Federal Home Loan Mortgage v. Sanchez, S.

CourtSuperior Court of Pennsylvania
DecidedMarch 19, 2026
Docket1350 EDA 2025
StatusUnpublished
AuthorSullivan

This text of Federal Home Loan Mortgage v. Sanchez, S. (Federal Home Loan Mortgage v. Sanchez, S.) is published on Counsel Stack Legal Research, covering Superior Court of Pennsylvania primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Federal Home Loan Mortgage v. Sanchez, S., (Pa. Ct. App. 2026).

Opinion

J-S44041-25

NON-PRECEDENTIAL DECISION - SEE SUPERIOR COURT O.P. 65.37

FEDERAL HOME LOAN : IN THE SUPERIOR COURT OF CORPORATION, AS TRUSTEE FOR : PENNSYLVANIA THE BENEFIT OF THE FREDDIE MAC : SEASONED LOANS STRUCTURED : TRANSACTION TRUST, SERIES 2018- : 2 : : : v. : No. 1350 EDA 2025 : : SOLANGE K. SANCHEZ, DANIEL D. : SANCHEZ, AND HOUSE OF SANCHEZ : MINISTRY TR, A TRUST : : : APPEAL OF: SOLANGE K. SANCHEZ :

Appeal from the Judgment Entered May 8, 2025 In the Court of Common Pleas of Monroe County Civil Division at No(s): 005924-CV-2024

BEFORE: LAZARUS, P.J., DUBOW, J., and SULLIVAN, J.

MEMORANDUM BY SULLIVAN, J.: FILED MARCH 19, 2026

Solange K. Sanchez (“Sanchez”)1 appeals, pro se, from the judgment

entered May 8, 2025, in favor Federal Home Loan Corporation, as trustee for

the beneficiary of the Freddie Mac Seasoned Loans Structured Transaction

Trust, Series 2018-2 (“Appellee”) in this mortgage foreclosure action.

Because we conclude the trial court lacked jurisdiction to reconsider its denial

____________________________________________

1 Defendants Daniel D. Sanchez and House of Sanchez Ministry, TR are not

parties to the instant appeal. J-S44041-25

of Sanchez’s motion for leave to file a Rule 1925(b) statement nunc pro tunc,

and because Sanchez did not file a timely Rule 1925(b) statement, we affirm.

We briefly note the following procedural history. In September 2024,

Appellee filed a mortgage foreclosure action against Sanchez, alleging she had

not made any payments on the subject property since April 2023. In

December 2024, Sanchez filed an answer and new matter. In March 2025,

Appellee filed a motion for summary judgment. Sanchez did not file a

response to the motion, instead filing what she labeled a “brief.” The trial

court subsequently granted Appellee’s motion for summary judgment.

On May 22, 2025, Sanchez filed a timely notice of appeal in this Court.

That same day, the trial court directed Sanchez to file a concise statement of

errors complained of on appeal pursuant to Pa.R.A.P. 1925(b) no later than

June 12, 2025. Sanchez did not comply. Instead, on June 13, 2025, she filed

a motion for leave to file her Rule 1925(b) statement nunc pro tunc. See

Motion for Leave to File Concise Statement, 6/13/25, at 1-2 (unnumbered).

Sanchez claimed she had been unable to file a timely Rule 1925(b) statement

“[d]ue to unexpected personal hardship[.]” Id. at 1 (unnumbered). The trial

court denied the motion and issued an opinion finding Sanchez had waived all

issues on appeal because of her failure to timely comply with Rule 1925. See

Trial Court Opinion, 6/17/25, at 1-3.

On June 26, 2025, this Court issued a rule to show cause as to why we

should not dismiss the appeal because of Sanchez’s failure to file a Rule

-2- J-S44041-25

1925(b) statement. See Order, 6/26/25, at 1. We gave Sanchez fourteen

days to file a response; she did not comply. See id; see also Order, 7/28/25

at 1.

