Frank J. Gallo v. John A. Hafner, Jr.

CourtNew Jersey Superior Court Appellate Division
DecidedNovember 19, 2025
DocketA-1843-23
StatusUnpublished

This text of Frank J. Gallo v. John A. Hafner, Jr. (Frank J. Gallo v. John A. Hafner, Jr.) is published on Counsel Stack Legal Research, covering New Jersey Superior Court Appellate Division primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Frank J. Gallo v. John A. Hafner, Jr., (N.J. Ct. App. 2025).

Opinion

NOT FOR PUBLICATION WITHOUT THE APPROVAL OF THE APPELLATE DIVISION This opinion shall not "constitute precedent or be binding upon any court ." Although it is posted on the internet, this opinion is binding only on the parties in the case and its use in other cases is limited . R. 1:36-3.

SUPERIOR COURT OF NEW JERSEY APPELLATE DIVISION DOCKET NO. A-1843-23

FRANK J. GALLO and AMY M. GALLO,

Plaintiffs-Respondents,

v.

JOHN A. HAFNER, JR.,

Defendant-Appellant,

and

BOROUGH OF STONE HARBOR,

Defendant-Respondent.

Argued October 1, 2025 – Decided November 19, 2025

Before Judges Currier, Berdote Byrne and Jablonski.

On appeal from the Superior Court of New Jersey, Chancery Division, Cape May County, Docket No. C-000006-23.

Andrew R. Sperl argued the cause for appellant (Duane Morris LLP, attorneys; Andrew R. Sperl, George J. Kroculick, and David Amerikaner, on the briefs). Stephen Hankin argued the cause for respondents Frank J. Gallo and Amy M. Gallo (Hankin Palladino Weintrob Bell & Labov, PC, attorneys; Stephen Hankin, on the brief).

Ryan P. Duffy argued the cause for respondent Borough of Stone Harbor (Bocchi Law LLC, attorneys; Anthony S. Bocchi, on the brief).

PER CURIAM

In this matter, we consider the enforceability of a restrictive covenant

affecting contiguous properties owned by plaintiffs and defendant in the

Borough of Stone Harbor (Borough). Defendant owns the beachfront property,

1-107th Street, which is subject to a 1985 restrictive covenant that prohibits

construction of any kind and planting above four feet in the rear fifty feet of the

property to preserve an "open view to the ocean." Plaintiffs own the neighboring

flag lot—7-107th Street. After defendant constructed a two-foot-high berm and

planted three-to-six-foot-high trees on top of it, plaintiffs instituted suit to

enforce the restrictive covenant. Defendant asserted the restriction was

unenforceable due to "changed circumstances," specifically, government-built

dunes that now block any ocean view from plaintiffs' property, and disputed the

meaning of the restriction.

The trial court found the restriction was unambiguous and interpreted it

as protecting a view toward the ocean, including dunes and beachscape, and

A-1843-23 2 enforced the covenant. Defendant appeals from the grant of summary judgment

to plaintiffs. After reviewing defendant's contentions in light of the record and

applicable principles of law, we affirm.

I.

We derive the following facts from the summary judgment record. The

two lots were created via a subdivision application in 1985. The owners

conveyed the subject lots with a deed restriction affecting the rear

(southwesterly) fifty feet of certain lots, including defendant's property.

The deed reads, in pertinent part:

[T]here shall be no construction of any kind in the rear Southwesterly fifty (50) feet of the premises known as Lots 9.2, 10, 1 11.2 and 12.1 of Block 107.1 as set forth on a Plan of Subdivision of Block 107.1, Lots 9.2, 10, 11.2, 12.1, 13.2, 14, 15.2, 16, 18 and 20 . . . dated September 1, 1984 and filed in the Clerk's Office of Cape May County as Map #2941. This restriction shall apply to all construction, including a swimming pool either above ground or in ground, except an open wood fence with opening of at least three (3) inches between the individual slats, that shall not exceed four (4) feet in height and shall also prohibit the planting or maintaining of any tree, shrub, bush or other living thing that exceeds four (4) feet in height and does not provide an open view to the ocean from Lots 11.3, 12.2, 13.2, 14, 15.2 and 16.1 of Block 107.1. This restriction shall run with the land and is specifically imposed for

1 Defendant's property is Lot 10. Plaintiffs' property is Lot 14. A-1843-23 3 the benefit of Lots 11.3, 12.2, 13.2, 14, 15.2 and 16.1 of Block 107.1, Borough of Stone Harbor Tax Map.

[(emphasis added).]

In 2002, the Army Corps of Engineers (ACOE) constructed dunes in front

of 1-107th Street as part of a project between ACOE and the New Jersey

Department of Environmental Protection. Those dunes remain in place at the

time of these events.

Plaintiffs purchased 7-107th Street in 2015 for $5,250,000, specifically

assessing the enhanced value of the property because of the deed restriction. In

his deposition Frank Gallo testified that the deed restriction played a "major part

of the purchase." He understood the restriction to prevent all construction and

most landscaping above four feet in the rear fifty feet of the 1-107th Street

property.

When the 1-107th Street property came on the market in 2018, Gallo tried

to purchase it but was ultimately outbid by defendant. At the time, defendant

owned a home across the street from plaintiffs. The listing agent notified

defendant of the deed restriction on the property and provided him with a copy

of it. The listing agent discussed the impact of the deed restriction on the market

value of 1-107th Street during his deposition, acknowledging that the restriction

A-1843-23 4 significantly reduced the potential value of the property as "[f]orty percent of

the entire lot . . . contains this deed restriction."

Defendant and his wife Barbara stated during their respective depositions

that defendant purchased 1-107th Street in 2018 for $5.3 million. They both

confirmed they were aware of the restriction prior to purchasing the property.

Barbara understood it to prohibit structures such as an in-ground pool and

possibly landscaping above a certain height in the restricted area. Defendant

stated he thought the restriction was "past its time" and he did not expect it to

be strictly enforced, considering the dunes' presence blocked any open view.

Matthew Pappas was hired by defendant in 2019 as a general contractor

to demolish the existing home and build a new one. Pappas was advised of the

restrictive covenant. When he was informed of encroachments into the

restricted area during the construction; he remedied them promptly.

In March 2019, defendant's attorney sent a letter to plaintiffs offering them

$75,000 if he could put an in-ground pool in the restricted area and $150,000 to

construct both a pool and a cabana within the restricted area. Plaintiffs did not

accept the offer. In May 2019, defendant offered plaintiffs $300,000 for a pool,

$400,000 for a pool and cabana, or $600,000 for the removal of the restricti ve

covenant. Plaintiffs rejected the offers. During the summer of 2022, defendant

A-1843-23 5 made inquiries, through others, exploring whether plaintiffs would sell him their

home.

When completed, defendant's new home and inground pool were

compliant with the restrictive covenant. The landscaping was not. The

landscaper created a two-foot-high berm in the area of the restriction and planted

six Japanese privet trees on top of it. As the trees grow, the foliage spreads and

effectively forms a screen or fence.

Barbara Hafner explained that the landscaping, including installation of

"privet" shrubs, was coordinated mainly by her and their landscaper, Nicholas

Catanoso. Catanoso certified that Pappas informed him that the rear yard was

subject to a restriction preventing trees and shrubbery over three to four feet in

height. He stated that when he planted the privet trees, they were three to four

feet tall.

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