Enrique Cantu and Bridgefield Casualty Insurance Company v. Javier A. Libson, Nosbil, Inc., Jose Luis Ramirez, Utica National Insurance Group, Utica National Insurance Company of Texas, Utica Mutual Insurance Company, and Republic Franklin Insurance Company

CourtCourt of Appeals of Texas
DecidedNovember 26, 2025
Docket04-25-00040-CV
StatusPublished

This text of Enrique Cantu and Bridgefield Casualty Insurance Company v. Javier A. Libson, Nosbil, Inc., Jose Luis Ramirez, Utica National Insurance Group, Utica National Insurance Company of Texas, Utica Mutual Insurance Company, and Republic Franklin Insurance Company (Enrique Cantu and Bridgefield Casualty Insurance Company v. Javier A. Libson, Nosbil, Inc., Jose Luis Ramirez, Utica National Insurance Group, Utica National Insurance Company of Texas, Utica Mutual Insurance Company, and Republic Franklin Insurance Company) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

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Enrique Cantu and Bridgefield Casualty Insurance Company v. Javier A. Libson, Nosbil, Inc., Jose Luis Ramirez, Utica National Insurance Group, Utica National Insurance Company of Texas, Utica Mutual Insurance Company, and Republic Franklin Insurance Company, (Tex. Ct. App. 2025).

Opinion

Fourth Court of Appeals San Antonio, Texas MEMORANDUM OPINION No. 04-25-00040-CV

Enrique CANTU and Bridgefield Casualty Insurance Company, Appellants

v.

Javier A. LIBSON, Nosbil, Inc., Jose Luis Ramirez, Utica National Insurance Group, Utica National Insurance Company of Texas, Utica Mutual Insurance Company, and Republic Franklin Insurance Company, Appellees

From the 365th Judicial District Court, Maverick County, Texas Trial Court No. 22-03-40915-MCVAJA Honorable Amado J. Abascal III, Judge Presiding

Opinion by: Lori I. Valenzuela, Justice

Sitting: Rebeca C. Martinez, Chief Justice Lori I. Valenzuela, Justice H. Todd McCray, Justice

Delivered and Filed: November 26, 2025

AFFIRMED IN PART; REVERSED AND REMANDED IN PART

Appellants Enrique Cantu and Bridgefield Casualty Insurance Company appeal a no-

evidence summary judgment in favor of appellees Javier A. Libson, Nosbil, Inc., and Jose Luis

Ramirez (“the Nosbil defendants”). We affirm the summary judgment as to Cantu’s negligence

per se, negligent hiring, training, and retention, and negligent entrustment claims. We reverse the

summary judgment as to Cantu’s ordinary negligence claims, and we remand for further 04-25-00040-CV

proceedings on those claims. We also reverse the judgment as to appellees Utica National

Insurance Group, Utica National Insurance Company of Texas, Utica Mutual Insurance Company,

and Republic Franklin Insurance Company (“the insurance defendants”).

BACKGROUND

Near dawn on a foggy morning in November of 2021, Cantu and Ramirez were involved

in a collision on a Maverick County highway. Cantu was traveling in a main lane of travel next to

the shoulder, while Ramirez was driving a tractor with a mowing attachment on the shoulder. After

Ramirez moved from the shoulder into the main lane, Cantu collided with the mowing attachment.

It is undisputed that Ramirez was acting in the course and scope of his employment with Nosbil at

the relevant time.

Cantu sued all three Nosbil defendants for negligence and negligence per se, and he brought

claims of negligent hiring, training, and retention, as well as negligent entrustment, against Libson

and Nosbil. Cantu alleged, inter alia, that Ramirez changed lanes when it was unsafe to do so; that

Libson and Nosbil were vicariously liable for Ramirez’s negligence; and that his damages included

medical expenses, physical pain, and physical impairment. He also sued the insurance defendants,

alleging that those entities had issued uninsured and underinsured motorist policies to his

employer, that he had presented claims under those purported policies, 1 and that his claims

remained unpaid. Cantu later added USI Southwest, Inc., as a defendant, but he nonsuited those

claims prior to judgment. Bridgefield, which contends that it paid worker’s compensation benefits

to Cantu, intervened to assert a subrogation interest.

