Garcia v. John Hancock Life Ins. Co. CA2/7

CourtCalifornia Court of Appeal
DecidedMay 21, 2026
DocketB340684
StatusUnpublished

This text of Garcia v. John Hancock Life Ins. Co. CA2/7 (Garcia v. John Hancock Life Ins. Co. CA2/7) is published on Counsel Stack Legal Research, covering California Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Garcia v. John Hancock Life Ins. Co. CA2/7, (Cal. Ct. App. 2026).

Opinion

Filed 5/21/26 Garcia v. John Hancock Life Ins. Co. CA2/7 NOT TO BE PUBLISHED IN THE OFFICIAL REPORTS California Rules of Court, rule 8.1115(a), prohibits courts and parties from citing or relying on opinions not certified for publication or ordered published, except as specified by rule 8.1115(b). This opinion has not been certified for publication or ordered published for purposes of rule 8.1115.

IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA

SECOND APPELLATE DISTRICT

DIVISION SEVEN

MYRA GARCIA, B340684

Plaintiff and Appellant, (Los Angeles County Super. Ct. No. 20STCV32997) v.

JOHN HANCOCK LIFE INSURANCE COMPANY,

Defendant and Respondent.

APPEAL from a judgment of the Superior Court of Los Angeles County, Bruce G. Iwasaki, Judge. Affirmed in part and reversed in part. Atticus Injury Law and Atticus N. Wegman for Plaintiff and Appellant. Haight Brown & Bonesteel, Bruce Cleeland, Gary LaHendro, Allison Harvey and Yury A. Kolesnikov for Defendant and Respondent.

______________________ Myra Garcia tripped and fell when attempting to board an elevator in a commercial building owned by John Hancock Life Insurance Company (John Hancock). Garcia sued John Hancock, alleging the elevator car was not level with the lobby floor and John Hancock was responsible for this dangerous condition. She appeals after the trial court granted John Hancock’s motion for summary adjudication on her cause of action for violation of the Disabled Persons Act (Civ. Code, § 54 et seq.) and subsequent motion for summary judgment on her claims for premises liability and negligence. We affirm the order granting summary adjudication on the Disabled Persons Act claim. Because there is a triable issue whether John Hancock created and thus had notice of the alleged dangerous condition, however, we reverse the order granting summary judgment and remand for further proceedings on Garcia’s premises liability and negligence claims. FACTUAL AND PROCEDURAL BACKGROUND A. The Trip and Fall Garcia worked on the 17th floor of an office building in downtown Los Angeles that John Hancock owned and managed. Between 2014 and 2020, Garcia used the building’s elevators “hundreds of times” and took Elevator No. 8 at least 25 to 50 times without incident. In March 2020, Garcia was 62 years old. She had asthma and diabetes but did not use or need any assistive equipment to walk. On March 9, Garcia followed her normal morning commute. She drove her car to a park and ride, took a bus to downtown Los Angeles, and then walked about a block and a half to the entrance of the building. Garcia felt “some mild fatigue” after the walk. Upon entering the building, however, Garcia walked normally across the lobby to a bank of elevators. She held a

2 roller bag in her left hand, a handbag on her right shoulder, and possibly a cell phone in her right hand. When the doors of Elevator No. 8 were not fully open but were open just enough for her to walk through, Garcia began to enter the elevator, tripped, and fell to the floor. As a result of the fall, Garcia broke her left leg. Garcia believed her right foot got “caught” or “stuck” on something in the threshold between the elevator floor and the lobby floor because when she looked back, she did not see anything in her path that would have caused her to fall. Garcia never saw a height differential between the elevator floor and the lobby floor but assumed there was a differential of two inches at the time of her fall based on what she “felt” with her foot. Building security personnel arrived immediately after Garcia fell and did not notice a height differential between the elevator floor and lobby floor once the elevator doors were in a fully open position. The elevator was placed out of service. Three days after the incident, the City of Los Angeles Department of Building and Safety (City) inspected the elevator. The City concluded the elevator’s safety features were in compliance with all governing legal standards and permitted it to resume normal service. Mechanic James Clark from Otis Elevator Company (Otis), the elevator maintenance company for the building, then conducted his own inspection. He found the height differential between the elevator floor and the lobby floor when the elevator doors started to open to be four and 1/2 inches but only 1/8 inch when the elevator came to a stop with its doors fully open.

B. The Lawsuit Garcia filed her lawsuit in August 2020. In her second amended complaint, she alleged causes of action against John

3 Hancock and Otis for products liability, premises liability, negligence, and, as to John Hancock alone, violation of the Disabled Persons Act. She alleged that, as a common carrier, John Hancock had a heightened duty of care that it breached by not protecting her from “a dangerous and unstable” elevator. As for her disability discrimination claim, Garcia alleged she suffered from asthma and diabetes and that John Hancock denied her “full and equal access to public accommodations due to her disability.” She alleged the “mislevel[ed]” elevator was not in compliance with standards of the Americans with Disabilities Act of 1990 (ADA) (42 U.S.C. § 12101 et seq.) and the California Building Standards Code (Cal. Code. Regs., tit. 24). She requested damages and attorney’s fees.1

C. Motion for Summary Adjudication on Disabled Persons Act Claim In August 2022, John Hancock moved for summary adjudication on Garcia’s disability discrimination claim.2 John Hancock argued Garcia did not have standing to pursue damages under the Disabled Persons Act because she was not denied equal access to the building. Further, John Hancock noted that to access her office Garcia could have taken other elevators besides

1 Garcia’s employer’s workers’ compensation insurer, American Casualty Company of Reading, Pennsylvania, intervened in the lawsuit and opposed John Hancock’s dispositive motions. Neither Otis nor American Casualty is a party to this appeal. 2 John Hancock also moved for summary adjudication on the products liability cause of action, but Garcia dismissed that claim.

4 the allegedly ADA-noncompliant Elevator No. 8, and thus she was not denied access to her office or any other location in the building. John Hancock supported its motion with Garcia’s deposition testimony, her medical records, deposition testimony of her primary care physician, and records showing Elevator No. 8’s inspection and permit history, among other evidence. In opposition, Garcia argued she had standing to pursue her claim under the Disabled Persons Act because her asthma and diabetes “affected her ability to walk, breathe, and thus access [the] subject elevator that misleveled at the time of the incident.” Garcia relied on her deposition testimony and that of her primary care physician regarding the nature of her disability. Garcia also submitted declarations from engineers Joseph Stabler and Paul Kayfetz, each of whom opined that surveillance footage of Garcia’s fall revealed the elevator was misleveled at the time she fell. In January 2023, after a hearing, the court granted John Hancock’s motion, concluding Garcia lacked standing to pursue damages under the Disabled Persons Act because she had not raised a triable issue that she was denied equal access to the building due to her disability. The court assumed for purposes of the motion that the elevator was not level when Garcia entered it and that Garcia suffered from asthma and diabetes. Even so, the court concluded, Garcia provided no evidence her disability prevented her from accessing the building. The court explained, “individuals without diabetes or asthma would equally be likely to encounter the alleged violation here (i.e., the mis-leveled elevator) and injure themselves.”

5 D.

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Garcia v. John Hancock Life Ins. Co. CA2/7, Counsel Stack Legal Research, https://law.counselstack.com/opinion/garcia-v-john-hancock-life-ins-co-ca27-calctapp-2026.