Finch v. Travellers Insurance

87 Ind. 302
CourtIndiana Supreme Court
DecidedNovember 15, 1882
DocketNo. 9511
StatusPublished
Cited by8 cases

This text of 87 Ind. 302 (Finch v. Travellers Insurance) is published on Counsel Stack Legal Research, covering Indiana Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Finch v. Travellers Insurance, 87 Ind. 302 (Ind. 1882).

Opinion

Niblack, J.

Suit by The Travellers Insurance Company against Edward T. Allen and Mariah H. Allen, his wife, Fa~ bius M. Finch and Nancy Finch, bis wife, Preston Clearwaters and Tbe Indiana National Bank, to foreclose a mortgage. The plaintiff averred that it was a corporation organized and existing under the laws of the State of Connecticut, and that it had complied with all the laws necessary to entitle it to transact business, through its agents, in this State; that, on the 24th day of May, 1875, The Railway Passengers Assur[303]*303anee Company loaned to the said Edward T. Allen the sum of $8,000 for five years, at ton per cent, interest, payable semiannually ; that, as an evidence of the indebtedness created by such loan, the said Allen on that day executed to the said Railway Passengers Assurance Company his promissory note for the sum of $8,000, payable at the office of said company, in Hartford, Connecticut, five years after date, with ten per cent, interest after maturity, and reasonable attorneys’ fees if suit should be brought on said note, and ten similar notes for $400 each for the interest, to accrue semi-annually and respectively, payable at the intervals at which the interest would fall due; that Allen and wife, on the same day, also executed to the said Railway Passengers Assurance Company a mortgage on several tracts of land in Putnam county, to secure the payment of these notes, which mortgage had been duly recorded; that said mortgage contained, amongst other things, a stipulation that if any of the notes should remain unpaid for twenty days after maturity the entire debt should, at the option of the mortgagee, be deemed to have become due; that four of said interest notes were more than twenty days overdue, and remained unpaid; that said notes had been assigned and transferred to the plaintiff by endorsement; that The Indiana National Bank had, since the execution of the mortgage, recovered a judgment in the Circuit Court of the United States for the District of Indiana, against the defendant Edward T. Allen, and that the defendant Clearwaters was only a tenant on the mortgaged lands; that the defendants Finch and wife had become the owners of the equity of redemption in the mortgaged lands by deed of conveyance from Allen and wife. At the next term of court after the complaint was filed, process having been duly served on Allen and wife and Clearwaters, a default was taken against them, and a personal judgment rendered against Edward T. Allen, the maker of the note|>,. for $10,600. A decree of foreclosure of the mortgage was also entered as to those defendants. Process not having been [304]*304served on Finch and wife and The Indiana National Bank, the cause was continued as to them.

At a subsequent term, and after process had been served on the remaining defendants, The Indiana National Bank made default. Finch and wife appearing to the action, demurred to the complaint. Their demurrer was, however, overruled. They then answered in seven paragraphs, the third being the general denial, and the seventh in the nature of a cross complaint. Demurrers were sustained to the first and second paragraphs, and issue was joined on the fourth, fifth, sixth and seventh paragraphs. The issues thus formed between the plaintiff on the one side, and Finch and wife on the other, were tried by the court, resulting in a general finding for the plaintiff, and, over a motion for a new trial, a decree of foreclosure of the mortgage was also entered against Finch and wife upon the finding. Finch and wife are the only appellants, and their complaint here is that the court below erred:

First. In rendering judgment in favor of the appellee instead of the appellants.

Secondly. In computing attorney’s fees in favor of the appellee, and in rendering judgment therefor.

Thirdly. In overruling their motion for a new trial.

Fourthly. In sustaining the appellee’s demurrer to the first and second paragraphs of their answer.

The first error assigned is too general, and presents nothing for decision in this court. King v. Wilkins, 10 Ind. 216; Henry v. Coats, 17 Ind. 161; Hamrick v. Danville, etc., Gravel Road Co., 41 Ind. 170; Frazier v. Harris, 51 Ind. 156.

There is in the record what purports to be a bill of exceptions, signed “D. R. Eckels, special judge,” but there is nothing showing his authority to preside in the cause, or that he did preside in it; on the contrary, the record shows that the first proceedings in the cause were had before Hon. Solon Turman, the regular judge of the circuit of which Putnam county forms a part, and there is no notice of any change of judges during the progress of the cause. Under "these cir[305]*305cumstances, the inference necessarily is that all the proceedings were had before Judge Turman, as the regular judge of the Putnam Circuit Court. The accepted rule is that the bill of exceptions must be signed by the judge who presided at the trial; or, when the regular judge presides, and his term expires before he signs the bill, then by his successor in office. Travellers’ Insurance Co. v. Leeds, 38 Ind. 444; Ketcham v. Hill, 42 Ind. 64; Lerch v. Emmett, 44 Ind. 331; Toledo, etc., R. W. Co. v. Rogers, 48 Ind. 427; Lee v. Hills, 66 Ind. 474.

There is, therefore, nothing before us showing any authority in Judge Eckels to sign the bill of exceptions copied into the record; nor is there any thing from which such authority might be lawfully inferred; consequently, the matters relied upon in support of the second and third assignments of error are not properly in the record. Besides, the question attempted to be raised by the second assignment of error was based upon an alleged proceeding which was only properly assignable as a cause for a new trial.

The first paragraph of the answer of the appellants was as follows: “ Come now Fabius M. Finch and Nancy Finch, and, severally answering the complaint herein, aver that the plaintiff’s assignor, the Railway Passengers Assurance Company, is a foreign corporation, organized under the laws of the State of Connecticut, and has not complied with the law of the State of Indiana, approved June 17th, 1852, entitled, 'An act respecting foreign corporations and their agents in this State;’ that the agent of said Railway Passengers Assurance Company has not filed for said company, nor has any one on behalf of said company filed, his certificate in compliance with the first section of said act; nor has such agent, said company, or any one on its behalf, filed the order or resolution required by the second section of said act, or anything in the nature of such order, resolution or authority. Wherefore defendants ask that this action abate, and this answer they verify.”

[306]*306The demurrer which the appellants filed to the complaint: is- not in the record, and is certified to us not to be on file in. the court below. For that reason an assignment of error upon the overruling of that demurrer would have been unavailing. Rout v. Woods, 67 Ind. 319. The questions, however, which the appellants attempted to reserve by their demurrer to the complaint, were as well, if not better, presented» by the first and fifth paragraphs of their answer.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Glendenning v. Cowan
59 Ind. App. 529 (Indiana Court of Appeals, 1915)
Mutual Manufacturing Co. v. Alpaugh
91 N.E. 504 (Indiana Supreme Court, 1910)
Mooney v. Buford & George Manuf'g Co.
72 F. 32 (Seventh Circuit, 1896)
Bement v. May
34 N.E. 327 (Indiana Supreme Court, 1893)
Phenix Insurance v. Pennsylvania Railroad
33 N.E. 970 (Indiana Supreme Court, 1893)
Kolle v. Clausheide
99 Ind. 97 (Indiana Supreme Court, 1884)
Elston v. Piggott
94 Ind. 14 (Indiana Supreme Court, 1884)
Clayton v. Blough
93 Ind. 85 (Indiana Supreme Court, 1884)

Cite This Page — Counsel Stack

Bluebook (online)
87 Ind. 302, Counsel Stack Legal Research, https://law.counselstack.com/opinion/finch-v-travellers-insurance-ind-1882.