Ex parte City of Montgomery PETITION FOR WRIT OF MANDAMUS (In re: Jessica De' Andrea v. City of Montgomery) (Montgomery Circuit Court: CV-23-900972).

CourtSupreme Court of Alabama
DecidedAugust 29, 2025
DocketSC-2024-0619
StatusPublished

This text of Ex parte City of Montgomery PETITION FOR WRIT OF MANDAMUS (In re: Jessica De' Andrea v. City of Montgomery) (Montgomery Circuit Court: CV-23-900972). (Ex parte City of Montgomery PETITION FOR WRIT OF MANDAMUS (In re: Jessica De' Andrea v. City of Montgomery) (Montgomery Circuit Court: CV-23-900972).) is published on Counsel Stack Legal Research, covering Supreme Court of Alabama primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Ex parte City of Montgomery PETITION FOR WRIT OF MANDAMUS (In re: Jessica De' Andrea v. City of Montgomery) (Montgomery Circuit Court: CV-23-900972)., (Ala. 2025).

Opinion

Rel: August 29, 2025

Notice: This opinion is subject to formal revision before publication in the advance sheets of Southern Reporter. Readers are requested to notify the Reporter of Decisions, Alabama Appellate Courts, 300 Dexter Avenue, Montgomery, Alabama 36104-3741 ((334) 229-0650), of any typographical or other errors, in order that corrections may be made before the opinion is printed in Southern Reporter.

SUPREME COURT OF ALABAMA SPECIAL TERM, 2025

_________________________

SC-2024-0619 _________________________

Ex parte City of Montgomery

PETITION FOR WRIT OF MANDAMUS

(In re: Jessica De'Andrea

v.

City of Montgomery et al.)

(Montgomery Circuit Court: CV-23-900972)

McCOOL, Justice. SC-2024-0619

The City of Montgomery ("the City") has petitioned this Court for a

writ of mandamus directing the Montgomery Circuit Court to grant the

City's motion to dismiss the claims that Jessica De'Andrea has filed

against it.

Facts and Procedural History

In July 2023, De'Andrea filed a complaint against the City and

other defendants, which she subsequently amended twice. The final

version of De'Andrea's complaint alleged the following facts:

"On March 14, 2015, [De'Andrea] was employed by the Montgomery Police Department ('MPD') as a patrol officer. At all times relevant and material to this complaint, [De'Andrea] was acting within the line and scope of her employment relationship.

"On the same date and time, as she was returning to the police precinct in an assigned MPD patrol vehicle to complete end-of-shift paperwork, [De'Andrea] was involved in a collision with a motorcycle driven by Clint Walters.

"On March 13, 2017, Mr. Walters filed suit against his own [uninsured- or underinsured-motorist] carriers, and against [De'Andrea] individually, in the Circuit Court of Montgomery County, … alleging negligence and seeking damages for personal injury.

"Prior to the events described above and at all relevant times, [De'Andrea] was insured under a policy of liability insurance issued by Defendant States Self-Insurers [Risk Retention Group, Inc.,] insuring [the] City's agents and 2 SC-2024-0619

employees, in whole or in part, for liability claims arising from motor vehicle collisions. This policy was brokered, negotiated and sold to the … City through Defendant Colonial [Insurance Agency, Inc].

"Prior to the events described above, [the] City entered into a contractual agreement with … Colonial to purchase liability insurance to protect and indemnify [De'Andrea] and other City agents and employees acting within the line and scope of their employment.

"Prior to the events described above and at all relevant times, [the] City also voluntarily elected to act and acted, in part, as an insurer for [De'Andrea] pursuant to a self-insured retention arrangement. Specifically, the City conducted itself as an insurer, attempted to negotiate settlement terms with the attorneys for Mr. Walters, created and then failed to address conflicts of interest common in third-party liability insurance claims, and/or retained or otherwise supplied defense counsel to [De'Andrea]. These actions expressly and/or implicitly created an insurer/insured relationship between the City and [De'Andrea]. The City therefore owed a duty to conduct itself ethically and in good faith concerning this relationship with [De'Andrea], and to comply with and meet the insurance industry standards and obligations concerning the same.

