Elaine Lazard v. Progressive Paloverde Ins. Co.

Louisiana Court of Appeal·Decided December 18, 2019·No. CA-0019-0495·Unknown

Opinion

NOT DESIGNATED FOR PUBLICATION

STATE OF LOUISIANA

COURT OF APPEAL, THIRD CIRCUIT

CA 19-495

ELAINE LAZARD VERSUS PROGRESSIVE PALOVERDE INSURANCE. CO., ET AL.

**********

APPEAL FROM THE

FIFTEENTH JUDICIAL DISTRICT COURT PARISH OF LAFAYETTE, NO. C-20155777 HONORABLE HERMAN CLAUSE, DISTRICT JUDGE

**********

ELIZABETH A. PICKETT

JUDGE

**********

Court composed of Sylvia R. Cooks, Elizabeth A. Pickett, and Jonathan W. Perry, Judges.

AFFIRMED.

Eulis Simien, Jr. Jimmy Simien Simien & Simien, L.L.C. 7908 Wrenwood Boulevard Baton Rouge, LA 70809 (225) 932-9221 COUNSEL FOR PLAINTIFF/APPELLANT:

Elaine Lazard

Terry L. Rowe Attorney at Law P. O. Box 3323 Lafayette, LA 70502 (337) 232-4744 COUNSEL FOR DEFENDANT/APPELLEE:

State Farm Mutual Automobile Insurance Co.

Valerie Briggs Bargas Kolby P. Marchand Kinchen, Walker, Bienvenu, Bargas, Reed & Helm, L.L.C. 9456 Jefferson Highway Building III, Suite F Baton Rouge, LA 70809 (225) 292-6704 COUNSEL FOR DEFENDANT/APPELLEE:

21st Century Centennial Ins. Co.

PICKETT, Judge.

The plaintiff appeals the trial court’s judgment assessing her with 50% fault for causing the vehicular accident at issue and failing to award her damages for the vertigo she asserts was caused by the accident.

FACTS

Elaine Lazard filed suit to recover damages for a vehicular accident that occurred in Lafayette on June 8, 2015. She sued Abdul Helou; driver of the other vehicle; 21st Century Insurance Company, Mr. Helou’s insurer; and State Farm Mutual Automobile Insurance Company, her uninsured/underinsured motorist insurer. In her suit, Ms. Lazard alleged that Mr. Helou caused the accident, that she was injured in the accident, and that she was entitled to recover general and special damages to compensate her for her injuries.

The record shows that the accident occurred when Ms. Lazard and Mr.

Helou were driving east in adjacent lanes on Congress Street and their vehicles came into contact with each other. They moved their vehicles from the street to an adjacent parking lot and waited for a police officer to arrive. The police officer arrived at the scene and investigated the accident but did not cite either party for causing the accident due to the drivers’ conflicting statements. Both vehicles were damaged. Ms. Lazard’s vehicle was damaged along the driver side, while Mr. Helou’s vehicle was damaged on the front right fender. No evidence, other than the parties’ testimony and the damage to the vehicles, address how the accident occurred.

At trial, Ms. Lazard presented Mr. Helou’s testimony and her testimony as to how the accident occurred. Mr. Helou testified that he was driving east in the left lane of Congress Street east of its intersection with Bertrand Drive, when Ms.

Lazard turned right from Bertrand Drive into the right lane of Congress Street heading east. According to Mr. Helou, after she entered Congress Street, Ms. Lazard activated her left turn signal, so he slowed his vehicle to allow her to enter the left lane. She did not switch lanes, and he accelerated to get past her. As he accelerated, Ms. Lazard switched lanes. Mr. Helou testified that he tried to avoid the accident by moving into the left turn lane but was unsuccessful. Mr. Helou further testified that they moved their vehicles to avoid blocking traffic and that he followed Ms. Lazard as she drove from the street. He denied that he suggested to Ms. Lazard that they move their cars after the accident.

Ms. Lazard testified that she was traveling east in the right lane of Congress Street when Mr. Helou drove his vehicle into her lane of travel and hit her driver’s side door. She denied using her left turn signal and stated that she never intended to change lanes. She further testified that Mr. Helou approached her after the accident happened and stated: “let’s hurry and get our car[s] into the Cajunfield parking lot before the policeman come[s].” Ms. Lazard introduced a photograph into evidence showing damage to the driver’s door of her car.

Ms. Lazard testified that she injured her knees and right thumb and that the fingernails of her left and right hands were broken down into their nailbeds. She further testified that she suffered head injuries, headaches, neck and back pain, and dizziness as a result of the accident. In addition to her testimony, she presented the testimony of her husband and Dr. P. Elise Scallan, an ear, nose and throat specialist who treated her after the accident for Benign Paroxysmal Positional Vertigo (BPPV), and the medical records and bills regarding the medical treatment she received for the injuries she suffered in the accident.

