EN PROPERTIES, LLC v. FREEDOM MORTGAGE CORPORATION and DILKS

CourtSupreme Court of Delaware
DecidedOctober 24, 2025
Docket73, 2025
StatusPublished

This text of EN PROPERTIES, LLC v. FREEDOM MORTGAGE CORPORATION and DILKS (EN PROPERTIES, LLC v. FREEDOM MORTGAGE CORPORATION and DILKS) is published on Counsel Stack Legal Research, covering Supreme Court of Delaware primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
EN PROPERTIES, LLC v. FREEDOM MORTGAGE CORPORATION and DILKS, (Del. 2025).

Opinion

IN THE SUPREME COURT OF THE STATE OF DELAWARE

EN PROPERTIES, LLC, § § No. 73, 2025 Intervenor Below, Appellant, § § Court Below–the Superior v. § Court of the State of Delaware § FREEDOM MORTGAGE § C.A. No. S24L-06-009 CORPORATION, § § Plaintiff Below, § § BETHANY A. DILKS aka § BETHANY A. PHILLIPS and § WILLIAMS A. DILKS, § § Defendants Below, Appellees. §

Submitted: August 13, 2025 Decided: October 24, 2025

Before TRAYNOR, LEGROW, and GRIFFITHS, Justices.

ORDER

On this 24th day of October 2025, after careful consideration of the parties’

briefs and the record on appeal, it appears to the Court that:

(1) On June 11, 2024, Freedom Mortgage filed a foreclosure action against

Bethany A. Dilks and William A. Dilks (together, the “Dilkses”). The action sought foreclosure of Freedom Mortgage’s interest in the Dilkses’ primary residence—

32201 Mount Pleasant Road, Laurel, Delaware (the “Property”).1

(2) Three months after initiating the action, Freedom Mortgage filed a

motion for entry of default judgment against the Dilkses.2 It also issued a notice to

lienholders informing them of a Sheriff’s sale of the Property.3 The Sheriff’s sale

was scheduled and took place on December 17, 2024.

(3) On the day of the sale, several events occurred. In the morning,

Freedom Mortgage received a call from an unidentified third-party seeking to

confirm wire instructions to reinstate the Dilkses’ loan on the Property.4 The caller

stated that he tried to wire the funds the previous day but had listed the incorrect

address on the wire instructions.5 The Sheriff’s sale proceeded as scheduled, and

EN Properties, LLC (“EN Properties”) was the winning bidder, purchasing the

Property for $225,000.6 To secure its purchase, EN Properties paid a deposit. In the

afternoon, Freedom Mortgage received the wire with the funds to reinstate the

1 App. to Appellant’s Opening Br. at A8–9 (Complaint dated April 8, 2025) (D.I. 9) [hereinafter A__]. 2 A11-13 (Direction for Entry of Judgment and Affidavit dated Sept. 16, 2024). 3 A15–17 (Affidavit of Counsel of Notice to Lien Holders, Tenants, Record Owners and Persons Having Interest of Sheriff’s Sale of Real Estate dated Dec. 10, 2024). 4 A18–20 (Motion to Set Aside Sheriff’s Sale dated Dec. 19, 2024). 5 A18–19. 6 A19.

2 Dilkses’ loan.7 The next day, counsel for the Dilkses contacted EN Properties to

inform it of the loan reinstatement.8

(4) On December 19, 2024, with the loan reinstated, Freedom Mortgage

filed a motion to set aside the Sheriff’s sale.9 On December 27, 2024, the Superior

Court granted the motion and entered an order to set aside the sale and return EN

Properties’ deposit.10 On the morning of January 10, 2025, Freedom Mortgage filed

a notice requesting the court to vacate the judgment and dismiss the case.11 Later

that afternoon, EN Properties moved to intervene and vacate the court’s order that

set aside the sale.12

(5) In its motion, EN Properties contended that its equitable interest as a

third-party bona fide purchaser was not properly considered by the court because it

“was not provided the opportunity to be heard.”13 EN Properties argued that the

court had not considered “critical” details in reaching its decision, including (a) the

identity of the third-party caller confirming the wire instructions, (b) Freedom

7 Id. 8 Id. 9 A18-20 (Motion to Set Aside Sheriff’s Sale dated Dec. 19, 2024). 10 A21 (Superior Court Order dated Dec. 27, 2024). 11 App. to Answering Br. at B1-4 (Notice to Vacate Judgment and Voluntarily Dismiss without Prejudice dated Jan. 10, 2025) (D.I. 13) [hereinafter B__]. 12 A22–26 (Motion of EN Properties, LLC to Intervene and Vacate Court’s Order to Set Aside Sheriff’s Sale dated Jan. 10, 2025). 13 A23.

