Everett v. State Farm Fire & Casualty Insurance Co.

37 So. 3d 456, 2009 La.App. 1 Cir. 1699, 2010 La. App. LEXIS 447, 2010 WL 1170202
CourtLouisiana Court of Appeal
DecidedMarch 26, 2010
Docket2009 CA 1699
StatusPublished
Cited by3 cases

This text of 37 So. 3d 456 (Everett v. State Farm Fire & Casualty Insurance Co.) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Everett v. State Farm Fire & Casualty Insurance Co., 37 So. 3d 456, 2009 La.App. 1 Cir. 1699, 2010 La. App. LEXIS 447, 2010 WL 1170202 (La. Ct. App. 2010).

Opinion

PETTIGREW, J.

| gPlaintif'f, David Wayne Everett, appeals a judgment dismissing, with prejudice, his claim for damages arising out of a horseback riding accident in which, allegedly, he sustained injuries after he fell off of a horse owned by defendants, Lawrence Rivett and Annette Rivett. For the reasons set forth more fully below, we affirm.

FACTS AND PROCEDURAL HISTORY

At all times pertinent hereto, the Rivetts lived in Pointe Coupee Parish and owned four horses that they kept for recreational purposes on their 13 acres of property. Approximately one year prior to the incident that gave rise to this lawsuit, Mr. Rivett had purchased one of the horses, Breeze, for his wife. Mr. Rivett described Breeze as a 12-13-year-old horse that was used for barrel racing and pole events by her prior owner, a young girl who was approximately nine years old at the time she owned the horse. Mr. Rivett testified that he rode Breeze numerous times, even with his five-year-old daughter, and never had any problems with Breeze acting up, bucking, or being skittish. Mrs. Rivett indicated that she rode Breeze at least once a week from the time they got her and that Breeze had never been uncontrollable or hard to handle. In fact, when asked about the four horses they owned, Mrs. Rivett opined that Breeze was the calmest of the group.

According to the record, the week prior to the incident, Mr. Everett and Randy Gremillion, Mrs. Rivett’s sister, had gone to the Rivetts’ house late one evening and Mr. Everett inquired about riding the horses. Mrs. Rivett told him no, because it was getting dark. Mr. Everett then asked if they could come back on the weekend to ride. The following Saturday, March 11, 2006, Mrs. Rivett received a phone call from Mr. Everett and Randy, indicating that they were on their way to the Rivetts’ house, to ride horses.

When Mr. Everett and Randy arrived on the day in question, Breeze was already saddled, properly by all accounts, as Mrs. Rivett had been riding her. Mrs. Rivett testified that during her 15 minute ride, she did not have any problems with Breeze. Mr. Everett asked if he could ride Breeze, and Mrs. Rivett obliged. There is some dispute as to exactly what Mr. Everett told Mrs. Rivett regarding his prior experience riding horses. Mrs. Riv-ett indicated that before she could even ask Mr. Everett if he had any experience lswith horses, he told her that he loved riding horses and that he loved to run horses. To the contrary, Mr. Everett testified that he told Mrs.'Rivett he had only ridden a horse one time before when he was about nine or ten years old. However, by his own admission, Mr. Everett led Mrs. Rivett to believe that he knew how to stop and turn a horse and that he knew the basics of horseback riding. According to Mr. Everett, he explained to Mrs. Riv-ett what he knew and then she filled in a few things that he did not know. Mrs. Rivett showed him how to use the reins and told him not to slap or hit Breeze and not to whistle or make a smacking noise as these actions would cause Breeze to run.

Also in dispute is the behavior of Breeze just prior to the accident as Mr. Everett was riding her. Mr. Everett testified that as soon as he “nudged her a little bit, she took off trotting, and once she hit the open field, she just took off.” He indicated that eventually, he was able to slow her down and turn her around, although Breeze never came to a complete stop. Once Breeze was turned around, she took off again, *459 “wide open” towards a telephone pole. As Breeze turned sharply away from the telephone pole, Mr. Everett slid out of the saddle. When asked why he did not stop Breeze and simply get off of the horse when she slowed down, Mr. Everett replied, “I honestly don’t know. It didn’t cross my mind at the time.”

Mrs. Rivett’s testimony regarding these events differs somewhat in that she recalls Breeze walking the width of their property and the width of their neighbor’s property before she began to run. Mrs. Rivett indicated she was unable to tell what caused Breeze to run. When asked what happened next, the following colloquy occurred:

[Mrs. Rivett:] She ran to the back, and I noticed the horse came to a stop, turned around, and began running back to the front where we were — where I was standing.
Q. Are you certain that the horse came to a complete stop, or did it turn while it was still running?
[Mrs. Rivett:] It did not turn while it was still running. It came to a stop, then the horse turned around. I had assumed at that point and time that David had control of the horse, had stopped it and had turned it around, and I was also going to further instruct him when he would come back, you know, I told you not to run my horse.
Q. Now, did David attempt to get off of Breeze when.Breeze stopped?
| ,([Mrs. Rivett:] No, he did not.
Q. What happened next after Breeze stopped? Was it turned around before it stopped or after?
[Mrs. Rivett:] It stopped and then the horse turned around and then it began running again.
Q. Now, did you witness David’s entire ride to the time he fell off?
[Mrs. Rivett:] Yes, I did.
Q. Now, tell us about how he fell off. What did you see?
[Mrs. Rivett:] The horse was running back, and it took a right-hand turn, and when it turned, David fell off.
Q. ... Did [Breeze] buck him off?
[Mrs. Rivett:] No, sir.
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Q. David just fell off?
[Mrs. Rivett:] He just fell off.
Q. Did Breeze ever buck during David’s ride?
[Mrs. Rivett:] Never.
Q. Did Breeze ever come up and down in the front during David’s ride?
[Mrs. Rivett:] Never.
Q. Did Breeze ever throw his head down in an attempt to make David come off the front?
[Mrs. Rivett:] Never.
Q. Did Breeze ever try to find a fence and scrape him against the fence or anything like that?
[Mrs. Rivett:] Never.
Q. Did you see Breeze soon after David fell off?
[Mrs. Rivett:] I seen Breeze pass by me and continue to run in the direction of my land....
Q. Okay. Was the saddle disrupted in any way when you saw Breeze pass by you?
[Mrs. Rivett:] No, sir.
|fiQ. It was still on straight?
[Mrs. Rivett:] Yes, sir.

As a result of the injuries he sustained in this accident, Mr. Everett filed the instant suit against the Rivetts and their insurer, State Farm Fire and Casualty Insurance. The matter proceeded to a jury trial on March 10-11, 2009.

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Bluebook (online)
37 So. 3d 456, 2009 La.App. 1 Cir. 1699, 2010 La. App. LEXIS 447, 2010 WL 1170202, Counsel Stack Legal Research, https://law.counselstack.com/opinion/everett-v-state-farm-fire-casualty-insurance-co-lactapp-2010.