Fire & Casualty Insurance Co. v. Sewerage & Water Board

820 So. 2d 632, 2001 La.App. 4 Cir. 0898, 2002 La. App. LEXIS 1874, 2002 WL 1159769
CourtLouisiana Court of Appeal
DecidedMay 29, 2002
DocketNo. 2001-C-0898
StatusPublished
Cited by6 cases

This text of 820 So. 2d 632 (Fire & Casualty Insurance Co. v. Sewerage & Water Board) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Fire & Casualty Insurance Co. v. Sewerage & Water Board, 820 So. 2d 632, 2001 La.App. 4 Cir. 0898, 2002 La. App. LEXIS 1874, 2002 WL 1159769 (La. Ct. App. 2002).

Opinion

CHARLES R. JONES, Judge.

The Relator, Fire and Casualty Insurance Company of Connecticut (hereinafter “F & C”), seeks review of a judgment granting an exception of lis pendens on behalf of Gregory Boyd, Jr. We vacate and set aside our previous disposition and deny the writ application of F & C.

FACTS AND PROCEDURAL HISTORY

The instant case arises from two separate personal injury suits filed by Troy Griffin and Gregory Boyd, Jr. Mr. Griffin and Mr. Boyd, both employees of the Sewerage and Water Board of New Orleans (S [633]*633& WB), were injured in the course and scope of their employment.

Mr. Boyd filed a Petition for Damages in Civil District Court for the Parish of Orleans on June 17, 1999. Mr. Boyd alleged that on November 11, 1998, he was a passenger in a vehicle owned by the S & WB. As the driver of the S & WB vehicle proceeded in an eastbound direction on Old Gentilly Road, a vehicle being driven by Tracy Eady Moran struck them from behind. Mr. Boyd alleged as a result of the accident he sustained physical injuries which resulted in general and special damages of physical pain and suffering, disability, mental anguish, | {.humiliation, embarrassment, surgical scarring, inconvenience, medical expenses, and lost wages and/or loss of earning capacity.

At the time of the November 11, 1998 accident the vehicle.driven by Ms. Moran was not insured. Mr. Boyd alleged in his petition that the S & WB vehicle was covered by uninsured/underinsured motorist coverage (UM/UIM) provided by Fire and Casualty Insurance Company. Mr. Boyd further alleged that Fire and Casualty Insurance Company was therefore liable to him.

On May 19, 1999, before filing suit, Mr. Boyd made demand on a F & C adjuster for his damages. However, there was no response.

F & C filed an Answer to Mr. Boyd’s petition on August 24, 1999. F & C admitted to the existence of an insurance policy naming the S & WB as the insured. F & C also pleaded all of the terms, provisions, conditions, limitations of liability, exclusions and other parts of the insurance policy as if copied in extenso. However, F & C averred that Mr. Boyd complained of damages caused by the fault or negligence of a party for whom they had no legal responsibility. F & C further averred all defenses available to it under the Louisiana Motor Vehicle Safety Responsibility Law under La. R.S. 32:851, et seq.; La. R.S. 22:1406, et seq.; and La. R.S. 32:1041, et seq.

Mr. Griffin, in a separate Petition for Damages, alleged that he was injured in an automobile accident on August 10, 1998, while driving a vehicle owned by the S & WB. Mr. Griffin also sought relief through UM/UIM coverage provided by F & C to the S & WB.

F & C provided excess automobile liability coverage to the S & WB. The policy provided $1,000,000 of liability coverage in excess of a self-insured retention of $100,000 per accident. When the S & WB accepted the proposal made 13by F & C for the coverage, it was agreed that the UM/UIM coverage would be specifically rejected. However, an appropriate rejection form, signed by an authorized representative of the S & WB, was not attached to the policy prior to the accidents involving Mr. Griffin and Mr. Boyd. F & C admits the policy must be construed as providing UM/UIM coverage.

On December 14, 2000, F & C filed a separate Petition for Declaratory Judgment in Civil District Court for the Parish of Orleans. The named defendants were the S & WB, Mr. Boyd and Mr. Griffen. F & C sought determination of the rights and obligations of the parties regarding the provisions of the insurance policy issued to the S & WB. Specifically, a declaration that the damages sought by Mr. Griffin and Mr. Boyd were covered by the policy issued to the S & WB only to the extent that their damages exceeded the sum of $100,000 over and above any insurance coverage available to the tortfeasors in the respective claims.

Mr. Boyd filed an exception of lis pen-dens on January 2, 2001, in response to F & C’s petition for declaratory judgment [634]*634maintaining that his previously filed petition for damages subsumed the matters asserted by F & C in its petition.

Mr. Griffin filed an Answer in response to F & C’s Petition for Declaratory Judgment on January 16, 2001. Mr. Griffin admitted that he had filed a petition for damages in Civil District Court seeking UM/UIM coverage from F & C, but he denied all the other allegations citing lack of information.

After a hearing, the district court granted Mr. Boyd’s exception of lis pendens on April 11, 2001. The district court stated:

IT IS HEREBY ORDERED, ADJUDGED and Decreed that the Exception of Lis Pendens filed by Gregory Boyd is granted.

LF & C then filed a notice of intention to seek supervisory writs and a request to extend the time to file the writ on May 11, 2001. F & C filed an application for supervisory writs, No.2001 C 0898, with this Court on May 11, 2001. F & C’s supervisory writ was granted by this Court on July 11, 2001, and the judgment of the district court was reversed. This Court stated:

WRIT GRANTED
We hereby granted the relator’s request for a reversal of the district court’s decision to grant respondents’ exception of lis pendens. We find that the respondents lack the necessary components to support the granting of the exception of lis pendens. See Mullins v. State, 378 So.2d 503 (La.App. 4 Cir. 1979).

On July 30, 2001, the S & WB filed an Answer and Cross-Claim in response to F & C’s Declaratory Judgment admitting in its Answer that there is a policy provided by F & C. However, the S & WB denied that UM/UIM coverage should be provided to the extent of the liability coverage, and avers that because it was self-insured for the first $100,000, Louisiana law specifically exempts it from responsibility of having UM/UIM coverage for the first $100,000. S & WB also averred that because Mr. Griffin and Mr. Boyd were employees at the time of their accidents their only remedy against the S & WB is through the State’s workers’ compensation law. In its cross-claim, in which Mr. Griffin and Mr. Boyd are the named defendants, the S & WB again alleged that Louisiana law exempted it from having to provide UM/UIM coverage for the first $100,000 of its self-insurance. Therefore, the S & WB sought a; declaratory judgment in which it had no obligation to Mr. Griffin and Mr. Boyd. S & WB denied that Mr. Griffin and Mr. Boyd are entitled to UM/UIM coverage, but if it is determined that they are entitled to the coverage it would be provided by F & C.

IsMr. Griffin filed an Answer in response to the S & WB’s Cross-Claim admitting that he was an employee of the S & WB at the time of his accident, but he denied all other allegations.

Mr. Boyd filed an Application for Supervisory Writs with the Louisiana Supreme Court on August 9, 2001. On November 16, 2001, the Supreme Court remanded the case back to this Court for briefing, arguments and opinion. After this Court on remand heard oral arguments, we ordered the record in the matter of Boyd v. Moran, et al, from Civil District Court to complete our record for review.

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Bluebook (online)
820 So. 2d 632, 2001 La.App. 4 Cir. 0898, 2002 La. App. LEXIS 1874, 2002 WL 1159769, Counsel Stack Legal Research, https://law.counselstack.com/opinion/fire-casualty-insurance-co-v-sewerage-water-board-lactapp-2002.