"[De'Andrea] was defended in the suit by the City's attorneys pursuant to an express or implied, contract-based attorney/client relationship. Defendants STACY LOTT BELLINGER, BRITTNEY JONES, STEPHANIE SMITHEE, WALLACE D. MILLS and WALLACE D. MILLS, PC, appeared for [De'Andrea] in the underlying action, and/or otherwise provided legal services to the Plaintiff as defined in the [Alabama Legal Services Liability Act], Alabama Code §§ 6-5-570, et. seq. (1988).

3 SC-2024-0619

"Defendants were under a duty to comply with their contractual obligations, a duty to comply with and meet statutory mandates, a duty to conduct themselves in good faith and with a sense of fair dealing concerning [De'Andrea], a duty to comply with Alabama law and practice, a duty to ethically address and resolve conflicts of interest, and a duty to represent and protect the interests of [De'Andrea].

"[De'Andrea] was never provided a reservation of rights letter or otherwise notified of coverage/indemnity issues, exclusions, or limitations.

"Settlement negotiations took place between the attorneys for Mr. Walters, the City, and the insurance defendants. [De'Andrea] was not involved, nor invited to participate, in the settlement negotiations, was not at any time apprised of the status of the negotiations, nor was given an opportunity to approve any settlement offers.

"Following a trial, on or about May 5, 2022, judgment was entered on a jury verdict in favor of Mr. Walters and against … De'Andrea in the amount of $550,000 in compensatory damages.

"No appeal was taken by the Defendants, and no communication was made by the Defendants to [De'Andrea] concerning the prospects, procedures, or deadlines for an appeal, for post-trial relief, or for possible application of the municipal damages cap. The time for post-trial motions and appeal expired without [De'Andrea's] knowledge.

"Defendants did not seek, either before or after the judgment, any ruling from the [trial] court regarding the applicability of the statutory municipal damages cap, seek remittitur, or argue to the court that the municipal damages cap should apply.

4 SC-2024-0619

"Defendants have refused, and continue to refuse, to pay and satisfy said judgment, or any portion of said judgment.

"Defendants acted negligently and/or wantonly and/or recklessly and/or maliciously and/or willfully and/or fraudulently and/or in bad faith and/or intentionally and/or beyond their authority and/or under a mistaken interpretation of the law when they caused or contributed to cause the injuries to [De'Andrea].

"[De'Andrea] filed Chapter 7 Bankruptcy in the United States Bankruptcy Court for the Middle District of Alabama on July 27, 2022, as a direct and proximate result of Defendants' failures to settle the underlying case, communicate with [De'Andrea], and/or satisfy or obtain relief from the judgment.

"[De'Andrea] has exhausted all administrative remedies, and now brings this suit."

(Capitalization in original.)

Based on those allegations, De'Andrea asserted the following claims

against the City: breach of contract; bad faith; fraudulent

misrepresentation; negligent, wanton, or intentional bad-faith failure to

settle; a violation of the Alabama Legal Services Liability Act ("the

ALSLA"), § 6-5-570 et seq., Ala. Code 1975; negligence; wantonness;

conspiracy; and failure to procure insurance. In short, those claims are

based on De'Andrea's contention that the City "voluntarily assumed the

role of [her] insurer"; that the City fraudulently misrepresented to her 5 SC-2024-0619

that it "would handle [Clint Walters's negligence] claim against her" and

that "her personal assets were not at risk" in that action; that the City

failed to perform its "obligations and duties under the contracts of

liability insurance," primarily by "refus[ing] to satisfy the judgment" that

Walters has obtained against her; and that the City's attorneys breached

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Ex parte City of Montgomery PETITION FOR WRIT OF MANDAMUS (In re: Jessica De' Andrea v. City of Montgomery) (Montgomery Circuit Court: CV-23-900972)., Counsel Stack Legal Research, https://law.counselstack.com/opinion/ex-parte-city-of-montgomery-petition-for-writ-of-mandamus-in-re-jessica-ala-2025.