On July 3, 2025, while her appeal was still pending in this Court,

Sanchez filed a motion in the trial court seeking reconsideration of the court’s

denial of her motion to file her Rule 1925(b) statement nunc pro tunc. See

Motion for Reconsideration, 7/3/25, at 1-2 (unnumbered). In that motion,

Sanchez claimed, for the first time, that on the afternoon of June 12, 2025,

she attempted to file her Rule 1925(b) statement but could not do so because

the filing system was “inoperable.” Id. at 1 (unnumbered). On July 7, 2025,

the trial court scheduled a hearing on Sanchez’s motion for July 14, 2025,

despite the fact Sanchez’s appeal was pending in this Court. See Order,

7/7/25, at 1-2 (unnumbered). After a hearing on July 14, 2 the trial court

granted Sanchez’s motion, and she immediately filed her Rule 1925(b)

statement. See Order, 7/14/25, at 1 (unnumbered); Pa.R.A.P. 1925(b)

Statement, 7/14/25, at 1-3 (unnumbered).

On July 28, 2025, we dismissed Sanchez’s appeal because of her failure

to comply with Pa.R.A.P. 1925 and the trial court’s June 17, 2025, order

denying Sanchez’s motion to file the Rule 1925(b) statement nunc pro tunc.

2 The notes of testimony from the hearing are not contained in the certified

record.

-3- J-S44041-25

On July 29, 2025, the trial court authored a supplemental opinion. See

Supplemental Statement Pursuant to Rule 1925(a), 7/29/25, at 1-6. The trial

court did not address whether it had jurisdiction to rule on Sanchez’s motion

for reconsideration while her appeal was pending in this Court, nor did it find

Sanchez had demonstrated good cause for her failure to file a timely Rule

1925(b) Statement. See id.

Thereafter, Sanchez filed an application seeking reinstatement of her

appeal. See Motion, 7/28/25, at 1-4 (unnumbered). We reinstated the appeal

but noted our ruling was not binding upon the merits panel. See Order,

8/22/25, at 1.

On appeal, Sanchez raises five issues challenging the trial court’s grant

of summary judgment in favor of Appellee. See Sanchez’s Brief at 4

(unnumbered).

Prior to reaching the merits of Sanchez’s appeal, we must determine

whether the trial court had jurisdiction to entertain Sanchez’s motion for

reconsideration and overturn its prior decision to deny leave to file a Rule

1925(b) statement nunc pro tunc. Because a trial court’s order pursuant to

Rule 1925(b) triggers an appellant’s obligation to comply with the rule, we

initially evaluate whether the language in the trial court’s order complied with

Rule 1925(b). See In re Estate of Boyle, 77 A.3d 674, 676 (Pa. Super.

2013).

-4- J-S44041-25

Here, the trial court directed Sanchez to file and serve her concise

statement “no later than June 12, 2025,” directed her to both file the

statement of record and serve it on the trial judge at a listed address, and

expressly warned Sanchez “[a]ny issue not properly included in the statement

timely filed and served pursuant to Pa.R.A.P. 1925(b) shall be deemed

waived.” Order, 5/22/25, at 1-2. Thus, the trial court’s order fulfilled all the

requirements of Rule 1925(b)(3).

This Court has long held an appellant’s “failure to comply with the

minimal requirements of Pa.R.A.P. 1925(b)[,]” including the failure to

timely file a concise statement of errors, “will result in automatic waiver

of the issues raised.” Greater Erie Industrial Development Corp. v.

Presque Isle Downs, Inc., 88 A.3d 222, 224 (Pa. Super. 2014) (en banc)

(internal quotes and citations omitted; emphasis in original). Thus, “it is no

longer within this Court’s discretion to review the merits of an untimely Rule

1925(b) statement based solely on the trial court’s decision to address the

merits of those untimely raised issues.” Id. at 225.

Despite this limitation on our ability to consider the merits of an untimely

statement of matters complained of on appeal, Rule 1925 permits us to

remand a civil case for the filing, nunc pro tunc, of a Rule 1925(b) statement:

“[u]pon application of the appellant and for good cause shown, an appellate

court may remand in a civil case for the filing nunc pro tunc of a Statement

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Related

In re Estate of Boyle
77 A.3d 674 (Superior Court of Pennsylvania, 2013)
Greater Erie Industrial Development Corp. v. Presque Isle Downs, Inc.
88 A.3d 222 (Superior Court of Pennsylvania, 2014)
Smithson, R. v. Columbia Gas
2021 Pa. Super. 157 (Superior Court of Pennsylvania, 2021)
Lobos Management v. Powell, B.
2025 Pa. Super. 4 (Superior Court of Pennsylvania, 2025)

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Bluebook (online)
Federal Home Loan Mortgage v. Sanchez, S., Counsel Stack Legal Research, https://law.counselstack.com/opinion/federal-home-loan-mortgage-v-sanchez-s-pasuperct-2026.