page 431; McLellan vs. Dane, 32 Ann. 1200; Stapleton vs. Butterfield, 34 Ann. 822. As the proper objection was not urged, tbe testimony was properly admitted, and the pleadings were thus enlarged sufficiently to justify an investigation into the real consideration of the contract.

[212]*212But, in addition to that testimony which is of small moment, and to which we have attached little or no importance, we find documentary evidence, to which no objection was made, and which, shows beyond a doubt, that the money alleged to have been loaned to plaintiff was not and could not be used for the object described in her application for authorization to contract and in the judge’s certificate.

The authentic act of sale of the immovable propei ty, which was executed full six months previous to the act of mortgage, which had been legally put of record and to which reference is made in both acts of mortgage, shows conclusively that the property had been paid for in cash, and, that therefore, she could not use the money loaned by Hitchcock, for the payment of the balance due on her purchase.

Under this showing, the effect of the judge’s certificate is completely paralyzed and the burden of proving that the contract enured to the benefit of the wife is thus shifted on the creditor, who seeks to judicially enforce the same. Conrad and Husband vs. LeBlanc et al. 29 Ann. 24; Felman. vs. Stapleton, 24 Ann. 89.

Prom the documentary- evidence in the record, which was admitted without objection, it appears to our satisfaction that Hitchcock wa.s fully aware of the misrepresentations in the wife’s declaration and followed in the judge’s certificate. This places Mm within the rule of the excepted cases contained in our reports.

These conclusions, both of law and of fact, are virtually- conceded by appellee’s counsel, and his theory is that the money, which was the subject matter of the contract, was actually loaned to and used by-plaintiff in the construction of a dwelling house on the lot in question, which was vacant when she purchased it. His main reliance is on the testimony of the lamented Judge Spencer, one of our illustrious predecessors.

We have carefully considered Ms testimony, which amounts at most to the assertion that it was the witness’ impression that the money-borrowed was used to pay either for the lot or for the construction of the house now standing on it. It stands to reason that such testimony is glaringly insufficient to satisfy the. requirements of the law for affirmative and positive proof of the real consideration of a married woman’s contract.

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Cite This Page — Counsel Stack

Bluebook (online)
37 La. Ann. 209, Counsel Stack Legal Research, https://law.counselstack.com/opinion/gibson-v-hitchcock-la-1885.