FNCB Bank & Trust v. MK Deliveries, Inc.

Appellate Court of Illinois·Decided August 31, 2026·No. 1-24-2281·Published

Opinion

2026 IL App (1st) 242281

SECOND DIVISION

August 31, 2026

No. 1-24-2281

IN THE APPELLATE COURT OF ILLINOIS FIRST JUDICIAL DISTRICT

FNCB BANK & TRUST, as Independent Administrator of )

the Estate of Charles A. Schauer, Deceased, )

) Appeal from

Plaintiff-Appellee, ) the Circuit Court ) of Cook County

v. )

) 20L8609

MK DELIVERIES, INC.; FELIX OCAMPO JR.; AND ERIN ) ZILKA, ) Honorable ) Brendan A. O’Brien, Defendants ) Judge Presiding )

(MK Deliveries, Inc. and Felix Ocampo, Jr., Defendants- ) Appellants; Erin Zilka, Defendant-Appellee). )

JUSTICE McBRIDE delivered the judgment of the court, with opinion.

Presiding Justice Van Tine and Justice Ellis concurred in the judgment and opinion.

OPINION

¶1 Suburban delivery service MK Deliveries, Inc.; its employee-driver, Felix Ocampo Jr.; and another motorist, Erin L. Zilka, were sued by Charles A. Schauer’s estate for his survival and wrongful death in a traffic accident near Plainfield, Illinois. A series of collisions occurred in the dark around 6 a.m. on January 19, 2020, on an unlit section of southbound Interstate 55. MK Deliveries’ 2008 Hino box truck was first struck by a 2006 Nissan Titan pickup truck. The collision disabled both trucks, and they abruptly stopped in the outermost travel lane, with the box truck resting about 100 feet behind the pickup truck. The box truck’s battery was disconnected by the

impact of the collision, and the vehicle’s hazard lights could not be activated. Schauer’s estate alleged that Ocampo negligently failed to set out reflective triangles or use flares to warn others that his unilluminated box truck was sitting in an active lane of the highway. Zilka was alleged to be driving without due care, not keeping an adequate lookout, and driving too fast for conditions. The right side of her 2019 Dodge Durango SUV collided with the left rear of the box truck. Schauer was Zilka’s front passenger and died at the scene. Schauer, an officer with the Berwyn Police Department, was almost 34 years old at the time of his fatal injuries. A jury awarded $13.8 million to Schauer’s estate (his then 12-year-old son and 9-year-old daughter) for his wrongful death and attributed 99% of the fault to MK Deliveries and Ocampo and 1% of the fault to Zilka. MK Deliveries and Ocampo appeal. We will be referring to them to as a singular appellant or as MK Deliveries. MK Deliveries contends that numerous errors warrant the entry of a judgment notwithstanding the verdict (JNOV) or a new trial.

¶2 The estate proceeded to trial on its fourth amended complaint. In earlier versions of the pleading, the estate also sued Rodrigo Marin, Maria Kadushkina, and Tipsy’s Tap. Rodrigo Marin drove the pickup truck that first struck and disabled the box truck. Marin pled guilty to driving under the influence and tendered the limits of his $25,000 coverage. Maria Kadushkina was the president and owner of MK Deliveries and settled for $100,000. The other settling defendant, Tipsy’s Tap, was the Berwyn bar where Zilka had been drinking with Schauer and was allegedly overserved. She was arrested for driving under the influence. It is unclear from the record how much Tipsy’s Tap tendered to the estate. After Zilka was found not guilty of drunk driving, Schauer’s estate amended its complaint to remove the allegation that Zilka drove under the influence.

¶3 The central theory of the fourth amended complaint was that Ocampo was required by federal law to place three warning devices behind his stopped vehicle within 10 minutes because of the hazard it created. When the accident occurred, parts 392.22(a) and (b) of the Code of Federal Regulations provided the following:

“(a) Hazard warning signal flashers. Whenever a commercial motor vehicle is stopped upon the traveled portion of a highway or the shoulder of a highway for any cause other than necessary traffic stops, the driver of the stopped commercial motor vehicle shall immediately activate the vehicular hazard warning signal flashers and continue the flashing until the driver places the warning devices required by paragraph (b) of this section. *** (b) Placement of warning devices—(1) General rule. Except as provided in paragraph (b)(2) of this section, whenever a commercial motor vehicle is stopped upon the traveled portion or the shoulder of a highway for any cause other than necessary traffic stops, the driver shall, as soon as possible, but in any event within 10 minutes, place the warning devices required by § 393.95 of this subchapter, in the following manner:

(i) One on the traffic side of and 4 paces (approximately 3 meters or 10 feet) from the stopped commercial motor vehicle in the direction of approaching traffic;

(ii) One at 40 paces (approximately 30 meters or 100 feet) from the stopped commercial motor vehicle in the center of the traffic lane or shoulder occupied by the commercial motor vehicle and in the direction of approaching traffic; and (iii) One at 40 paces (approximately 30 meters or 100 feet) from the stopped commercial motor vehicle in the center of the traffic lane or shoulder occupied by the commercial motor vehicle and in the direction away from approaching traffic.

