Esparza Enterprises, Inc. v. Benefits Administration and Insurance Services, LLC

District Court, E.D. California·Decided February 2, 2026·No. 1:25-cv-01210·Unknown

Opinion

ESPARZA ENTERPRISES, INC., Case No. 1:25-cv-01210-JLT-CDB Plaintiff, ORDER GRANTING DEFENDANT’S MOTION FOR LEAVE TO FILE THIRD- v. PARTY COMPLAINT AGAINST TRUSAIC FIRST CAPITOL CONSULTING, INC. INSURANCE SERVICES, LLC, (Doc. 10) Defendant. ORDER DIRECTING CLERK OF THE COURT TO FILE DEFENDANT’S CROSS- COMPLAINT AGAINST TRUSAIC FIRST CAPITOL CONSULTING, INC.

(Doc. 10-2)

ORDER DIRECTING CLERK OF THE COURT TO ISSUE SUMMONS AS TO CROSS-DEFENDANT TRUSAIC FIRST CAPITOL CONSULTING, INC. Pending before the Court is the motion of Defendant Benefit Administration and Insurance Services, LLC (“Defendant” or “BAIS”) for leave to file a third-party complaint against Trusaic First Capitol Consulting, Inc. (“Trusaic”), filed on December 10, 2025. (Doc. 10). Plaintiff Esparza Enterprises, Inc. (“Plaintiff”) does not oppose the motion. (Doc. 10-1 ¶ 5). On January 7, 2026, the Court deemed the motion suitable for disposition without hearing or oral argument and vacated the motion hearing set for January 14, 2026. (Doc. 6) (citing Local Rule 230(g)). For the reasons set forth herein, the Court will grant Defendant’s motion. I. Background On July 22, 2025, Plaintiff initiated this action with the filing of a complaint in state court against Defendant and Does 1 through 20 before Defendant removed the case to this Court on September 15, 2025. (Doc. 1). On September 22, 2025, Defendant answered the complaint. (Doc. 5). In the complaint, Plaintiff asserts claims for breach of contract and professional negligence against Defendant. See (Doc. 1-1 at 8-11). Plaintiff alleges that Defendant negligently prepared certain tax filings on behalf of Plaintiff that resulted in IRS penalties and fines. See id. ¶¶ 15-29. Plaintiff alleges that the IRS informed Plaintiff it owes $225,666.11 for the alleged mis-filings. Id. ¶¶ 29, 34. In its prayer for relief, Plaintiff seeks damages of not less than $225,666.11, according to proof at the time of trial, pre-judgment and post-judgment interest on all damages awarded, attorney’s fees, and costs. Id. at 11. II. Governing Authority Federal Rule 14(a)(1) provides that “[a] defending party may, as third-party plaintiff, serve a summons and complaint on a [non-party] who is or may be liable to it for all or part of the claim against it. But the third-party plaintiff must, by motion, obtain the court’s leave if it files the third- party complaint more than 14 days after serving its original answer.” Fed. R. Civ. P. 14(a)(1). The purpose of Rule 14 is to “promote judicial efficiency by eliminating the necessity for the defendant to bring a separate action against a third individual who may be secondarily or derivatively liable to the defendant for all or part of the plaintiff’s original claim.” Sw. Adm'rs, Inc. v. Rozay's Transfer, 791 F.2d 769, 777 (9th Cir. 1986). “[A] third-party claim may be asserted only when the third-party’s liability is in some way dependent on the outcome of the main claim and the third-party’s liability is secondary or derivative.” United States v. One 1977 Mercedes Benz, 708 F.2d 444, 452 (9th Cir. 1983). “The crucial characteristic of a Rule 14 claim is that defendant is attempting to transfer to the third-party defendant the liability asserted against him by the original plaintiff.” Stewart v. Am. Int'l Oil & Gas Co., 845 F.2d 196, 200 (9th Cir. 1988). “Since the rule is designed to reduce multiplicity of litigation, it is construed liberally in favor of allowing impleader. It need not be shown that the third[-]party defendant is automatically liable if the defendant loses the underlying lawsuit. It is sufficient if there is some possible scenario under which the third[-]party defendant may be liable for some or all of the defendant's liability to plaintiff.” Fed. Deposit Ins. Corp. v. Loube, 134 F.R.D. 270, 272 (N.D. Cal. 1991). The district court