Gardner v. Gardner

22 Wend. 526
CourtCourt for the Trial of Impeachments and Correction of Errors
DecidedDecember 15, 1839
StatusPublished
Cited by49 cases

This text of 22 Wend. 526 (Gardner v. Gardner) is published on Counsel Stack Legal Research, covering Court for the Trial of Impeachments and Correction of Errors primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Gardner v. Gardner, 22 Wend. 526 (N.Y. Super. Ct. 1839).

Opinion

After advisement, the following opinion was delivered :—

By 'CowsN, J.

The main objection here, is, that Mrs. Gardner was not chargeable with the $2000 which she had borrowed from her husband. First: It is said she was not fiable, because the loan was by the husband to his wife. It is admitted to be void at law, upon the ground that the wife cannot contract a debt to any one, and especially toiler husband. This rule is universal at law, and it is the general rule of a court of chancery, which follows the law. Simpson v. Simpson, 4 Dana, 140. Chancery, however, has raised an exception': not an exception in terms, but yet a substantial one. If the wife holds- an estate separate from, and independent of her husband, as she may do in equity, chancery considers her in respest to her power over this estate a feme sole, 2 Kent’s Comm. 164, 3d ed.; and, although she is still incapable of charging herself at law, and equally incapable in equity of charging herself personally with debts, yet I think the better opinion is that separate debts contracted by her expressly on her own ac~ count, shall in all cases, be considered an appointment or [529]*529appropriation for the benefit of the creditor, as to so much of her separate estate as is sufficient to pay the debt, if she be not disabled to charge it by the terms of the donation. Chancery, then, considers the debt as a valid charge pro tanto, or will at least enforce its collection specifically, by fixing it as a lean upon the separate estate. 2 Story’s Eq. 627, § 1399 to 1401, inclusive and the cases there died. 2 Kent’s Comm. 164, 3d ed. id. 166. I see no objection in this theory to a debt being contracted by the wife directly to the husband. Such a power seems to have been recognized in Heatly v. Thomas, 15 Ves. 596, wherein it appeared that the wife had given her husband a bond of indemnity. The case is equally within the principle, whether we consider her acting as feme sole, or under a power of appointment in favor of he'r husband.-

In answer to this view of the question, the argument of policy is insisted on. It is said that the principle wilf'give an opening to the exercise of undue influence by the husband, in procuring this equitable mortgage.- That may be so. Such an influence is perhaps too often exerted in various indirect legal methods of acquiring the wife’s estate. But the power of restraint lies with the donor. If he give the estate to the wife unshackled as to . the mode of alienation,- he avows himself willing to repose upon her discretion ; and run the risk of her husband’s influence. If the donor be distrustful of either, his business is to interpose such guards in respect to the occasions and the forms of alienation as shall obviate the supposed danger. When the wife holds her separate estate untrammelled by any such precautionary control, it is right that such estate should be appropriated to the payment of her separate debts. And this is especially so where, as in the case at bar, they are contracted for the benefit of her separate estate, I say as in the case at bar. Such was Mrs. Gardner’s object in obtaining the loan, as she admitted before the surrogate. She had, no doubt, stated, the object to her husband, viz. the improving of her estate at Williamsburgh; and I, for one, cannot agree with her learned counsel in saying that her declaration must be presumed to have been falsified by her con[530]*530duct; that she probably deceived her husband, even admitting the truth of her declaration, is to be regarded as a matter of mere abstract moral obligation. And above all, if the counsel be correct in supposing that an application of this money to the proposed improvement were essential to secure its reimbursement, I think the chancellor was bound to presume that she had not misapplied it, at least until the contrary was shown. It was no more than saying she shall be presumed to have acted honestly. If the declaration of her purpose be considered as made to- the surrogate only, a thing not very probable, it was in no way qualified with a suggestion that the purpose had not been fulfilled. I feel quite clear, therefore, that a. valid loan was established by the proof, chargeable on the appellant’s trust estate, which it became her duty as administratrix to account for, if it were collected or collectable intermediate her appointment as administratrix and her accounting,, unless the debt was discharged by her husband;

Secondly. It is said, that she is not to be made liable inasmuch as it was not shown that the debt had been collected, or might have been collected with ordinary diligence. Birect evidence of actuab collection is not pretended ; and it is insisted that the debt was not even shown to have been separate. Mrs. Gardner herself admitted that the $2000 was loaned with a view to employ it in the erection of buildings at Williamsburgh, on her property which Jay there; and this did not constitute the whole of her separate estate. I think it is not too much to presume that the property which the $2000 was destined to improve, bore such a reasonable proportion in value, as to call for. the improvement; and that, in whatever mode the sum may have been invested for her use, the whole, investment and all, would' form a fund perfectly adequate to the reimbursement of the money. That is but presuming an exercise of due discretion in the improvement of her estate. Ordinary prudence is to be presumed till the contrary be shown; and in this case, the contrary was not even pretended. Ordinary diligence in collecting, and therefore actual collection, might also have been inferred by the auditors, and Mrs. Gardner be holden [531]*531liable on that ground. At any rate, it was by no means straining a point to say, that, after a lapse of time, she ought to have collected the debt from a fund sufficient in itself-; and probably, in a great measure, under her personal control. If the contrary of all this were true, why was that not shown by her"? The presumption was not conclusive against her.

I have thus far gone through with several branches of the argument submitted to us by the counsel of the appellant, because I did not know how far the members of the court would agree with me in respect to another branch of it, still ranging under the main point in the cause. On that I have felt myself constrained to agree with him ; and should the court think with me ‘in the view which I have taken of it, they will perceive that the appeal is well founded.

Lastly. It was said that the testator, in his life time, forgave Mrs. Gardner the debt in question, by procuring and burning the bond which wras taken as evidence of it. The only direct proof of this fact is derived from the deposition of Mrs. Milnor, the daughter of the appellant, and the stepdaughter of the testator, who, as I infer, was either a resident in the testator’s family, or very often with them, from 1827 when she says the loan was made, to February or March, 1829, when she says the bond was destroyed. The testator died in July next ensuing. She says that he at first kept the bond himself, but when he got sick he gave it to Mr. Williams, with instructions that, if any thing happened to hint, the testator, he, Mr. Williams, should destroy it. He afterwards told Mrs. Gardner to destroy it, if any thing happened, which she declined. He then sent for the bond, and himself committed it to the fire, telling Mrs. Gardner that the money was hers.

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Bluebook (online)
22 Wend. 526, Counsel Stack Legal Research, https://law.counselstack.com/opinion/gardner-v-gardner-nycterr-1839.