GEORGE BELLO VS. STATE FARM INDEMNITY (L-5631-17, BERGEN COUNTY AND STATEWIDE)

CourtNew Jersey Superior Court Appellate Division
DecidedApril 26, 2021
DocketA-2437-19
StatusUnpublished

This text of GEORGE BELLO VS. STATE FARM INDEMNITY (L-5631-17, BERGEN COUNTY AND STATEWIDE) (GEORGE BELLO VS. STATE FARM INDEMNITY (L-5631-17, BERGEN COUNTY AND STATEWIDE)) is published on Counsel Stack Legal Research, covering New Jersey Superior Court Appellate Division primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
GEORGE BELLO VS. STATE FARM INDEMNITY (L-5631-17, BERGEN COUNTY AND STATEWIDE), (N.J. Ct. App. 2021).

Opinion

NOT FOR PUBLICATION WITHOUT THE APPROVAL OF THE APPELLATE DIVISION This opinion shall not "constitute precedent or be binding upon any court." Although it is posted on the internet, this opinion is binding only on the parties in the case and its use in other cases is limited. R. 1:36-3.

SUPERIOR COURT OF NEW JERSEY APPELLATE DIVISION DOCKET NO. A-2437-19

GEORGE BELLO,

Plaintiff-Respondent,

v.

STATE FARM INDEMNITY COMPANY, d/b/a STATE FARM,

Defendant-Appellant. ________________________

Submitted December 14, 2020 – Decided April 26, 2021

Before Judges Hoffman and Smith.

On appeal from the Superior Court of New Jersey, Law Division, Bergen County, Docket No. L-5631-17.

Soriano, Henkel, Biehl & Matthews, attorneys for appellant (Thomas W. Matthews, of counsel and on the briefs).

Alampi & DeMarrais, attorneys for respondent (Michael F. DeMarrais and Jennifer Alampi, on the brief).

PER CURIAM In 2017, plaintiff George Bello filed suit against his auto insurance carrier,

defendant State Farm Indemnity Company (State Farm), seeking damages for

injuries arising from a motor vehicle accident. At the conclusion of trial, the

jury returned multiple verdicts with conflicting answers regarding plaintiff’s

negligence, proximate cause, and plaintiff's fault. While acknowledging the

inconsistency, the trial judge entered judgment for plaintiff.

State Farm now appeals from the January 24, 2020 Law Division order

denying its motion to set aside the verdict, contending the trial judge erroneously

accepted an inconsistent verdict and improperly charged the jury. We conclude

the trial judge committed reversible error when he entered judgment for

plaintiff, without the jury present, based on the inconsistent verdict.

Accordingly, we reverse the judgement and remand for a new trial.

I.

This case arises from a 2013 motor vehicle accident involving plaintiff

and two unknown drivers; for ease of reference, we refer to these unknown

persons as the tractor-trailer driver and the Lexus driver. Both unknown drivers

stopped their vehicles suddenly while traveling on Route 495 at or near an on-

ramp to the New Jersey Turnpike. To avoid a collision, plaintiff swerved around

both vehicles, but struck a guardrail in the process.

A-2437-19 2 On August 18, 2017, plaintiff filed suit against State Farm seeking

uninsured motorist and income continuation benefits for his injuries. The parties

agreed to stipulate damages and proceed with a liability-only trial. The

stipulation provided that if the jury found plaintiff fifty percent negligent or less,

then State Farm would pay plaintiff the full $100,000 uninsured motorist policy

limit.

On December 16, 2019, the parties appeared for trial. Plaintiff moved to

preclude a Dolson1 charge and application of N.J.S.A. 39:4-89 and Model Jury

Charge (Civil) 5.30D. After hearing oral argument, the trial judge determined

the charge applied and included it in his jury charge.

The following day, the jury heard the testimony of plaintiff, the only

witness in the case, followed by summations and the judge's jury charge. At the

conclusion of his instructions, the trial judge provided the seven-person jury

with the following review of the verdict sheet:

1. Did [plaintiff] prove by preponderance of the evidence that the driver

of

the tractor trailer was negligent in his accident of October 14, 2013?

