First National Bank of Sallisaw v. Barbour

1908 OK 97, 95 P. 790, 21 Okla. 237, 1908 Okla. LEXIS 117
CourtSupreme Court of Oklahoma
DecidedMay 15, 1908
DocketNo. 713, Ind. T.
StatusPublished
Cited by1 cases

This text of 1908 OK 97 (First National Bank of Sallisaw v. Barbour) is published on Counsel Stack Legal Research, covering Supreme Court of Oklahoma primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
First National Bank of Sallisaw v. Barbour, 1908 OK 97, 95 P. 790, 21 Okla. 237, 1908 Okla. LEXIS 117 (Okla. 1908).

Opinion

*238 Kane, J.

This was an action in replevin brought by the appellant, plaintiff below, against appellee, defendant' below, to recover possession of certain personal property for the purpose of selling the same under a power of sale contained in a chattel mortgage executed by the defendant to the plaintiff. The complaint and affidavit in replevin were in the usual form.

. The answer, after specifically denying every material allegation of the complaint, proceeds as follows:

“Defendant admits that he executed to plaintiff a mortgage November 1, 1902, as security for a note of even date therewith for $320, but defendant alleges that he has paid said note in full, thereby releasing said mortgage. Defendant further alleges that said note was executed for money borrowed from said plaintiff, and that said plaintiff charged and collected thereon a usurious rate of interest, to-wit, $190 for two years, which said amount is more than by law permitted to be charged. Defendant, therefore, alleges that said mortgage has been discharged by reason of the payment of the indebtedness secured thereby; and second, for the reason of said taking of usurious interest.”

A demurrer to the plea of Usury was sustained, and that part of the answer cuts no further figure in the case.

At the trial, which was to a jury, the plaintiff introduced in evidence two promissory notes, one executed by the appellee individually, and one executed by him as surety for Allen Bell, and the chattel mortgage under which it claimed right of possession, and rested. The defendant introduced evidence tending to prove that before the commencement of this cause he had paid his individual note in the following manner: That he had given the plaintiff certain collateral notes to secure the payment of said personal note, and he had instructed the makers of the notes given as collateral to pay thijm at the First National Bank of Sal-lisaw, the appellant,- and to tell the bank to apply the payments so made on his (the appellee’s) personal note. Several of the makers of notes given as collateral testified that they paid their notes as instructed by the appellee, -and informed the bank as to the application of such payments. There was further evidence *239 to the effect that the bank, instead of following the instructions given in relation to applying payments on the personal note of appellee, applied the amounts paid on the collateral on the Bell note, on which he was'.surety. Appellee also testified that he was not to pay the Allen Bell note; that when Bell ran off in debt to the bank, the appellee was about to attach his property, as Bell owed him $401; that defendant, appellee, was about to get out an attachment, and so informed Mr. Sullivan, who had been cashier of the plaintiff bank, and that Mr. Sullivan advised him not to do it, because it would complicate matters, and that afterwards defendant had a talk with Mr. Hines, cashier of the bank, and told him that he intended to attach Bell, and that Mr. Hines told defendant if he did that the whole thing would be thrown into bankruptcy; that each one would receive a pro rata part, and that the bank would not get all of its debt, and that defendant would not get all of his debt; that Mr. Hines told defendant that if he would not bring attachment suit he would release defendant from the Allen Bell note for $350, which he signed as surety, and that defendant then agreed not to attach, and did not bring any attachment suit, and that he never after considered that he owed the Bell note. The terms o'f the mortgage were broad enough to secure payment of both notes, and the payments made by the makers of the collateral notes, if applied on' the personal note, would extinguish it; but the Allen Bell note would still remain unpaid, unless evidence was admissible, under the state of the pleadings, showing that the appellee had been absolved from its payment in the manner above set out.-

After hearing the evidence the jury returned a verdict for the defendant, upon which judgment was duly entered. The appellant assigns eight reasons why it believes the judgment of the court below should be reversed. They may all, however, be epitomized in two, which may be briefly stated as follows: First. That under the state of the pleadings it was error -to admit the evidence concerning the Bell note. Second. That there was not sufficient proof to justify the verdict.

*240 In support of its first contention counsel cites the third paragraph of section 5033, Mansf. Dig. (Ind. T. Ann. St. 1899, § 3238), which reads: “The answer shall contain a statement, of any new matter constituting a defense, counterclaim or set-off, in ordinary and concise language, without repetition” — and insists a proper construction of this pr©vision makes the admission of the evidence complained of erroneous. We believe that all the evidence introduced was properly admissible, under the specific denial of the answer, without any further pleading. Mr. Cobbey, in his work on Replevin (section 755), states the 'rule thus:

“In replevin all that is necessary, in order to enable defendant to prove any defense which he may have, is to deny all the allegations of the plaintiff’s petition.”

In the same volume (section 751) is the following:

“A general denial puts in issue every material allegation of the petition, and under it the defendant may give evidence of any special matter which amounts to a defense to the plaintiff’s cause of action, as fraud in plaintiff’s title, or possession as an officer under a writ by defendant.”

And, again, the same work (section 1001) :

“In an action of replevin, any fact, which tends directly to disprove the right of possession in the plaintiff, may be shown under a general denial.”

The second paragraph of section 4298, Wilson’s Rev. & Ann. St. 1903, is practically the same as section 5033, Mansf. Dig. (Ind. T. Ann. St. 1899, §3238), cited by counsel for appellant. The Oklahoma statute reads:

“The answer shall contain a statement of any new matter constituting a defense, counterclaim, or set-off, or a right to relief concerning the subject of the action, in ordinary and concise language, and without repetition.”

Burford, C. J., in Payne v. McCormick Harvesting Machine Company, 11 Okla. 318, 66 Pac. 287, in passing upon a question similar to the one now before us, says:

“Under the general denial in replevin the defendant may *241 make any defense, which will defeat the plaintiff’s claim or right to possession as against the defendant, and under the Code great liberality is allowed to such defense.”

Mr. Chief Justice Burford, further discussing the question, says:

“Under our Code the gist of the action of replevin is the wrongful detention by the defendant as against the plaintiff, and under a general denial the defendant may prove anything that will tend to show that he does not wrongfully detain the property as against the plaintiff.

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Bluebook (online)
1908 OK 97, 95 P. 790, 21 Okla. 237, 1908 Okla. LEXIS 117, Counsel Stack Legal Research, https://law.counselstack.com/opinion/first-national-bank-of-sallisaw-v-barbour-okla-1908.