Fifield's Admrx. v. Town of Rochester

95 A. 675, 89 Vt. 329, 1915 Vt. LEXIS 224
Supreme Court of Vermont·Decided October 11, 1915·Published·Cited by 4 cases

Opinion

Watson, J.

This is an action on the case, brought by the administratrix for the benefit of the widow and next of kin, by reason of the death of William Pitt Fifield, the intestate, who died December 15, 1913, from the result of injuries received by being thrown from a load of hay, while traveling on an open public highway in the town of Rochester, on the eleventh day of the same month.

The intestate at the time of his injury was fifty-nine years of age, had resided in this State eleven years, was a farmer, and a hard working industrious man. Some years ago when living in the State of New York, he had the asthma, and had 'some little attacks of it after he came to Vermont to .reside, but it did not amount to anything after a while, and during the last two years of his life he did not have it at all. Henry Holt, a witness called by plaintiff, testified that he was chief clerk in the actuary department of the National Life Insurance Company; that the table known as the American Experience Mortality Table was [331] made up from the experience of seventeen British actuaries, and is adopted as a safe standard of operation as to life expectancy in this country, and is in use among life insurance companies: that it is based upon the supposition that the man whose age is given and whose expectancy of life is being computed is of sound health at the beginning of the period, and that it is used for the purpose of determining the expectancy of life of persons in sound health only. Subject to exception, the witness was ashed the question, “Without regard to any hypothesis on which you base your judgment of any particular case, what is the average probable duration of life of a. man fifty-nine years of age as shown by your tables?” and answered, “14.78 years.” It is argued that it was error to permit evidence of observations of the duration of life in healthy men, in this case where the man was shown to have been afflicted with the disease mentioned.

The Carlisle Table of Mortality, based upon two enumerations (in 1780 and 1787) of the population of the parishes of St. Mary and St. Cuthbert, Carlisle, England, (13 Encyc. Brit. 9th Ed. 169,) is generally recognized as proper evidence on the question of expectancy of life, and by some courts of high authority it has been judicially noticed when not introduced in evidence. Lincoln v. Power, 151 U. S. 436, 38 L. ed. 224, 14 Sup. Ct. 387. In Camden & A. R. Co. v. Williams, 61 N. J. L. 646, 40 Atl. 634, that table was held to have been properly received in evidence, irrespective of the condition of health of the deceased, for it is not a table compiled from statistics of selected lives only; but such condition had to be taken into account. A similar holding was had in Moses v. Mathews, 95 Neb. 672, 146 N. W. 920, Ann. Cas. 1915 A, 698. The American Experience Mortality Table, on the contrary, is based upon statistics of selected lives, that is, insurable persons. Yet we do not think this difference renders the latter improper evidence on the probable duration of life, in a case where the person was not of insurable condition. Like the Carlisle Tables, it is not conclusive, and must be considered in connection with evidence showing the condition of the person’s health, his habits of life, and any other circumstance having a legitimate bearing upon the question. In a recent ease before the court of last resort in Kentucky, where the American Table of Mortality was used, the court said: ‘ ‘ Such tables show only the probable continuance of life, and not the duration of ability to earn money. They show the probable duration of life of [332] healthy persons who are insurable risks, and the court, when requested, should tell the jury what the table shows, and that it is to be considered by them, in connection with the other proof in the case, for what it is worth, considering the plaintiff’s state of health and circumstances, in- determining the probable duration of his capacity to earn money.” Illinois Central Ry. Co. v. Houchins, 121 Ky. 526, 89 S. W. 530, 1 L. R. A. (N. S.) 375, 123 Am. St. Rep. 205; Mills v. Catlin, 22 Vt. 98; Gordon v. Tweedy, 74 Ala. 232, 49 Am. Rep. 813; Hunn v. Michigan Central R. R. Co., 78 Mich. 513, 44 N. W. 502, 7 L. R. A. 500; Schell v. Plumb, 55 N. Y. 592; Vicksburg & Meridian R. R. Co. v. Putnam, 118 U. S. 545, 30 L. ed. 257, 7 Sup. Ct. 1; Pierce v. Tennessee Coal, I. & R. Co., 173 U. S. 1, 43 L. ed. 591, 19 Sup. Ct. 335.

Defendant excepted to the overruling of its motion for a •directed verdict, on the ground that there was no evidence to support the plaintiff’s claim. Exception was also taken to the submission of the case to the jury, on the ground that there was nothing in the evidence to warrant it.

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Fifield's Admrx. v. Town of Rochester, 95 A. 675, 89 Vt. 329, 1915 Vt. LEXIS 224 (Vt. 1915).

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