3 Mortgage’s protocol for staying a sale, and (c) the timing of when the reinstatement

funds were initiated and received.14

(6) On January 13, 2025, the Superior Court denied EN Properties’ motion,

reasoning that “the loan was reinstated,”15 and ordered the dismissal of the action.16

EN Properties filed a motion for re-argument.17 The court denied the motion and

this appeal timely followed.18

(7) On appeal, EN Properties makes two claims. First, EN Properties

contends it had the right to an evidentiary hearing before the Superior Court could

set aside the sale. Second, EN Properties argues the court abused its discretion by

setting aside the sale without first making a finding of fraud, mistake, or irregularity.

(8) This Court reviews the Superior Court’s decision to set aside a Sheriff’s

sale for an abuse of discretion.19 “To find an abuse of discretion, there must be a

showing that the trial court acted in an arbitrary and capricious manner.” 20 The

Superior Court has broad discretion to confirm or set aside a Sheriff’s sale.21 Where

14 A24. 15 A27 (Superior Court Order dated Jan. 13, 2025). 16 B5 (Superior Court Order dated Jan. 13, 2025). 17 A28-33 (EN Properties, LLC’s Motion for Reargument dated Jan. 21, 2025). 18 A37 (Superior Court Order dated Jan. 27, 2025). 19 Deutsche Bank Nat’l Trust Co. v. Goldfeder, 86 A.3d 1118, 2014 WL 644442, at *2 (Del. Feb. 14, 2014) (TABLE). 20 Id. 21 See Burge v. Fid. Bond & Mortg. Co., 648 A.2d 414, 417 (Del. 1994).

4 there are “irregularities in the sale proceedings,” or “fraud, unfairness, or other

extraneous matter[s] demonstrating unfairness to one of the interested parties,” the

court may set aside a sale.22 When deciding whether to set aside a sale, the court

must protect the rights of the defaulting mortgagor as those rights are “of paramount

importance.”23

(9) The trial court did not commit error when it decided EN Properties’

request to vacate the sale without conducting an evidentiary hearing. EN Properties

has neither explained why further factual development at a hearing is necessary nor

provided any precedent directly supporting its entitlement to a hearing.24 A trial

court is not required to conduct an evidentiary hearing when it would only elicit

22 Id. at 420. 23 Id. at 418. 24 EN Properties cites Solomon v. Duggan for the proposition that a Sheriff’s sale should be stayed to allow the parties to further develop the factual record. Opening Br. at 8 (citing Solomon v. Duggan, 2004 WL 692903, at *3 (Del. Super. Mar. 11, 2004)). Solomon did not, however, involve a Superior Court decision that relied on the resulting unfairness and injustice if the sale was permitted to proceed. EN Properties also relies on Gunn v. U.S. Bank National Association to support its argument that this Court previously reversed and remanded a Superior Court’s order denying a motion to intervene and setting aside a Sheriff’s sale. Opening Br. at 8. Gunn is not analogous. In Gunn, years after the Superior Court prevented Gunn from intervening in the action and seeking discovery to determine whether the assignment of the mortgage was valid, the court denied Gunn’s motion to set aside the Sheriff’s sale. See Gunn v. U.S. Bank Nat’l Ass’n, 2009 Del. LEXIS 661, at *10-11 (Del. Dec. 1, 2009). The Superior Court found Gunn estopped due to his failure to engage in discovery earlier in the case. Id. at *11. Because Gunn could not seek discovery until the court permitted him to intervene and proceed as a party to the action, this Court remanded for the Superior Court to hold an evidentiary hearing and remedy its own mistake. Id. at *12. This case does not involve Gunn’s unique procedural posture or an estoppel argument.

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EN PROPERTIES, LLC v. FREEDOM MORTGAGE CORPORATION and DILKS, Counsel Stack Legal Research, https://law.counselstack.com/opinion/en-properties-llc-v-freedom-mortgage-corporation-and-dilks-del-2025.