Fountain Equipment Finance, LLC v. ZZ Energy, LLC and Trey Zimmerman

CourtDistrict Court, E.D. Tennessee
DecidedMarch 17, 2026
Docket3:24-cv-00496
StatusUnknown

This text of Fountain Equipment Finance, LLC v. ZZ Energy, LLC and Trey Zimmerman (Fountain Equipment Finance, LLC v. ZZ Energy, LLC and Trey Zimmerman) is published on Counsel Stack Legal Research, covering District Court, E.D. Tennessee primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Fountain Equipment Finance, LLC v. ZZ Energy, LLC and Trey Zimmerman, (E.D. Tenn. 2026).

Opinion

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF TENNESSEE

FOUNTAIN EQUIPMENT ) FINANCE, LLC ) ) Plaintiff, ) ) v. ) No.: 3:24-cv-496-TAV-JEM ) ZZ ENERGY, LLC and ) TREY ZIMMERMAN, ) ) Defendants. )

MEMORANDUM OPINION

This civil action is before the Court on plaintiff’s Motions for Default Judgment, submitted pursuant to Rule 55(b)(1) of the Federal Rules of Civil Procedure, as to both defendants ZZ Energy, LLC, (“ZZ Energy”) and Trey Zimmerman [Docs. 19, 20]. For the reasons set forth below, plaintiff’s motions [Docs. 19, 20] will be GRANTED. I. Background The Court takes as true the factual allegations in the complaint. Bogard v. Nat’l Credit Consultants, No. 1:12-CV-2509, 2013 WL 2209154, at *3 (N.D. Ohio May 20, 2013). ZZ Energy entered into seven separate financing agreements with plaintiff for the purchase of various pieces of mining equipment in 2022 and 2023 [Doc. 1 ¶ 5; Doc. 1-1]. Defendant Zimmerman personally guaranteed those agreements [Doc. 1 ¶ 5; Doc. 1-1; Doc. 1-2]. All seven agreements are now in default and, despite a demand for payment, no payments have been made [Doc. 1 ¶ 6]. As of November 15, 2024, the sum of $626,617.87 is due and owing on all seven agreements [Doc. 1 ¶ 7; Doc. 1-2]. On February 13, 2026, plaintiff filed the summons returned executed as to both ZZ Energy and Zimmerman [Docs. 8, 9]. On April 11, 2025, plaintiff applied to the Clerk of Court for an entry of default as to each of these defendants because they failed to respond

or otherwise defend in this action [Docs. 11, 12], and the Clerk entered default on May 8, 2025 [Docs. 17, 18]. Plaintiff now seeks a default judgment against both ZZ Energy and Zimmerman [Docs. 19, 20]. II. Analysis Federal Rule of Civil Procedure 55 “contemplates a two-step process for obtaining

a default judgment against a defendant who has failed to plead or otherwise defend.” Banner Life Ins. Co. v. Columbia State Bank, No. 3:19-CV-119, 2020 WL 3977635, at *1 (E.D. Tenn. July 14, 2020). “First, pursuant to Rule 55(a), a plaintiff must request from the Clerk of Court an entry of default, describing the particulars of the defendant’s failure to plead or otherwise defend.” Id. If the clerk enters default, “the plaintiff must then move

the Court for entry of default judgment pursuant to Rule 55(b).” Id. Pursuant to Rule 55(b), a default can be entered by the Clerk “[i]f the plaintiff’s claim is for a sum certain or a sum that can be made certain by computation[.]” Fed. R. Civ. P. 55(b)(1). But “[i]n all other cases, the party must apply to the court for a default judgment.” Fed. R. Civ. P. 55(b)(2).

As an initial matter, plaintiff has filed its motions for default judgment pursuant to Rule 55(b)(1) [Docs. 19, 20]. But, in those motions, plaintiff requests attorney fees [See id.]. The lease agreements at issue provide that, in the event of any action at law or suit in 2 equity in relation to the lease, the lessee will pay to the lessor a “reasonable sum for its attorney’s fees” [Doc. 1-1, pp. 3, 6, 9, 12, 15, 18, 21]. Because plaintiff’s requested amount includes “reasonable” attorney’s fees, Clerk cannot enter default under Rule 55(b)(1) as

“what constitutes a reasonable fee must be determined by the Court.” See Nat’l Auto Grp., Inc. v. Van Devere, Inc., No. 5:20-cv-2543, 2021 WL 1857143, at *2 (N.D. Ohio May 10, 2021) (quoting Van Zeeland Oil Co. v. Lawrence Agency, Inc., No. 2:09-cv-150, 2009 WL 10678619, at *1 (W.D. Mich. Sept. 28, 2009)) (stating that a reasonable fee is “not a claim for a sum certain or a sum that can be made certain by computation” as required under Rule

