Franklin Life Ins. Co. v. Hickson

97 Ill. App. 387
CourtAppellate Court of Illinois
DecidedOctober 31, 1901
StatusPublished
Cited by1 cases

This text of 97 Ill. App. 387 (Franklin Life Ins. Co. v. Hickson) is published on Counsel Stack Legal Research, covering Appellate Court of Illinois primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Franklin Life Ins. Co. v. Hickson, 97 Ill. App. 387 (Ill. Ct. App. 1901).

Opinion

Mr. Justice Worthington

delivered the opinion of the court.

We have recited the preliminary proceedings in this case at some length, owing to the claim made that the court did not have jurisdiction of the Franklin Life Insurance Company. The defense disclosed by the record is technical and without equitable merits. The Franklin Life Association insured John Hickson’s life for the benefit of Eosa Hick-son. He was killed while the policy was in full force and effect. We are satisfied from the evidence that the proofs of death were furnished to one acting as an agent of the association, and that no objections were made to them. It is true that there is no direct evidence that Dr. Porter, who received the proofs of death from appellee, was at that time an agent of the Franklin Life Association. But in the absence of any conflicting testimony there were circumstances from which the jury was warranted in finding that he was an agent. He had examined Hickson for the company when he applied for insurance and had in his possession blank proofs to be used in case of death, which he gave to Eggman, a notary public, to be taken to appellee and filled up, and directed that when filled they should be returned to him. In pursuance of his action and directions they were so taken to her and when completed were returned to him. The association paid nothing on the policy, and appellee brought suit against it within one year after the death of the insured.

The statute under which these insurance companies were consolidated and the Franklin Life Insurance Company thereby formed, provicj.es that the consolidation of one corporation with another shall not affect suits pending in which such corporation or corporations shall be parties, nor shall such changes affect causes of action, nor the rights of persons in any particular, nor shall suits brought against such corporation by its former name be abated for that cause. Rev. Stat. Ill., Chap. 32, Sec. 56.

Section 85 of said chapter 32, of said statute, says:

“ In all cases when any company or corporation, chartered or organized under the laws of this State, shall consolidate its property, stock or franchises with any other company or companies, such consolidated' compa/ny shall be liable for all debts or liabilities of each company included in said consolidated company existing or accrued prior to such consolidation; and actions may be brought and maintained, and recovery had therefor against such consolidated company.”

If, then, at the time of the consolidation, the Franklin Life Association owed appellee on the policy issued to her husband, the Franklin Life Insurance Company assumed its payment.

On behalf of appellee the following propositions were asked and were held by the court:

First. That this court had power in this case to send its process to Sangamon county for service, by force of the statute in relation to service upon insurance companies.

Second. That the service by the sheriff of Sangamon county in this case was legal.

Third. That it was entirely proper under the statute relating to amendments to allow the defendant, as successor of the Franklin Life Association, to be made a defendant in this case, and to dismiss as to the Franklin Life Association after defendant was made party.

Fourth. That after the consolidation of the People’s Life Insurance Company and the Franklin Life Association, into the defendant, it was necessary to recover against the defendant on the policy sued on, and further proceedings against the Franklin Life Association were not necessanL

Fifth. That the suit having been brought against the Franklin Life Association within one year after the death of the assured, the limitation of one year in the policy can not apply, because defendant was not in. existence to be sued for more than one year after the death of the assured.

Sixth. The evidence shows that proofs of death were furnished the Franklin Life Association within three weeks after the death of the assured, and the policy became due and payable ninety days thereafter, to wit, March 22, 1897; from which date interest at the rate of five per cent per annum should be computed to date, May 18th, four years, one month and twenty-eight days, to wit, $1,208, for which sum judgment should be rendered.

Seventh. That this court has jurisdiction of the parties and subject-matter.

Eighth. There is no statute bar.

We find no reversible error in the propositions held for plaintiff, or in the refusal of those asked for by defendant; but in so finding, do not pass upon the first two propositions, holding as we do, that the court acquired jurisdiction by defendant's pleading to the merits. The refused are in substance the converse of those held.

If proof of death was furnished to the Franklin Life Association, it was not necessary that it should be again furnished to the Franklin Life Insurance Company. So far as such proof was necessary to fasten liability upon the Franklin Life Association, it had done its work. The consolidated company assumed the burden of the liability of the Franklin Life Association as it found it. Flo new duties or conditions were imposed upon the holder of a policy" by reason of the consolidation. If such holder complied with the conditions of' his policy, he did all that was required of him by his contract, and his beneficiary was entitled to recover against the company that issued the policy. If she could recover against it, she could recover against its successor, who assumed its liabilities and stood in its shoes.

What is said in reference to furnishing proof of death, applies to the clause in the policy limiting the bringing of a suit to one year after the insured’s death. When suit was commenced against the Franklin Life Association within the year succeeding the death of appellee’s husband, she complied with the provisions of the policy. She could not have brought suit against the consolidated company within said year, because it had no corporate existence until after the expiration of the year. So far as bringing suit within the year fixed the liability of the Franklin Life Association, it also fixed the liability of the consolidated company. There was then no error in holding that the suit against appellant was not barred by the year limitation clause.

Counsel for appellant say in their brief that “ the court erred in permitting appellee to amend her cause of action by making appellant party defendant and then dismiss as to the original defendant without an}*- provision as to the costs made and incurred at the time of such amendment.”

As such action of the court is not assigned for error, we are not called upon to consider it.

Counsel for appellant also urge that the suit against the Franklin Life Association did not abate by reason of the consolidation of this company with the People’s Life Insurance Company, and that plaintiff should have prosecuted her suit to a conclusion.

It is true that appellee’s suit did not abate by reason of the consolidation. Sec. 56, Chap. 32, sxvpra.

But this is no reason why plaintiff could not dismiss her suit against the original defendant.

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Bluebook (online)
97 Ill. App. 387, Counsel Stack Legal Research, https://law.counselstack.com/opinion/franklin-life-ins-co-v-hickson-illappct-1901.