Elissa Adams v. Allstate County Mutual Insurance

CourtCourt of Appeals of Texas
DecidedAugust 20, 2020
Docket01-19-00451-CV
StatusPublished

This text of Elissa Adams v. Allstate County Mutual Insurance (Elissa Adams v. Allstate County Mutual Insurance) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Elissa Adams v. Allstate County Mutual Insurance, (Tex. Ct. App. 2020).

Opinion

Opinion issued August 20, 2020

In The

Court of Appeals For The

First District of Texas ———————————— NO. 01-19-00451-CV ——————————— ELISSA ADAMS, Appellant V. ALLSTATE COUNTY MUTUAL INSURANCE, Appellee

On Appeal from the 190th District Court Harris County, Texas Trial Court Case No. 2014-69348

MEMORANDUM OPINION

Following a motor vehicle accident with an underinsured motorist, Elissa

Adams sued Allstate County Mutual Insurance (“Allstate”) under an at-fault driver’s

underinsured motorist benefits policy. A jury awarded Adams a total of $85,787.37

for her past damages but awarded nothing for her future damages. Adams filed a motion for new trial challenging the zero-dollar-future-damage award, and the trial

court denied the motion and entered a final judgment on the jury’s verdict. Adams

then filed a motion for new trial on the final judgment, and the motion was overruled

by operation of law. Adams appealed the trial court’s order denying her motion for

new trial on the final judgment.

We affirm.

Background

Car Accident

In January 2012, Adams was a passenger in a vehicle driven by J. Johnson as

they were traveling from Midland to Lubbock. Another motorist, S. Montoya,

attempted to pass Johnson’s vehicle on the highway, lost control of the vehicle, and

collided with Johnson’s car. It is undisputed that Montoya caused the accident.

Adams sustained a concussion and other injuries. Emergency responders transported

Adams to a nearby hospital. The emergency room physician advised Adams to seek

additional treatment for her injuries after examining her and providing her with

emergency treatment.

Medical Treatment

Adams experienced severe headaches after the accident. Adams sought

treatment from Dr. David Braunreiter, a double board-certified physician in family

medicine and sports medicine. Adams complained of “post-concussive symptoms”

2 from the accident, including “dizziness,” “light sensitivity,” “difficulty sleeping,”

“problems in concentration,” “optical divergence,”1 and inability to “exercise.”

Adams also complained about her headache and migraine symptoms.

Adams told Dr. Braunreiter that she had a prior history of headaches and that

she had surgery around 2008 to help relieve them. She also told him that her post-

accident headaches were “different than prior headaches that she . . . experienced.”

Dr. Braunreiter determined that her current headaches were caused by the motor

vehicle accident. Dr. Braunreiter examined Adams and administered an MRI and

other concussion-related diagnostic tests. He diagnosed Adams with a “closed head

injury” (i.e., a concussion) along with other “post-concussive symptoms,” including

“attention disorders” and “anxiety/depression issues.”

Dr. Braunreiter performed an occipital nerve block operation on Adams,

prescribed her medication, and referred her to a neuro-optometrist for optical

divergence testing. He also encouraged her to exercise lightly and increase her

physical activity. Afterwards, Adams documented her recurring headaches in a log,

listing the frequency, duration, and pain location of her headaches. Dr. Braunreiter

saw Adams about 20 times between October 2013 through April 2016. Dr.

1 Dr. Braunreiter described an “optical divergence” as “the inability of your control of your eye movements to focus up close and far away.” When explaining how this affected Adams, Dr. Braunreiter stated that it was difficult for Adams to see clearly when she brought an object closer to her face. 3 Braunreiter reported that Adams’s cognitive impairment had improved but that she

would require long-term treatment for her recurring headaches. He did not anticipate

any resolution of her symptoms in the foreseeable future.

Jury Trial

Later, Adams settled her claims against Montoya for her policy limits and then

sued Allstate to recover past and future damages through Montoya’s underinsured

motorist benefits. At trial, Dr. Braunreiter testified as Adams’s expert witness based

on his review of her medical history and his personal observations of her. He testified

about Adams’s medical history, the tests he administered, the medications he

prescribed, the reasons for referring her to other physicians, the follow-up

treatments, the proximate cause of her recurring headache symptoms, and her need

for future medical care. He opined that Adams’s post-accident headaches were not

a continuation of her pre-existing headache condition for three reasons. First, her

headaches ceased years before the accident, indicating that the surgery performed

by her childhood physician resolved the headache condition. Second, his personal

observation of Adams revealed improvement of all her symptoms, except for the

headaches, which evidenced signs of a new injury. Third, her complaint that the new

headaches felt “different” than they felt years before the accident demonstrated that

her post-accident headaches were unrelated to the pre-existing headaches; otherwise,

they would have felt the same.

4 Allstate retained Dr. Leonard Hershkowitz to testify about his evaluation of

Dr. Braunreiter’s treatment and diagnosis of Adams. He did not personally evaluate

or treat her. Dr. Hershkowitz was very critical of Dr. Braunreiter’s medical

conclusions. He disagreed that Adams’s headaches were caused by the accident. He

testified that Adams’s family history of headaches, personal history of headaches,

and diagnosed psychological issues might have contributed to the duration and

severity of her post-accident headaches. He also testified that Dr. Braunreiter did not

administer the appropriate diagnostic tests to properly identify the actual cause of

Adams’s headaches.

After hearing all the evidence, the jury deliberated and awarded Adams past

damages totaling $85,787.37: $30,000 for physical pain and suffering, $30,000 for

mental anguish, $20,787.37 for medical expenses, and $5,000 for physical

impairment. The jury awarded Adams zero dollars for future damages, including

future physical pain and suffering, mental anguish, medical expenses, and physical

impairment. The trial court entered a final judgment on the jury’s verdict.

Motion for New Trial

Adams filed an “Amended Motion for Mistrial or in the Alternative, Motion

for New Trial” contesting the zero-damage award. In the motion, Adams argued a

new trial was warranted because the undisputed trial evidence showed that she was

entitled to damages for future medical care.

5 To support her motion, Adams attached her own affidavit summarizing her

trial testimony concerning her medical condition, medical care, and symptoms

showing that the car accident caused her post-accident headaches. She also described

the accommodations she received at school and at work due to the accident. In

addition to her affidavit, Adams attached Dr. Braunreiter’s deposition testimony and

her medical records from his office showing that he anticipated future medical care,

including about four visits per year with a physician, ongoing medications, and

possible adjustments to her care as her symptoms changed. Dr. Braunreiter opined

that the car accident proximately caused her injuries.

Adams also attached a clinical note from Dr. Pamela Blake, her former

neurologist. Dr. Blake treated Adams for migraines when she was a child and

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