Fife v. Cent. Ins. Co.

1994 Ohio 276
Ohio Supreme Court·Decided December 13, 1994·No. 1994-1800·Published

Opinion

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Fife, Appellant, v. Central Insurance Companies, Appellee.

[Cite as Fife v. Cent. Ins. Co. (1994), ___ Ohio St.3d ___.]

Automobile liability insurance — Uninsured motorist coverage

designed to protect persons, not vehicles — Validity of

insurance policy exclusion of uninsured motorist

dependentupon whether it conforms to R.C. 3937.18 — Policy

provision which eliminates uninsured motorist coverage for

persons insured thereunder who are injured while occupying a

motor vehicle owned by an insured, but not specifically

listed in the policy, violates R.C. 3937.18 and is invalid. (No. 94-1800 — Submitted November 15, 1994 — Decided December 14,

1994.)

Appeal from the Court of Appeals for Paulding County, No. 11-94-

1.

__________________

Arthur, O'Neil, Mertz & Bates Co., L.P.A., and Eric A.Mertz,

for appellant.

Clemens, Korhn & Liming and Stephen F. Korhn, for appellee.

A discretionary appeal is allowed, the judgment of the court

of appeals is reversed, and the cause is remanded to the trial

court to apply Martin v. Midwestern Group Ins. Co. (1994), 70

Ohio St.3d 478, 639 N.E.2d 438.

A.W. Sweeney, Douglas, Resnick, F.E. Sweeney and Pfeifer,

JJ., concur.

Moyer, C.J., concurs separately.

Wright, J., dissents.

Moyer, C.J., concurring separately. I concur separately in

the judgment entry in this case. As my dissent in Martin v.

Midwestern Group Ins. Co. (1994), 70 Ohio St.3d 478, 639

N.E.2d438, stated, I do not agree with the law announced in the

majority decision. Nevertheless, it is the law on the issue in

the above-styled case. As I believe all parties should receive

equal application of the law announced by this court, and only

for that reason, I concur in the judgment entry.

Wright, J. dissenting. For the reasons stated in the

dissenting opinions in Martin v. Midwestern Group Ins. Co.

(1994), 70 Ohio St.3d 478, 639 N.E.2d 438, I emphatically dissent. We should overrule Martin, supra, and reinstate Hedrick

v. Motorists Mut. Ins. Co. (1986), 22 Ohio St.3d 42, 22 OBR 63,

488 N.E.2d 840.

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Related

Hedrick v. Motorists Mutual Insurance
488 N.E.2d 840 (Ohio Supreme Court, 1986)
Martin v. Midwestern Group Insurance
639 N.E.2d 438 (Ohio Supreme Court, 1994)