55(b)(1)). Further, given that plaintiff has a “mixed” complaint with “both a claim for a sum certain for [] damages that could fall under Rule 55(b)(1), and a claim for reasonable attorney fees which is not a sum certain that must fall under Rule 55(b)(2)[,]” the motion for default judgment must be decided by the Court pursuant to Rule 55(b)(2). Van Zeeland Oil Co., 2009 WL 10678619, at *2. Therefore, plaintiff’s motion will be reviewed

according to Rule 55(b)(2). Proceeding under Rule 55(b)(2), after the Clerk has entered default, the court must take the complaint’s factual allegations as true. Bogard, 2013 WL 2209154, at *3. However, the Court must determine whether the factual allegations “are sufficient to state a claim for relief as to [the] causes of action for which [the] plaintiff seeks default

judgment.” J & J Sports Prods., Inc. v. Rodriguez, No. 1:08-CV-1350, 2008 WL 5083149, at *1 (N.D. Ohio Nov. 25, 2008) (citation omitted). Although the Court takes factual

3 allegations regarding liability as true, the plaintiff must prove the amount of damages. Bogard, 2013 WL 2209154, at *1. A. Sufficiency of the Complaint

Although the complaint does not specify, it appears that the allegations therein raise a claim for breach of contract. [See Doc. 1 (setting forth allegations appearing consistent with a breach of contract claim); Doc. 2, p. 1 (indicating the nature of the suit is “other contract”). “In Tennessee, the essential elements of a breach of contract claim are as follows: (1) the existence of an enforceable contract, (2) nonperformance amounting to a

breach of the contract, and (3) damages caused by the breach of the contract.” McClanahan v. State Farm Life Ins. Co., 660 F. Supp. 3d 728, 737 (W.D. Tenn. Mar. 9, 2023). Here, plaintiff has alleged that seven enforceable contracts exist, that is the seven separate financing agreements for the purchases of various pieces of mining equipment [Doc. 1 ¶ 5; see also Doc. 1-1]. Plaintiff alleges that ZZ Energy was a party to the financing

agreements and Zimmerman personally guaranteed each of those agreements [Doc. 1 ¶ 5; see also Doc. 1-1]. Next, plaintiff has alleged nonperformance amounting to a breach of contract, that is, that all of the seven agreements are in default, and, despite a demand for payment, no payments have been made on those contracts [Doc. 1 ¶ 6]. Finally, plaintiff has alleged damages caused by the breach of contract, specifically, that a sum of

$626,617.87 is due and owing on the seven agreements [Doc. 1 ¶ 7; Doc. 1-2]. Accordingly, the Court finds that plaintiff has sufficiently alleged a claim for breach of contract as to both defendants. 4 B. Damages and Attorneys’ Fees Although the Court must take as true the factual allegations regarding liability in the complaint, plaintiff must prove the appropriate amount of damages. Bogard, 2013 WL

2209154, at *3. In determining damages, “[t]he Court may rely on affidavits [and other materials] . . . without the need for a hearing.” Dirs. of the Ohio Conf. of Plasterers & Cement Masons Combined Funds, Inc. v. Akron Insulation & Supply, Inc., No. 5:16-CV-1674, 2018 WL 2129613, at *5 (N.D. Ohio May 8, 2018). Here, plaintiff seeks default judgment against both defendants in the amount of

$630,397.87, which includes attorney’s fees in the amount of $3,780.00 [Doc. 19-1; Doc. 19-2, p. 1; Doc. 20-1; Doc. 20-2, p. 1] 1. Damages Plaintiff seeks $626,617.87 in damages based on the unpaid amounts on the seven financing agreements [Doc. 1, p. 2]. In support of this damages request, plaintiff attaches

to its complaint the affidavit of Craig Phillipy, the Executive Vice-President of Fountain Equipment Finance, LLC, who states that the “books and records” for ZZ Energy’s accounts indicates that ZZ Energy owes plaintiff $626,617.87 for the financing agreements also attached to the complaint [Doc.

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Fountain Equipment Finance, LLC v. ZZ Energy, LLC and Trey Zimmerman, Counsel Stack Legal Research, https://law.counselstack.com/opinion/fountain-equipment-finance-llc-v-zz-energy-llc-and-trey-zimmerman-tned-2026.