The insurance defendants filed a joint motion for summary judgment, but the record does

not show that the trial court ever heard that motion or set it for a hearing. The Nosbil defendants

1 Utica National Insurance Group, Utica National Insurance Company of Texas, and Utica Mutual Insurance Company contended below that they never issued any policies to Cantu’s employer. We express no opinion on that issue.

-2- 04-25-00040-CV

filed a traditional and no-evidence motion for summary judgment, Cantu responded to that motion,

and the Nosbil defendants filed written objections to Cantu’s summary judgment evidence. The

trial court heard the Nosbil defendants’ motion for summary judgment on October 10, 2024.

During the hearing, the trial court granted some, but not all, of the Nosbil defendants’ objections

to Cantu’s evidence.

On October 24, 2024, the trial court signed an order granting the Nosbil defendants’ no-

evidence motion for summary judgment. The trial court’s order did not grant or otherwise address

the Nosbil defendants’ traditional motion for summary judgment. The order expressly “dismiss[ed]

and dispos[ed] of all claims against” the Nosbil defendants. The order further provided, “This

judgment is a final order and disposes of all parties and all claims and is appealable. Any relief not

granted in this motion is DENIED.” After the trial court overruled their motions for new trial by

operation of law, Cantu and Bridgefield timely filed notices of appeal. 2

ANALYSIS

No-Evidence Summary Judgment

As a threshold matter, we note that Cantu’s brief disclaims any challenge to the no-

evidence summary judgment on his negligence per se, negligent hiring, training, and retention, and

negligent entrustment claims. We therefore affirm the judgment as to those claims. See, e.g., Little

v. Delta Steel, Inc., 409 S.W.3d 704, 722–23 (Tex. App.—Fort Worth 2013, no pet.).

In his first issue, Cantu argues the trial court abused its discretion by excluding some of his

summary judgment evidence. In his second issue, he contends the trial court erred by granting a

no-evidence summary judgment on his ordinary negligence claims. In conducting our review, we

must avoid deciding abstract questions of law that do not bind the parties. See Tex. Ass’n of Bus.

2 Instead of filing its own brief in this appeal, Bridgefield filed a letter brief adopting Cantu’s arguments.

-3- 04-25-00040-CV

v. Tex. Air Control Bd., 852 S.W.2d 440, 444 (Tex. 1993). We must also “hand down a written

opinion that is as brief as practicable but that addresses every issue raised and necessary to final

disposition of the appeal.” TEX. R. APP. P. 47.1. Accordingly, before we consider Cantu’s

challenge to the trial court’s evidentiary rulings, we will determine whether the evidence the trial

court actually considered was sufficient to defeat the Nosbil defendants’ no-evidence motion for

summary judgment. 3

Standard of Review

“After adequate time for discovery, a party without presenting summary judgment

evidence may move for summary judgment on the ground that there is no evidence of one or more

essential elements of a claim or defense on which an adverse party would have the burden of proof

at trial.” TEX. R. CIV. P. 166a(i). A proper no-evidence motion for summary judgment “must state

the elements as to which there is no evidence.” Id. If the motion adequately states the elements for

which there is no evidence, the burden shifts to the non-movant to present evidence that raises a

genuine issue of material fact as to each challenged element. Wal-Mart Stores, Inc. v. Xerox State

& Loc. Sols., Inc., 663 S.W.3d 569, 576 (Tex. 2023).

A no-evidence summary judgment is essentially a pre-trial directed verdict, and we review

the trial court’s ruling de novo. See Merriman v. XTO Energy, Inc., 407 S.W.3d 244, 248 (Tex.

2013); Mack Trucks, Inc. v. Tamez, 206 S.W.3d 572, 581 (Tex. 2006). “A no-evidence motion will

be sustained when (a) there is a complete absence of evidence of a vital fact, (b) the court is barred

by rules of law or of evidence from giving weight to the only evidence offered to prove a vital fact,

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