At the conclusion of the trial, the trial court gave oral reasons for ruling, finding that both drivers were 50% at fault in causing the accident and awarding Ms. Lazard $25,000.00 in general damages and $911.25 in special damages. The trial court concluded that Ms. Lazard did not prove that her BPPV was caused by the accident and did not award her any damages for that condition. Ms. Lazard appealed.

ASSIGNMENTS OF ERROR

On appeal, Ms. Lazard assigns the following errors with the trial court’s judgment:

1. The Trial Court erred in failing to resolve the irreconcilable dispute in the testimony between the plaintiff and the defendant and instead simply decided to allocate fault at 50/50 because it would not make a determination.

2. Despite proof that clearly met the plaintiff’s burden under Housley v. Cerise, 579 So.2d 973 (La.1991); Maranto v. Goodyear, 650 So.2d 757 (La.1995); Dabog v. Deris, 625 So.2d 492[] (La.1993)

and no countervailing evidence the Trial Court erred in failing to find that the symptoms related to plaintiff’s Benign Paroxysmal Positional Vertigo was caused by the collision.

Fault The trial court gave the following reasons for its determination that the parties were each 50% at fault in causing the accident:

[I]t has been proven than [sic] an accident occurred in this case on June 8, 2015, and that it involved a collision between the vehicle of the plaintiff and the vehicle of the defendant. That’s . . . the only thing I can say that’s positively without doubt, established. . . . There are two versions how the accident happened. Defendant says plaintiff went in his lane. Plaintiff says defendant went in her lane. No other persuasive evidence was offered. As far as . . . having a basis to give credibility to one as opposed to the other, I really have no basis to say that one of the witnesses was more credible than the other witness.

They both had indicia of credibility. They both had some indicia of non-credibility. I find it was about equal. So it leaves me, as far as the question of fault, to say they were approximately both 50 percent at fault.

Ms. Lazard had the burden of proving by a preponderance of the evidence that Mr. Helou caused the accident and that the accident caused the injuries for which she seeks damages. Miller v. Leonard, 588 So.2d 79 (La.1991). “Proof by direct or circumstantial evidence is sufficient to constitute a preponderance when the entirety of the evidence establishes the fact or causation sought to be proved is more probable than not.” Id. at 81.

Ms. Lazard urges that the trial court committed legal error in failing to find that she or Mr. Helou was 100% at fault for the accident. Appellate courts conduct a de novo review if the trial court makes an incorrect legal conclusion regarding a question of law. Latiolais v. Bellsouth Telecomms., Inc., 11-383 (La.App. 3 Cir. 10/5/11), 74 So.3d 872. Factual findings are reviewed pursuant to the manifest error-clearly wrong standard, and the findings of the trial court will not be set aside unless a review of the entire record shows that they are clearly wrong. Rosell v. ESCO, 549 So.2d 840 (La.1989).

Free access — add to your briefcase to read the full text and ask questions with AI

Elaine Lazard v. Progressive Paloverde Ins. Co., (La. Ct. App. 2019).

Elaine Lazard v. Progressive Paloverde Ins. Co. (Elaine Lazard v. Progressive Paloverde Ins. Co.) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

Related

Dabog v. Deris
625 So. 2d 492 (Supreme Court of Louisiana, 1993)
Lucas v. Ins. Co. of North America
342 So. 2d 591 (Supreme Court of Louisiana, 1977)
Maranto v. Goodyear Tire & Rubber Co.
650 So. 2d 757 (Supreme Court of Louisiana, 1995)
Miller v. Leonard
588 So. 2d 79 (Supreme Court of Louisiana, 1991)
Rosell v. Esco
549 So. 2d 840 (Supreme Court of Louisiana, 1989)
Housley v. Cerise
579 So. 2d 973 (Supreme Court of Louisiana, 1991)
Nelson v. Zurich Insurance Company
172 So. 2d 70 (Supreme Court of Louisiana, 1965)
Latiolais v. Bellsouth Telecommunications, Inc.
74 So. 3d 872 (Louisiana Court of Appeal, 2011)
Fridge v. Talbert
158 So. 209 (Supreme Court of Louisiana, 1934)
Simmons v. Transit Management of Southeast Louisiana, Inc.
819 So. 2d 1083 (Louisiana Court of Appeal, 2002)
Simmons v. Transit Management of Southeast Louisiana, Inc.
828 So. 2d 581 (Supreme Court of Louisiana, 2002)
Simmons v. Transit Management of Southeast Louisiana, Inc.
828 So. 2d 582 (Supreme Court of Louisiana, 2002)