Timlin, J.
This cause was before the court in 125 Wis. 643, 104 N. W. 811, where, in a proceeding by the plaintiff under sec. 4183, Stats. (1898), to obtain inspection and copies of books, papers, and documents, the defendant was allowed to examine the plaintiff under sec. 4096, Stats. (1898), as amended by ch. 39, Laws of 1899, and ch. 244, Laws of 1901. Again in 132 Wis. 259, 111 N. W. 567, where the plaintiff was permitted to proceed to obtain an inspection and copies. Having procured such inspection and copies, the plaintiff sought to examine the defendant’s actuary by oral examination under sec. 4096, Stats. (1898), in order to enable the plaintiff to plead. The circuit court, as stated, restrained and in effect forbade this examination by the order appealed from. This order was made upon the affidavit made and served with the notice of the proposed examination required by sec. 4096, Stats. (1898), and other affidavits in aid and opposed and recited in the order. It is claimed on the part of the respondent that these affidavits and papers taken together show that the proposed examination was not applied for in good faith and was merely vexatious, but we do not find it necessary to pass on that question. All lawsuits are somewhat vexatious, and we do not approve of the practice of injecting a claim or issue of this kind into the special proceedings and thus multiplying the issues. If the plaintiff is entitled to the examination to enable him to plead, it should be allowed without reference to his ulterior motives, his good faith or bad faith. Sec. 4096, Stats. (1898), as construed by this court, affords ample protection against unnecessary or improper examination without recourse to such recrimination.
In Badger B. Mfg. Co. v. Daly, 137 Wis. 601, 119 N. W. 328, it was decided that the statement in the affidavit of the party seeking examination that the matters sought to be disclosed are necessary to enable him to plead is not conclusive upon the circuit court, and that that court may in its discretion limit the examination so as t(| exclude even relevant matter if such matter does not appeár to be necessary to enable [393]*393tbe party to plead, or if for any other reason recognized by law it would be improper for. tbe plaintiff at that stage in tbe .action to proceed witb tbe examination. In tbe case last cited tbe order forbade any part of tbe proposed examination, and under the authority of that ease tbe order in tbe instant case cannot be reversed unless there appears to have been an abuse •of discretion on tbe part of tbe circuit court.
Erom tbe affidavit of tbe plaintiff made for tbe purpose of procuring tbe examination in question it appeared that be held a twenty-year semi-tontine life insurance policy in tbe defendant company dated March 11, 1884, which matured March 10, 1904, a copy of which was annexed to tbe affidavit. 'To induce tbe plaintiff to enter into said contract the defendant made certain false and fraudulent representations witb reference to tbe amount which plaintiff would receive at tbe end of tbe tontine period. This amount tbe defendant refused to pay at tbe end of said period, and instead offered an amount of $9,122.10, which is less than the plaintiff is justly -entitled to. Tbe tontine dividend period for tbe policy as stipulated therein was to expire March 10, 1904. No dividend was to be allowed or paid on tbe policy unless tbe assured survived tbe tontine period and tbe policy was then in force; and, further:
“That all surplus or profits derived from such policies on tbe semi-tontine plan as shall not be in force at tbe date of tbe completion of their respective tontine dividend periods shall be apportioned equitably among such policies as shall complete their tontine dividend periods.”
This is quite vague, and from its words alone it would be quite difficult to say whether tbe surplus or profits from all ¡semi-tontine policies outstanding on March 11, 1884, and thereafter written up to March 9, 1904, and not in- force March 10, 1904, should be applied on this policy, or whether the semi-tontine policies therein referred to were only those of a class having the same tontine period, or a class maturing at some date or between some dates not specified, or it might [394]*394refer to policies of tbis kind written at a date or between some dates not specified. The amount of surplus or profit to be-apportioned in any case would be a matter particularly within the knowledge of the defendant and not within the knowledge of the plaintiff. But in his affidavit made for the purpose of obtaining the examination the plaintiff discloses: (1) That he has had inspection of the books of the defendant. (2) That defendant began writing these semi-tontine policies in 1882 and discontinued writing them in. 1899, and that their tontine periods were ten, fifteen, and twenty years. (3) These policies were upon defendant’s books separated into three classes corresponding to the tontine periods mentioned, and further classified with reference to-their year of issue. (4) This was kept up on said books-until shortly before 1892, the time of maturity of the earliest. policies of the ten-year class, when the mode of bookkeeping-was changed, and the accumulation summaries of all classes-of policies were merged and consolidated upon the books and the defendant estimated or assumed an hypothetical amount of surplus and profits, out of which and according to which settlements were made and surplus and profits paid upon maturing semi-tontine policies. (5) These books do not disclose to plaintiff facts or information sufficient to determine-whether this is an equitable apportionment of the surplus or-profits and so enable him to frame his complaint.
