Employers' Liability Assurance Co. v. Morris

14 Colo. App. 354
CourtColorado Court of Appeals
DecidedJanuary 15, 1900
DocketNo. 1715
StatusPublished
Cited by1 cases

This text of 14 Colo. App. 354 (Employers' Liability Assurance Co. v. Morris) is published on Counsel Stack Legal Research, covering Colorado Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Employers' Liability Assurance Co. v. Morris, 14 Colo. App. 354 (Colo. Ct. App. 1900).

Opinion

Bissell, P. J.

Henry O. Morris was appointed an agent for this liability company on the 28th of June, 1893. During his agency he secured a policy from a smelting company in Pueblo, insuring their employees against accident and the premium on the policy amounted to some $3,200. In August, 1894, this policy was renewed. Intermediate the issue of the original contract and the renewal, the business officers and management of the company removed to Denver, and the matter of the renewal was conducted and concluded in the office of Harrison & Company who were the state agents of the corporation and by whom Morris was originally appointed. He demanded a payment of his commission on the renewal policy which was refused and this action is brought to recover it.

It is quite impossible to segregate the facts and state them as an entirety, regardless of the legal propositions with which they are almost inseparably connected, and the arguments which we shall use in support of our various positions. Departing then from the usual course in the construction of the opinion we will proceed to the first proposition to which we will direct our attention which respects Morris’s agency. This is very much disputed and the appellant has built up quite an argument on the proposition that an agency can exist only by agreement of parties and when in writing cannot be varied by parol proof, contending also, that wherever the contract of ageney is in writing it alone must be resorted to for the purpose of determining its terms and conditions, the obligations of the principal on the one hand, and the powers of the agent on the other. We quite concede this is the law; it has been too long settled to be the subject-matter of dispute or to require the citation of authority to support it. So far as respects Morris’s relation to the company, there was no opportunity for the application of these general rules of agency. This we gather from two circumstances. The first is the condition of the pleadings and the admissions to be found in them, and the second from the evidence which the company [356]*356produced at the trial. In his complaint the plaintiff averred that he was appointed the agent of the company through its managers and attorneys, Endicott and Macomber, and through its duly appointed state agents, Joseph H. Harrison & Company. He further averred that the company through its duty authorized agents agreed with the plaintiff that he should have the sole and exclusive right to solicit business and issue policies for the corporation. These allegations being undenied would amount to averments of authority and agency both on the part of Morris and of Harrison & Company, sufficient to obviate the necessity for proof respecting either the appointment or the authority. This matter, however, is very much enlarged by the direct admissions in the answer, to the effect that the plaintiff was the duty authorized agent of the defendant, and when such he issued a policy of insurance to the Philadelphia Smelting & Refining Company. The company further conceded that the policy issued in 1894 was but a renewal of the first, respecting which the company expressly admitted the plaintiff had received the commission to which he was entitled. Further than this when the company came to make out its own case, it introduced the certificate of appointment which was Morris’s evidence of authority to act on behalf of the company, and it broadly gave him authority to receive proposals and issue policies of the corporation, subject to such instructions as might from time to time be given by the state agent or by its managers at Boston. From this certificate we gather Morris’s appointment was regular, direct, broad and ample, giving him abundant authority to solicit and issue policies but subjecting him at the same time to whatever instructions the company might issue in regard to its business. Further than all this, the company put Harrison on the stand and he testified that he was the state agent of the corporation for Colorado and Wyoming, having written authority to appoint local agents and thereunder he appointed Morris the agent in Pueblo. It is thus evident Morris possessed full authority to act on behalf of the company and his agency was thoroughly established not only by the undenied [357]*357allegations of the complaint and the admissions of the answer but by the company’s own testimony, and the witness which it put on the stand. We have thus disposed of one question, that is, the one respecting Morris’s agency.

We now come to another proposition about which counsel are strenuous, and that is the absence of authority in Harrison to appoint the agent and clothe him with due power. We are quite ready to concede it was part of the plaintiff’s case to show Harrison’s authority, and in the absence of proof of this power to make the contract set out, he would not be entitled to recover. By bringing the suit he assumed this burden, and must discharge it in order to succeed. It is probably true had the defendant rested when the plaintiff did, the plaintiff had not then made out a case and he could not have recovered. It is quite possible, however, for a defendant to aid the plaintiff in his proof and in such case the plaintiff can as well succeed on the strength of the case as made by all the testimony as by that made by his own. As already suggested the defendant produced the certificate of appointment and therefrom it appears there was no agreement or direction or contract with respect to Morris’s compensation. It was a naked appointment with authority to solicit subject to instructions. Further, when Harrison came on the stand he conceded his agency and his appointment, the company proved it by him, and the instant they offered Harrison as a witness and by him established that he had authority to appoint agents this would bar any further contest respecting the necessity for the plaintiff to prove Harrison’s authority to. make the agreement on which the plaintiff relied. Having shown by their own evidence that Harrison was the state agent with authority to appoint, and produced the appointment which contained nothing on the subject of compensation and left the whole matter open to instructions and directions, it necessarily followed the agent having-authority to appoint, must have authority to make some arrangement with reference to the compensation of the agent whom he appointed. It has been directly, adjudged that the power [358]*358to appoint in the absence of a limitation on its terms would include the power to fix the compensation. This we decided in a somewhat recent case. Mutual Life Ins. Co. of New York v. Lewis, 13 Colo. App. 528. Whether this presumption of authority to agree as to the compensation would always follow the proof of authority to appoint, where it was- a part of the plaintiff’s case to show the authority, we need not necessarily determine, because from this record it is quite evident the company itself proved Harrison’s authority to do this thing. He had authority to appoint agents for Colorado and Wyoming; his authority was in writing as he stated but no objection was made to his evidence concerning it, and having broadly stated the possession of that authority, it was for the company to show the absence of power with reference to fixing the rate to be paid the agent if they would get rid of the presumption which follows from the possession of authority to appoint, which does not otherwise appear. This being true, it simply remains to determine what the contract was, and whether the evidence concerning it was legitimate.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Lanowah Investment Co. v. John Hancock Mutual Life Insurance
162 S.W.2d 307 (Missouri Court of Appeals, 1942)

Cite This Page — Counsel Stack

Bluebook (online)
14 Colo. App. 354, Counsel Stack Legal Research, https://law.counselstack.com/opinion/employers-liability-assurance-co-v-morris-coloctapp-1900.