has discretion in determining whether a defendant should be granted leave to file a third-party complaint. See Sw. Adm'rs, 791 F.2d at 777; One 1977 Mercedes Benz, 708 F.2d at 452. III. Discussion Defendant seeks leave to file a third-party complaint against Trusaic, asserting that Trusaic is or may be liable to Defendant for all claims advanced by Plaintiff against Defendant. (Doc. 10- 1 ¶ 1). Defendant contends that if it is found to have provided tax preparation services for Plaintiff, falling below the relevant standard of care as alleged in Plaintiff’s complaint, these damages were caused entirely by Trusaic. Id. Defendant asserts that it entered a contract with Trusaic titled, “ACA Subcontractor Agreement” (the “Agreement”), which required Trusaic to prepare Plaintiff’s tax forms 1094C and 1095C and for filing and performing certain services for the filing of those forms with the IRS on behalf of Plaintiff. Id. at 3. Defendant argues that Section 8 of the Agreement requires indemnification by Trusaic on behalf of and in favor of Defendant. Id. In Defendant’s proposed third-party complaint against Trusaic, Defendant alleges that pursuant to the Agreement, Trusaic was responsible for the tax preparation that, according to Plaintiff, was performed in error. (Doc. 10-2, Exhibit A (“Ex. A”) ¶ 7). Defendant asserts six causes of action against Trusaic, including for (1) breach of contract, (2) express indemnity, (3) implied indemnity, (4) equitable indemnity, (5) contribution, and (6) tort of another under Cal. Code Civ. Proc. § 1021.6. Id. at 3-8. In determining whether to exercise its discretion to permit impleader here, the Court considers the derivativeness of Defendant’s proposed claims against Trusaic in the context of Plaintiff’s claims against Defendant, then considers whether impleader would promote judicial efficiency, and finally, considers the timeliness of Defendant’s motion. A. Whether Defendant’s Proposed Claims Derive from Plaintiff’s Claims Against Them Defendant’s proposed breach of contract claims and indemnity-related claims are derivative of and dependent on Plaintiff’s original claims against Defendant. In the complaint, Plaintiff alleges that Defendant “materially breached the Agreement [between them] and negligently breached the professional duty owed to Plaintiff by engaging in negligent conduct” in the preparation and filing of the 1094-C and 1095-C forms with the IRS in violation of applicable federal and state law. (Doc. 1-1 ¶¶ 30, 31). Based on these allegations, Plaintiff asserted claims against Defendant for breach of contract and professional negligence. See id. at 8-11. In the proposed third-party complaint, Defendant seeks to bring breach of contract and indemnity-related claims against Trusaic, alleging that Trusaic is liable to Defendant for any erroneous tax preparation that resulted in Plaintiff’s damages. See Ex. A ¶ 7. Because the Agreement between Defendant and Trusaic involves the performance of certain services involving the preparation of the same tax forms at the heart of the agreement between Plaintiff and Defendant, and in light of Plaintiff’s allegations, it is clear that Defendant’s third-party claims against Trusaic are “dependent on the outcome of the main claim and that [Trusaic’s] third- party liability is secondary or derivative.” One 1977 Mercedes Benz, 708 F.2d at 452. Defendant’s breach of contract and indemnity-related claims against Trusaic may properly be brought pursuant to Rule 14(a)(1). See, e.g., King v. Costco Wholesale Corp., No.: 20-cv-01935-H-BLM, 2021 WL 778621, at *3 (S.D. Cal. Mar. 1, 2021) (finding third-party claim for equitable indemnity may properly be brought under Rule 14(a)(1)). B. Whether Impleader Would Promote Judicial Efficiency Allowing Defendant’s third-party claims a

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Esparza Enterprises, Inc. v. Benefits Administration and Insurance Services, LLC, (E.D. Cal. 2026).

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