Right here we must differ with appellant. If this does not furnish him sufficient information to enable him to plead, it-is hard to say what would do so. There is no suggestion that the books are false or forged. He has the written contract,, the whole number of policies issued, the amount thereof, the-items making up this, the total premiums, the forfeitures by lapse, and the total payments of expenses and benefits. That the items are numerous or the totals vast can make no difference where the data are present, the system is apparent, and the work of footing is done. Whether or not the mode of' [395]*395computation of surplus and profits based on these data and employed by defendant is wrong is a question arising upon the merits, but not necessary to enable the plaintiff to plead. It involves tbe whole merits of the controversy, and these questions are not before the court 'at this stage of the litigation.
To the foregoing averments the plaintiff adds in his affidavit :
“That notwithstanding the defendant in the year 1892 and from year to year thereafter continued to compute reserve values and to apportion surplus and profits on the merger basis and hypothetical or estimated fund adopted in 1892, it continued to enter and carry in its original records separate accounts and data for each class and year of said semi-tontine policies in the same manner as it had done at all times prior to the year 1892.”
The object in presenting this is not apparent. Its effect would be to enable appellant to make a computation of the amount due upon his policy upon various bases of computation, or to show that the defendant placed a certain construction upon this policy.
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Timlin, J.
This cause was before the court in 125 Wis. 643, 104 N. W. 811, where, in a proceeding by the plaintiff under sec. 4183, Stats. (1898), to obtain inspection and copies of books, papers, and documents, the defendant was allowed to examine the plaintiff under sec. 4096, Stats. (1898), as amended by ch. 39, Laws of 1899, and ch. 244, Laws of 1901. Again in 132 Wis. 259, 111 N. W. 567, where the plaintiff was permitted to proceed to obtain an inspection and copies. Having procured such inspection and copies, the plaintiff sought to examine the defendant’s actuary by oral examination under sec. 4096, Stats. (1898), in order to enable the plaintiff to plead. The circuit court, as stated, restrained and in effect forbade this examination by the order appealed from. This order was made upon the affidavit made and served with the notice of the proposed examination required by sec. 4096, Stats. (1898), and other affidavits in aid and opposed and recited in the order. It is claimed on the part of the respondent that these affidavits and papers taken together show that the proposed examination was not applied for in good faith and was merely vexatious, but we do not find it necessary to pass on that question. All lawsuits are somewhat vexatious, and we do not approve of the practice of injecting a claim or issue of this kind into the special proceedings and thus multiplying the issues. If the plaintiff is entitled to the examination to enable him to plead, it should be allowed without reference to his ulterior motives, his good faith or bad faith. Sec. 4096, Stats. (1898), as construed by this court, affords ample protection against unnecessary or improper examination without recourse to such recrimination.
In Badger B. Mfg. Co. v. Daly, 137 Wis. 601, 119 N. W. 328, it was decided that the statement in the affidavit of the party seeking examination that the matters sought to be disclosed are necessary to enable him to plead is not conclusive upon the circuit court, and that that court may in its discretion limit the examination so as t(| exclude even relevant matter if such matter does not appeár to be necessary to enable [393]*393tbe party to plead, or if for any other reason recognized by law it would be improper for. tbe plaintiff at that stage in tbe .action to proceed witb tbe examination. In tbe case last cited tbe order forbade any part of tbe proposed examination, and under the authority of that ease tbe order in tbe instant case cannot be reversed unless there appears to have been an abuse •of discretion on tbe part of tbe circuit court.
Erom tbe affidavit of tbe plaintiff made for tbe purpose of procuring tbe examination in question it appeared that be held a twenty-year semi-tontine life insurance policy in tbe defendant company dated March 11, 1884, which matured March 10, 1904, a copy of which was annexed to tbe affidavit. 'To induce tbe plaintiff to enter into said contract the defendant made certain false and fraudulent representations witb reference to tbe amount which plaintiff would receive at tbe end of tbe tontine period. This amount tbe defendant refused to pay at tbe end of said period, and instead offered an amount of $9,122.10, which is less than the plaintiff is justly -entitled to. Tbe tontine dividend period for tbe policy as stipulated therein was to expire March 10, 1904. No dividend was to be allowed or paid on tbe policy unless tbe assured survived tbe tontine period and tbe policy was then in force; and, further:
“That all surplus or profits derived from such policies on tbe semi-tontine plan as shall not be in force at tbe date of tbe completion of their respective tontine dividend periods shall be apportioned equitably among such policies as shall complete their tontine dividend periods.”
