Garcia v. Sablan CA5

CourtCalifornia Court of Appeal
DecidedMarch 30, 2026
DocketF086867
StatusUnpublished

This text of Garcia v. Sablan CA5 (Garcia v. Sablan CA5) is published on Counsel Stack Legal Research, covering California Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Garcia v. Sablan CA5, (Cal. Ct. App. 2026).

Opinion

Filed 3/30/26 Garcia v. Sablan CA5

NOT TO BE PUBLISHED IN THE OFFICIAL REPORTS California Rules of Court, rule 8.1115(a), prohibits courts and parties from citing or relying on opinions not certified for publication or ordered published, except as specified by rule 8.1115(b). This opinion has not been certified for publication or ordered published for purposes of rule 8.1115.

IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA

FIFTH APPELLATE DISTRICT

VERONICA I. GARCIA, F086867 Plaintiff and Appellant, (Super. Ct. No. MCV088855) v.

ANTHONY SABLAN et al. OPINION

Defendants and Respondents.

APPEAL from an order of the Superior Court of Madera County. Brian Enos, Judge. Veronica I. Garcia, in pro. per., for Plaintiff and Appellant. Whitney, Thompson & Jeffcoach LLP, Devon R. McTeer and Paul Gaus for Defendants and Respondents. -ooOoo- Plaintiff Veronica I. Garcia sued her father and the attorneys who sent her a demand letter on behalf of her father, alleging an attorney-client conspiracy involving extortion and the embezzlement of loan proceeds from the refinancing of her residence. The attorneys’ demurrer and motion to strike asserted Garcia failed to comply with Civil Code section 1714.10 (section 1714.10), which requires plaintiffs seeking to sue attorneys for conspiring with their clients to obtain court approval before filing such claims. The trial court determined the prefiling approval requirement applied to Garcia’s claims, sustained the demurrer, and allowed Garcia to file a petition for court approval. Garcia was one day late in submitting her petition and the clerk of court returned the petition to her unfiled. Garcia filed a motion for reconsideration and also requested relief under Code of Civil Procedure section 473. The trial court denied the motion on both procedural and substantive grounds. Garcia appealed. As explained below, Garcia’s conspiracy claims are subject to the prefiling requirement in section 1714.10, subdivision (a) and do not qualify for the exceptions in section 1714.10, subdivision (c). As a result, court approval was necessary for Garcia to pursue the conspiracy claims. The trial court’s denial of that approval on reconsideration was appropriate because her petition failed to comply with procedural requirements in section 1714.10 and Garcia did not demonstrate a reasonable probability of prevailing on the conspiracy claims against the attorneys. Contrary to Garcia’s arguments, the entry of default against her father is not binding on the attorney defendants and, therefore, does not establish Garcia had a reasonable probability of prevailing on the conspiracy claims against them. We therefore affirm the order. FACTS In December 2017, Garcia and her father, defendant George Hernandez Lopez, Jr., (Father) arranged for the acquisition and financing of real property located on Deerwood Drive in Madera (Deerwood). Garcia alleges that (1) Deerwood was purchased as her residence and for her exclusive use with a $50,000 down payment from her and with the support of Father’s credit; (2) she was the sole source of the $50,000, which was “her

2. entire divorce settlement money”; (3) she and Father are on the title as joint tenants; (4) she is the 100 percent rightful and legal owner and sole occupying possessor of Deerwood; and (5) she is entitled to 100 percent of the funds generated from refinancing the property and 100 percent of the future profit from any sale. She alleges their arrangement created a binding fiduciary relationship and Father has absolutely no personal monetary investment in Deerwood and has no rights to occupy, possess, or enter Deerwood. In December 2021, Garcia and Father refinanced Deerwood by obtaining a $151,000 loan, which was enough to pay off the existing mortgage and leave them a balance of $31,197.36. The refinancing paperwork included a grant deed that was recorded in Madera County. It stated Father granted Deerwood to himself, an unmarried man, and Garcia, an unmarried woman, as joint tenants. Over $16,000 of the loan proceeds were used by Garcia and Father for roof and window replacement. The improvement projects resulted in tension in their relationship. Garcia alleges it was “evident that [Father] resented me urging him to get the agreed upon work done” and Father “tried to delay getting the work done for each project.” Garcia asserts that, faced with Father’s delays and obstinance, she “told him that he would leave me no choice but to take him to court. That is when he begrudgingly, argumentatively and resentfully complied to get the work done.” Garcia also alleges it had been agreed that other improvement projects would follow, and the initial repairs left a balance of $14,930.36 from the loan proceeds. She states Father held that balance in his bank account in a custodial capacity under their fiduciary relationship. In late December 2021, Garcia learned she needed $2,500 to cover costs “to schedule her extremely critical surgery” and she sought to use funds from the refinancing to pay those costs, other expenses related to her surgery, mortgage payments, and living

3. expenses during her recovery period when she could not work. Garcia assured Father that she would reimburse the amount once she returned to work, but he flat out refused. She describes Father as intentionally planning and conspiring to steal her home and the divorce settlement money she invested in it, leaving her homeless and destitute. Garcia also alleges that after January 2022, Father engaged in unprovoked, unwarranted, and hostile behavior towards her, and he refused to account for or release the $14,930.36 to her. Garcia’s surgery was performed in February 2022. Garcia alleged that, at no time whatsoever, had she requested Father, or relied upon him, to make any payments on the loan secured by Deerwood from his personal funds. She further alleged that, although she had been late at times after the surgery, both Father and the lender were fully informed and she initiated and maintained partial payment arrangements directly with the lender, which avoided an actual default. Garcia alleged Father “wickedly and cruelly refused to allow [her] to draw from her refi proceeds to cover mortgage payments until she would be medically released to return to work.” (Emphasis omitted.) Demand Letter and Response Garcia alleges that from January 2022 until July 6, 2022, Father never made known to her any claim to the remaining loan proceeds. Sometime before July 6, 2022, Father hired defendant Anthony Oscar Sablan, an attorney, and defendant Sablan Law, Inc. to communicate with Garcia on his behalf. Sablan Law, Inc. is owned in equal parts by Anthony Sablan and defendant Stacy Farmer Sablan. This opinion refers to Anthony Sablan, Stacy Sablan, and Sablan Law, Inc. collectively as the Sablan Defendants. In a letter dated July 6, 2022, the Sablan Defendants stated they were contacting Garcia on behalf of Father and he intended to sell Deerwood as soon as possible. The contents of the demand letter are set forth in part I.A., post. The Sablan Defendants also sent a similar, but not identical, demand to Garcia by e-mail.

4. Garcia responded in a 23-page letter dated July 20, 2022. The response stated the demand letters appeared to be intentionally deceptive and misleading communications that were “a dirty rotten, calculated, shyster-lawyer tactic.” (Italics omitted.) The response referred to Anthony Sablan as a “piece of garbage.” (Italics omitted.) It asserted Father was not the sole owner of Deerwood and stated Garcia (1) was on the official title as a joint tenant; (2) was the sole possessor of Deerwood; (3) had purchased her home with a $50,000 down payment; and (4) had made all the mortgage payments since the 2017 acquisition, first indirectly through Father and later directly to the lender without Father’s involvement.

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