(2) Special rules—***

***

(v) Divided or one-way roads. If a commercial motor vehicle is stopped upon the traveled portion or the shoulder of a divided or one-way highway, the driver shall place the warning devices required by paragraph (b)(1) of this section, one warning device at a distance of 200 feet and one warning device at a distance of 100 feet in a direction toward approaching traffic in the center of the lane or shoulder occupied by the commercial motor vehicle. He/she shall place one warning device at the traffic side of the commercial motor vehicle within 10 feet of the rear of the commercial motor vehicle.” 49 C.F.R. § 392.22 (2020). 1

¶4 In the following trial summary, we have omitted witnesses and evidence that have no bearing on the issues raised on appeal.

¶5 Ocampo testified that he had a commercial driver’s license, although he did not need one to drive a vehicle as small as the Hino box truck. MK Deliveries had about a dozen trucks and delivered pallets for Amazon. He arrived at the truck yard in Plainfield around 2 a.m., made his usual deliveries to Glenwood and Woodridge, and then got on Interstate 55 to return the truck. It was cold and very dark at about 6 a.m., with favorable, dry weather conditions on the highway. There were three southbound lanes, and then a fourth lane would appear and become the exit lane that he would take toward Route 30. The highway curved slightly to the right and had a paved shoulder. In the last half-mile, however, another vehicle collided with the left side of the Hino.

1 The opening brief did not include special rule (2)(v), which is the portion of the regulation applicable to the divided highway where Ocampo’s vehicle stopped and was struck by Zilka’s vehicle. See 49 C.F.R. § 392.22(2)(v) (2020).

The box truck stopped almost immediately in a “really bad spot,” and it no longer had working lights.

¶6 About 95% of the Hino blocked the outer travel lane, and the remainder was on the highway’s shoulder. Ocampo recognized that the situation was “dangerous” for himself and others because oncoming drivers would be unable to see the box truck in the dark until “com[ing] right up on top of it.” He wanted to get out of harm’s way. He climbed out on the passenger’s side with a flashlight and his mobile phone and brought along his reflective jacket because it was a cold night. He left behind the reflective triangles that were stored under the passenger’s seat. He called his manager, Xavier Patino, thinking that Patino was close enough to quickly assist with some operable lights. It turned out that Patino was not at the yard. Ocampo’s phone records showed that their first conversation was at 5:57 a.m. Ocampo’s next call was to 911. Then Ocampo walked behind the truck and began waving the flashlight and his phone’s flashlight in order to warn others about the danger.

Free access — add to your briefcase to read the full text and ask questions with AI

FNCB Bank & Trust v. MK Deliveries, Inc., (Ill. Ct. App. 2026).

FNCB Bank & Trust v. MK Deliveries, Inc. (FNCB Bank & Trust v. MK Deliveries, Inc.) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

Related

Lawlor v. North American Corporation of Illinois
2012 IL 112530 (Illinois Supreme Court, 2013)
In Re the Complaint of Armatur, S.A.
710 F. Supp. 390 (D. Puerto Rico, 1988)
In Re Air Crash at Charlotte, Nc on July 2, 1994
982 F. Supp. 1071 (D. South Carolina, 1996)
Wimberley v. Material Service Corp.
299 N.E.2d 425 (Appellate Court of Illinois, 1973)
Wagner v. Zboncak
443 N.E.2d 1085 (Appellate Court of Illinois, 1982)
Copeland v. Stebco Products Corp.
738 N.E.2d 199 (Appellate Court of Illinois, 2000)
Van Steemburg v. General Aviation, Inc.
611 N.E.2d 1144 (Appellate Court of Illinois, 1993)
Abrams v. City of Chicago
811 N.E.2d 670 (Illinois Supreme Court, 2004)
O'Neil v. Continental Bank, N.A.
662 N.E.2d 489 (Appellate Court of Illinois, 1996)
Clarke v. MEDLEY MOVING AND STORAGE, INC.
885 N.E.2d 396 (Appellate Court of Illinois, 2008)
Freeding-Skokie Roll-Off Service, Inc. v. Hamilton
483 N.E.2d 524 (Illinois Supreme Court, 1985)
Wiegman v. Hitch-Inn Post of Libertyville, Inc.
721 N.E.2d 614 (Appellate Court of Illinois, 1999)
Koonce Ex Rel. Koonce v. Pacilio
718 N.E.2d 628 (Appellate Court of Illinois, 1999)
Petraski v. Thedos
887 N.E.2d 24 (Appellate Court of Illinois, 2008)
Shehy v. Bober
398 N.E.2d 80 (Appellate Court of Illinois, 1979)
Benuska v. Dahl
410 N.E.2d 249 (Appellate Court of Illinois, 1980)
Lee v. Grand Trunk Western Railroad
492 N.E.2d 1364 (Appellate Court of Illinois, 1986)
Anderson v. ZAMIR
931 N.E.2d 697 (Appellate Court of Illinois, 2010)
Pedrick v. Peoria & Eastern Railroad
229 N.E.2d 504 (Illinois Supreme Court, 1967)
Wilson v. Clark
417 N.E.2d 1322 (Illinois Supreme Court, 1981)