This is quite vague, and from its words alone it would be quite difficult to say whether tbe surplus or profits from all ¡semi-tontine policies outstanding on March 11, 1884, and thereafter written up to March 9, 1904, and not in- force March 10, 1904, should be applied on this policy, or whether the semi-tontine policies therein referred to were only those of a class having the same tontine period, or a class maturing at some date or between some dates not specified, or it might [394]*394refer to policies of tbis kind written at a date or between some dates not specified. The amount of surplus or profit to be-apportioned in any case would be a matter particularly within the knowledge of the defendant and not within the knowledge of the plaintiff. But in his affidavit made for the purpose of obtaining the examination the plaintiff discloses: (1) That he has had inspection of the books of the defendant. (2) That defendant began writing these semi-tontine policies in 1882 and discontinued writing them in. 1899, and that their tontine periods were ten, fifteen, and twenty years. (3) These policies were upon defendant’s books separated into three classes corresponding to the tontine periods mentioned, and further classified with reference to-their year of issue. (4) This was kept up on said books-until shortly before 1892, the time of maturity of the earliest. policies of the ten-year class, when the mode of bookkeeping-was changed, and the accumulation summaries of all classes-of policies were merged and consolidated upon the books and the defendant estimated or assumed an hypothetical amount of surplus and profits, out of which and according to which settlements were made and surplus and profits paid upon maturing semi-tontine policies. (5) These books do not disclose to plaintiff facts or information sufficient to determine-whether this is an equitable apportionment of the surplus or-profits and so enable him to frame his complaint.
Right here we must differ with appellant. If this does not furnish him sufficient information to enable him to plead, it-is hard to say what would do so. There is no suggestion that the books are false or forged. He has the written contract,, the whole number of policies issued, the amount thereof, the-items making up this, the total premiums, the forfeitures by lapse, and the total payments of expenses and benefits. That the items are numerous or the totals vast can make no difference where the data are present, the system is apparent, and the work of footing is done. Whether or not the mode of' [395]*395computation of surplus and profits based on these data and employed by defendant is wrong is a question arising upon the merits, but not necessary to enable the plaintiff to plead. It involves tbe whole merits of the controversy, and these questions are not before the court 'at this stage of the litigation.
To the foregoing averments the plaintiff adds in his affidavit :
“That notwithstanding the defendant in the year 1892 and from year to year thereafter continued to compute reserve values and to apportion surplus and profits on the merger basis and hypothetical or estimated fund adopted in 1892, it continued to enter and carry in its original records separate accounts and data for each class and year of said semi-tontine policies in the same manner as it had done at all times prior to the year 1892.”
The object in presenting this is not apparent. Its effect would be to enable appellant to make a computation of the amount due upon his policy upon various bases of computation, or to show that the defendant placed a certain construction upon this policy. Other averments in the affidavit need not be mentioned, but we may say in passing that all entries, charges, expenses, or payments appearing upon said books which the plaintiff knows or believes to be mistaken or wrong-may be rejected by him in making his claim in the complaint. Hence the presence of such averments as these in the affidavit does not strengthen it. We must hold that, upon the face of the affidavit presented by the plaintiff, he shows that he has possession of all the data necessary for him to plead, claiming a specific sum in his complaint. On the other hand, the nature of the contract of insurance disclosed by the affidavit is such that the plaintiff may, if he so elect, plead by claiming an indeterminate or indefinite sum approximating a stated amount and cast the burden upon the defendant to account for the surplus and profits promised by the contract of insurance. North Side L. & B. Soc. v. Nakielski, 127 Wis. 539, [396]*396544, 106 N. W. 1097; Somervaill v. McDermott, 116 Wis. 504, 93 N. W. 553; Meyer v. Garthwaite, 92 Wis. 571, 66 N. W. 704; Schwickerath v. Lohen, 48 Wis. 599, 4 N. W. 805; Joy v. Walker, 29 Vt. 257.
The conclusion of-the affiant to the effect that the information sought is necessary to enable him to make his complaint is not binding upon the circuit court, and in this case we think it is affirmatively shown that the examination sought is not necessary to enable the plaintiff to frame a complaint, but .goes to the detail evidence perhaps relevant upon a trial for the purpose of impeaching the adjustment of surplus and profits to this policy made by the defendant, if perchance defendant should answer as apparently anticipated by the plaintiff.
Upon the authority of Badger B. Mfg. Co. v. Daly, 137 Wis. 601, 119 N. W. 328, the order appealed from must be affirmed.
By the Court. — The order of the circuit court is affirmed.