First National Bank v. Western Union Telegraph Co.

30 Ohio St. (N.S.) 555
CourtOhio Supreme Court
DecidedDecember 15, 1876
StatusPublished

This text of 30 Ohio St. (N.S.) 555 (First National Bank v. Western Union Telegraph Co.) is published on Counsel Stack Legal Research, covering Ohio Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
First National Bank v. Western Union Telegraph Co., 30 Ohio St. (N.S.) 555 (Ohio 1876).

Opinion

Wright, J.

The First National Bank of Barnesvillebrought an action in the court below, against the Telegraph-Company, to recover damages for' failure to transmit and deliver a telegraphic message. The bank was located in.Barnesville, Ohio. It had done business with oue Aaron Lowshe, and had frequently cashed drafts for him, in a small way, prior to February, 1869. In that month, Lowshe wanted two more drafts cashed — one on Beilis & Milligan,. New York, for $1,600; one on Ege & Otis, same place, for $1,400. The amounts being large, and the bank cautious, the cashier wrote to a correspondent in New York, George F~ Baker, cashier First National Bank, New York, as follows :

“ Would like information in respect to Mess. Ege & Otis,. No. 168 W. W. Market; also, Mess. West, Titus & Co., No.. 129 West street. Are they responsible parties ? If not too much trouble, would be pleased to have you inquire of each, if dft., at sight, drawn by A. Lowshe for $1400 to $1600-Would be paid. If the firms, or either of them, are not reliable for that amt., or if they should be-unwilling to accept, please answer by telegram. If all right, need not dis[562]*562patch. If not right, would like to hear by Saturday evening (13th).”

This letter was dated at Barnesville, February 11th, which appears to have been Thursday. No mention is made, it will be observed, of Beilis & Milligan, on whom! the $1,600 draft was drawn.

The letter was received in New York by Baker, to whom it was addressed, on February 15. It is stated in evidence that the ordinary time of mail communication, between "Barnesville and New York, is two days. This advice to Baker probably reached its destination after close of bank hours, on Saturday, and was taken up in the ordinary ■course of business on Monday morning. On that day "Baker made inquiries of Ege & Otis, on whom the $1,400 ■draft was drawn, and at 4.55 of that day telegraphed as follows, to the bank at Barnesville:

February 15, 1869.
•“ To J. F. Davis, Cash., Barnesville, O.
“ Parties will accept if bill lading accompanies the draft. "Parties stand fair. Geo. F. Baker, C.”

This message never was received at Barnesville. There •is testimony tending to show that it started to and perhaps reached Buffalo. But it is not traced beyond that point, •and the telegraph company give no satisfactory account of what became of it. The one certain fact about it is, that the Barnesville bank never received it. New York not "being heard from, the Barnesville bank cashed the drafts, on Monday the 15th, before three o’clock, the hour at which business closed. Lowshe, the drawer, had no money in New York at all, either in the hands of Beilis & Milligan, •or Ege & Otis, and having accomplished his financial transaction at Barnesville, left the same day for Zanesville, and ■from thence to other places more remote. The Barnesville bank now claims that the $3,000 was a total loss; and that this loss is chargeable upon the telegraph company, in not «ending and delivering the dispatch. They therefore claim 4o recover this amount in this action.

In the first petition of the bank, it is stated that the [563]*563drafts were discounted between two and three o’clock on the 15th, which would not have been done, had the dispatch been reasonably delivered. The answer of defendant, however, showed that the dispatch was not delivered in New York until 4.55 ; it is therefore entirely obvious, that'no omission, or neglect on the part of the telegraph ■company, could have prevented the cashing of the drafts.

In the last petition of the bank, it is said :

“ The said drafts were a total loss to said plaintiff, no part thereof having been paid, which said loss would have been prevented if said defendant had forwarded and delivered ■said dispatch to said plaintiff within a reasonable time after it was received by said defendant at its said office in New York city, as aforesaid.
“ If said dispatch had been delivered to said plaintiff before said drafts were discounted, the same would not have been discounted, and if it had been delivered to said plaintiff' within a reasonable time after the same were discounted, the said sum of $3,000 could have been recovered back by ■said plaintiff from said Lowshe.”

In the view we take of the case, the sole question that need be decided, is the one of damages. As has been said, had the dispatch been .duly sent and received, it could not have prevented the bank from giving Lowshe the money ; that had already been done. Had it been delivered, however, within any reasonable time, after receipt at New York, then w'hat would have happened? Plaintiffs below say they could have recovered back the amount from Lowshe, and therefore they lost their $3,000 by the negligence of the defendant. The petition does not state how or in what manner they could have recovered the money, but merely asserts the fact to'be so. The only facts in evidence showing any intention to take steps to recover the money, or intimating how it was to be done, is the following from the •cashier, Davis:

Q. Would there have been any trouble in the bank giving security in Zanesville in any proceeding to recover the money ? [Objected to.]
[564]*564“A. I think not.
Q. State whether, if this message had been received by the bank during the afternoon or evening of February 16,. 1869, any means would have been used to recover the money; if so, what?
“A. I am confident means would have been used to recover it.”
Mr. Lowshe also makes this statement:
Q. If the bank had discovered, while you were at Barnesville or Zanesville, that those drafts which you had' cashed at the Barnesville bank would not be accepted, and had demanded the money back, would you have refunded', it to the bank ?
“A. At Zanesville, on the afternoon of the first day there, I sent five hundred dollars of the money home. Had the bank informed me at Barnesville the drafts would not be accepted, I would have returned the money to the bank.. Had such information reached me at Zanesville, before I sent the five hundred dollars home, I would have returned it all. Had such information reached me at Zanesville after I sent- the five hundred dollars home, I would have returned the balance to the bank. I would have returned the-money immediately on receiving such information.”

In this connection the court charged the jury in effect,, that if defendants were guilty of negligence in not transmitting the message, then plaintiffs must show that Lowshe was where they could have reached him with legal process and that he had property in such position that the law could lay hold of it; and if this was not shown, but it appeared that the recovery of the money depended upon the happening of a new contingency which might or might not have occurred, the damages were so remote that no recovery could be bad.

Upon the case as thus made, we are clearly of opinion that the plaintiff was not entitled to substantial damages.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Lowery v. . Western Union Telegraph Co.
60 N.Y. 198 (New York Court of Appeals, 1875)
Baldwin v. . the United States Telegraph Co.
45 N.Y. 744 (New York Court of Appeals, 1871)
Parks v. Alta Cal. Tel. Co.
13 Cal. 422 (California Supreme Court, 1859)
Baldwin v. United States Telegraph Co.
54 Barb. 505 (New York Supreme Court, 1867)
Bryant v. American Telegraph Co.
1 Daly 575 (New York Court of Common Pleas, 1866)
Candee v. Western Union Telegraph Co.
34 Wis. 471 (Wisconsin Supreme Court, 1874)

Cite This Page — Counsel Stack

Bluebook (online)
30 Ohio St. (N.S.) 555, Counsel Stack Legal Research, https://law.counselstack.com/opinion/first-national-bank-v-western-union-telegraph-co-ohio-1876.