General Exchange Insurance v. Elizer

31 N.E.2d 147, 32 Ohio Law. Abs. 579, 1940 Ohio App. LEXIS 1104
CourtOhio Court of Appeals
DecidedNovember 12, 1940
DocketNo. 793
StatusPublished
Cited by2 cases

This text of 31 N.E.2d 147 (General Exchange Insurance v. Elizer) is published on Counsel Stack Legal Research, covering Ohio Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
General Exchange Insurance v. Elizer, 31 N.E.2d 147, 32 Ohio Law. Abs. 579, 1940 Ohio App. LEXIS 1104 (Ohio Ct. App. 1940).

Opinion

OPINION

By ROSS, J.

Appeal on questions of law from a judgment of the Court of Common Pleas of Butler County, wherein judgment was rendered, pursuant to a general verdict in favor of the defendant.

It appears from the record that two automobiles collided at the intersection of Grove Street and Michigan Avenue, in the' City of Middletown about 5 P. M., on April 15, 1939. The vehicle proceeding westwardly over Michigan Avenue was driven by Marvin Carpenter, son of the owner of this vehicle, who sat with his son in the front seat. The defendant was driving his own automobile 'northwardly on Grove Street.

[580]*580The plaintiff is the insurer of the automobile owned by Carpenter. It became subrogated to the rights of Carpenter through the provisions of a policy of insurance, and the payment of the loss incurred by Carpenter, whose automobile was damaged in the collision.

The plaintiff asserts that prejudicial error intervened in the trial of the case by reason of the action of the trial court in refusing a challenge for cause of two jurors, the plaintiff having exhausted all of its peremptory challenges.

Upon the voir dire examination of the prospective jurors, from the record it appeai-s that the following took place.

“Dorothy H. Alston, called as a prospective juror, answered as follows:

By Mr. Casper.

Q. What is your address?

A. 126 South “D” Street, Hamilton.

Q. And your occupation?
A. Housewife.
Q. And what does your husband do?
A. He is in the general insurance and real estate business in Hamilton.
Q. What kind of insurance does he sell?
A. Automobile, fire, windstorm.
Q. What companies does he represent in the automobile field — casualty field?
A. U. S. Fidelity & Guaranty, Mercer, I don’t recall all of them.
Q. He represents the Mercer Casualty Co.?
A. Yes, at least he used to, I couldn’t say now.
Q. Does he represent the Celina too?
A. I think he does, or has.

Q. We submit a challenge for cause, because one of the jurors, prospective jurors, has stated that her husband sold insurance which included the Mercer Casualty Company and the Celina, which counsel for plaintiff states is the real party in interest as far as this defendant is concerned, and we move that she be excused for cause.

By the Court: Overruled.

Mr. Casper: Exception.

Mr. Elliott: No questions.”

Practically the same situation prevailed in the case of a Mrs. Samuels.

Only by the statement of counsel for the plaintiff embodying a conclusion of law as well as of fact does it appear that the Celina Insurance Company was the “real party in interest”. How such insurance company qualified in this respect does not appear. It is stated in the brief of counsel for the plaintiff that this case is peculiarly important in presenting the question, whether the wife of an agent for an insurance company which has written a policy covering liability of a party can be challenged for cause. The record in no place presents such an issue. The statute relied upon is §11419-51 GC. The pertinent part thereof is:

“The following shall be good causes for challenge to any person called as a juror for the trial of any cause: J: * *
5. That he is the employer, employe, or the spouse, parent, son or daughter of the employer or employe, counselor, agent, steward or attorney of either party.”

It is the apparent claim of counsel that the jurors sought to be removed were wives of agents for an insurance company, carrying liability by reason of a policy held by a party.

It is the claim also that the language of §11419-51 GC, noted, permits challenge of the “spouse” of an “agent”. The construction claimed would permit challenge of the spouse, but not of the agent, the spouse of an attorney, but not the attorney. The statute does not include both. The language evidently limits the application of the statute to a spouse of an “employer” or “employe”. Neither the statute nor the common law sustains the claim for a challenge for cause under the state of the record.

So viewing the matter, it becomes unnecessary to consider whether or not if a challenge for cause had existed, error prejudicial to the plaintiff would [581]*581have intervened. It is to be noted, however, in this connection, that the verdict in this case was unanimous.

The plaintiff’s insured was the father of the driver of the automobile. He sat next to his son on the front seat of the car.

The court, at the request of the defendant, gave the following special charge:

“If you find that after observing that jMr. Elizer’s ear was crossing the intersection, the driver of Mr. Carpenter’s car failed to exercise ordinary care to avoid the collision, and that such failure proximately contributed even in the slightest degree to cause the collision, you should return a verdict in favor of the defendant, whether you find that Mr. Elizer was negligent in approaching, entering, and crossing the intersection or not.”

The giving of this charge can only be justified if the plaintiff’s insured was responsible for the negligence or contributory negligence of his son, the driver of the car, for the charge imputes any negligence of the son to the father. The charge does not state there is a rebuttable presumption of fact to this effect. It takes for granted that the father was, by the existing circumstances, responsible for the son’s acts.

The court in its general charge specifically stated that the:

“plaintiff in this case cannot recover if the driver of the Carpenter ear was guilty of negligence proximately causing the damage; or in other words, if the operator of the Carpenter car was guilty of what is called contributory negligence; that is, if by his failure to exercise ordinary care and caution under the circumstances, he directly contributed to produce the damage which was suffered.”

The court also refused a special charge of the plaintiff which presented the same issue in a siighty different way:

“The court tells you that if you find that Clyde Carpenter was free of any negligence directly contributing to the accident, and if you should further find that Marvin Carpenter was not acting as his agent or under his direction in driving the automobile at the time of the accident, and if you should also find that the defendant, Elizer, was negligent and that such negligence was a proximate cause of the collision and damage, if any, to the automobile of Clyde Carpenter and that the plaintiff has been subrogated to the rights and claims of Clyde Carpenter against Elizer, then your verdict must be for the plaintiff.

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Related

Ross v. Burgan
163 Ohio St. (N.S.) 211 (Ohio Supreme Court, 1955)
Solomon v. Mote
49 N.E.2d 703 (Ohio Court of Appeals, 1942)

Cite This Page — Counsel Stack

Bluebook (online)
31 N.E.2d 147, 32 Ohio Law. Abs. 579, 1940 Ohio App. LEXIS 1104, Counsel Stack Legal Research, https://law.counselstack.com/opinion/general-exchange-insurance-v-elizer-ohioctapp-1940.