Fisk v. Germania National Bank

40 La. Ann. 820
CourtSupreme Court of Louisiana
DecidedDecember 15, 1888
DocketNo. 9984
StatusPublished
Cited by2 cases

This text of 40 La. Ann. 820 (Fisk v. Germania National Bank) is published on Counsel Stack Legal Research, covering Supreme Court of Louisiana primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Fisk v. Germania National Bank, 40 La. Ann. 820 (La. 1888).

Opinion

The opinion of the Court was delivered by

Pocilio, J.

Plaintiffs in this case are the widow and the son of F* M. Risk, who died in this city in December, 1874.

They instituted this suit in December, 1884, for the recovery of the contents of a bank-box, which, they alleged, had been deposited by the deceased in the Germania Bank, whence it was taken out by two of the defendants, Anne Conery and W. B. Ringrose, and rifled of its contents, which were appropriated by Ringrose and the other eo-defendant, W. W. Washburn.

They alleged that the contents of said box consisted of money and of securities worth in the aggregate one hundred thousand dollars, for which they asked judgment against the four defendants in solido.

They appeal from a judgment which rejected their demand.

The defendants interposed numerous pleas in defense, which may be summarized into a general denial arid the plea of prescription of one and ten years.

Plaintiffs’ theory of their case is substantially as follows: The deceased, Fisk, who was a thrifty and wealthy man, was divorced from his wife, who obtained in the same proceedings a judgment against him for her share of the community property, which amounted in 1871 to more than $150,000, consisting mainly of immovable property.

[821]*821To avert the seizure of any of that property by his wife, Fisk proceeded to remove it beyond her reach through various devices, one of which was to convert most of it into cash and negotiable securities. He kept but a small bank account, and enclosed the bulk of his money and valuables in a bank-box, which was deposited in the defendant bank, and which was marked in the name of Anne Conery, one of the defendants herein, with whom lie lived in open concubinage, occupying the same house, for nearly twenty years. As the greater part of his moneyed transactions were carried on in the name of ‘‘Anne Conery,” he held her general and special power of attorney, under which he dealt with all matters, property, money and values which stood in her name, and by virtue of which, together with the deposit ticket or card, he called for and took out of the bank as often as he desired the box therein deposited in her name, and as her property.

It is then contended that, at the time of his death, the box contained •some $70,000 in currency, $35,000 in bonds and other negotiable securities, besides jewelry and other small effects of value; and that with the ticket of deposit which Anne Conery abstracted from the person of Fisk, as he lay unconscious at the approach of death, on the day before his demise, the box was taken out of the bank by Ringrose, who stole the money which it contained; the bonds being appropriated by Wash-burn, one of the conspirators, who had been appointed executor of Fisk’s estate through, an olographic will which had been taken out of the bank-box by Ringrose, and by the latter handed to Anne Conery the universal legatee under the will, which she delivered to Washburn.

Washburn’s administration of the estate was soon brought to an end through a subsequent will of the deceased, under the offset of which •one of Ms daughters became executrix, and thereafter administered the succession through Washburn as her instituted agent.

The succession, thus administered, amounted to something over $46,000, of which the widow and heirs were in due course placed in possession. Thus fire controversy is restricted to the alleged contents ■of the bank-box.

It is argued that the difference between the inventoried value of the ■community in 1871, and the amount of property left by Fisk at his death, was represented by the money and bonds which the bank-box contained at the time of his death; and which were appropriated by Ringrose and Washburn a few days after his death.

As could be naturally expected in a trial which took place some twelve years after the occurrence of the alleged events and incidents •which form the basis of the suit, the evidence, which fills up an im[822]*822mense record, is decidedly conflicting, having imposed on, the Court tedious and painful labor to reach a satisfactory’ analysis thereof.

And we leave the record with the clear conviction that the case is entirely with the defendants.

As it turned out during the trial that the testimony of Anne Conery was the main prop of plaintiffs’ case, it follows naturally that they do not press their claim, and that they are not clamorous for a judgment, against her.

Their attack will therefore be considered as being levelled exclusively against the three other defendants.

I.

Their right of recovery against the bank is predicated on its alleged' violation of a contract of deposit. But, according to plaintiffs’ own evidence, it appears conclusively that there was no contract of deposit between the bank and Fisk, in his own right. Avowedly, the box which is the subject-matter of this litigation bore the name and was deposited as the property of “Anne Conery, 157 Camp street, N. O.,”' and the card which evidenced the contract entitled the bearer thereof to call for, and to obtain possession of, the box deposited in the bank in the name of “Anne Conery.” And the record shows that Fisk always obtained the box on presentation, and as the bearer, of the card in question, which was always kept by the bank until the box was-returned.

■ Now, it is conceded that the last and final delivery of the box was obtained by the bearer, and on presentation, of that identical card.

Wherein, then, did the bank violate its contract touching that boxf

The avowed object of the device or scheme was to hold out Anne Conery as the true owner of the box and contents, so as to screen either from the reach and action of the divorced wife. And if it had happened that in any proceeding by the wife the bank had delivered the box as the property of Fisk, how clamorous would Anne Conery, instigated by him, have been in holding the bank responsible for a violation of its contract by an illegal and wrongful delivery of the box. ■

Article 2949 of the Civil Code, which plaintiffs invoke as fixing the liability of the bank, reads as follows:

“The depositary must restore the thing deposited only to him -who delivered it, or in whose name the deposit was made, or who was-pointed out to receive it.”

This is precisely what was done by the bank in the premises. The box, had been deposited in the name of “Anne Conery,” and the party pointed out to receive it was the bearer of the card issued in her name-[823]*823As often as Fisk obtained possession of the box, and the record shows that it occurred almost every day for four years, it was in that capacity that he obtained it; the same means which Ringrose used in December, 1874. The fact that between Fisk and Anne Conery the box was truly and exclusively the property of Fisk, and that in point of fact he always held and constantly carried on his person the card which evidenced the contract of deposit, was of no concern to the bank, and cannot alter, vary, modify or increase the responsibility the bank touching the box, which it was bound to deliver to the bearer on presentation of the card. The bank, therefore, stands entirely exonerated from any liability in the premises.

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Cite This Page — Counsel Stack

Bluebook (online)
40 La. Ann. 820, Counsel Stack Legal Research, https://law.counselstack.com/opinion/fisk-v-germania-national-bank-la-1888.