1 Dolson v. Anastasia, 55 N.J. 2 (1969). A-2437-19 3 2. Did [plaintiff] prove by preponderance of the evidence that the driver

the [Lexus] was negligent in his accident of October 14, 2013?

3. Did [plaintiff] prove by a preponderance of the evidence that the

negligence of the driver of the tractor trailer was a proximate cause of

the

accident?

4. Did [plaintiff] prove by a preponderance of the evidence that the

negligence of the driver of the tractor trailer was a proximate cause of

5. Did [State Farm] prove by a preponderance of the evidence that

[plaintiff]

was negligent?

6. Did [State Farm] prove by a preponderance of the evidence that

was a proximate cause of the accident?

7. Taking the combined negligence of all parties that proximately caused

A-2437-19 4 accident as being 100% - what percentage of total negligence is

attributable to:

(a) [Plaintiff]

(b) Tractor Trailer Driver

(c) [Lexus] driver

At 4:33 p.m., the jury announced it had reached a verdict. When the

foreperson announced the jury's verdict on question one as "two votes for yes

and five votes for no," the trial judge immediately provided further instructions

to the jurors, reminding them of his earlier instruction that this is "a civil case

and any verdict of 6-1 or 7-0 is a legal verdict . . . you need that on each question

before you go on to the next question or stop your deliberations as instructed. "

The judge then advised the jurors "to return to the jury room and continue with

your deliberations."

At 4:46 p.m., the jury returned and announced a revised verdict. The jury

answered no to questions one and three, finding the tractor-trailer and Lexus

drivers not negligent; however, the jury answered yes to questions two and four,

finding the two unknown drivers' negligence a proximate cause of the accident.

The jury then apportioned fifteen percent of fault to the tractor-trailer driver and

forty-eight percent of fault to the Lexus driver. The jury also found plaintiff

A-2437-19 5 negligent but not a proximate cause of the accident; nevertheless, the jury then

apportioned thirty-seven percent of fault to him.

After discussing the revised verdict with counsel, at 5:07 p.m., the judge

advised the jurors that "your verdict sheet is somewhat inconsistent." After

explaining the inconsistencies in their verdict, the judge provided "a clean

verdict form" and instructed the jurors to return to their deliberations.

The jury ultimately returned with its third and final verdict. Here, the jury

answered yes to questions one through four, finding both the Lexus and tractor -

trailer drivers negligent and a proximate cause of the accident. The jury

apportioned twenty percent of fault to the tractor-trailer driver, and fifty-five

percent of fault to the Lexus driver. The jury also answered no to questions five

and six, finding plaintiff not negligent nor a proximate cause of the accident.

Nevertheless, the jury apportioned twenty-five percent of fault to the plaintiff.

The judge again acknowledged the jury's inconsistency regarding plaintiff’s

negligence and fault.

Over defense counsel's objection, the trial judge proceeded to discharge

the jury and enter judgment in favor of the plaintiff because the jury found

plaintiff less than fifty percent at fault.

A-2437-19 6 State Farm filed a motion to set aside the verdict, which the trial judge

denied on January 24, 2020. The judge did not find a miscarriage of justice

warranting a new trial because the jury consistently found plaintiff less than fifty

percent at fault, and therefore entitled to recover from State Farm according to

the parties' pre-trial stipulation.

On appeal, State Farm raises the following arguments:

POINT I

THE JURY VERDICTS WERE INCONSISTENT AND MUST BE SET ASIDE

POINT II

THE JURY CHARGE WAS INADEQUATE (Not raised below)

II.

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GEORGE BELLO VS. STATE FARM INDEMNITY (L-5631-17, BERGEN COUNTY AND STATEWIDE), Counsel Stack Legal Research, https://law.counselstack.com/opinion/george-bello-vs-state-farm-indemnity-l-5631-17-bergen-county-and-njsuperctappdiv-2021.