Edylne Nicolas v. American Express

Opinion

STEPHEN J. NEWMAN (SBN 181570) snewman@steptoe.com docketing@steptoe.com 2029 Century Park East, Suite 980 Los Angeles, CA 90067 Telephone: (213) 439-9400 Facsimile: (213) 439-9599 Surya Kundu (SBN 308099) skundu@steptoe.com One Market Plaza Steuart Tower, Suite 1070 San Francisco, CA 94105 Telephone: (415) 365-6700 Facsimile: (415) 365-6699 Attorneys for Defendant AMERICAN EXPRESS NATIONAL BANK (Counsel for additional parties listed on signature page) UNITED STATES DISTRICT COURT CENTRAL DISTRICT OF CALIFORNIA EDYLNE NICOLAS, Case No. 2:25-cv-00246-MAR Plaintiff, v. [PROPOSED] STIPULATED AMERICAN EXPRESS, ZWICKER & SERVICES, LLC, EXPERIAN and DOES 1 through 10, inclusive, Defendants.

1. INTRODUCTION 1.1 PURPOSES AND LIMITATIONS Discovery in this action is likely to involve production of confidential, proprietary, or private information for which special protection from public disclosure and from use for any purpose other than prosecuting this litigation may be warranted. Accordingly, Plaintiff Edylne Nicolas and Defendants American Express National Bank (erroneously sued as American Express), Zwicker & Associates, P.C., Equifax Information Services, LLC, and Experian Information Solutions, Inc, (the “Parties”)1, by and through their undersigned counsel, hereby jointly stipulate to and petition the Court to enter the following Stipulated Protective Order. The Parties acknowledge that this Order does not confer blanket protections on all disclosures or responses to discovery and that the protection it affords from public disclosure and use extends only to the limited information or items that are entitled to confidential treatment under the applicable legal principles. 1.2 UNDER SEAL FILING PROCEDURE The Parties acknowledge, as set forth in Section 12.3, below, that this Stipulated Protective Order does not entitle them to file confidential information under seal; Local Civil Rule 79-5 sets forth the procedures that must be followed and the standards that will be applied when a party seeks permission from the court to file material under seal. The Parties further acknowledge that there is a strong presumption that the public has a right of access to judicial proceedings and records in civil cases, that good cause must be shown (with proper evidence and legal justification) to support a filing under seal, and that mere designation of Disclosure or Discovery Material as CONFIDENTIAL does not, in and of itself, constitute good cause. The Parties stipulate and agree that any requests to seal shall be narrowly

1 On August 8, 2025, Defendant Trans Union LLC and Plaintiff filed their Joint Notice of Settlement notifying the Court of their agreement to settle and intention to tailored to serve the specific interest to be protected. 1.3 GOOD CAUSE STATEMENT This action is likely to involve trade secrets, private financial information and records, and other valuable research, development, commercial, financial, technical and/or proprietary information for which special protection from public disclosure and from use for any purpose other than prosecution of this action is warranted. Such confidential and proprietary materials and information consist of, among other things, confidential business or financial information, information regarding confidential business practices, financial records and account information (including records and information implicating privacy rights of third parties), or information otherwise generally unavailable to the public, or which may be privileged or otherwise protected from disclosure under state or federal statutes, court rules, case decisions, or common law. Accordingly, to expedite the flow of information, to facilitate the prompt resolution of disputes over confidentiality of discovery materials, to adequately protect information the Parties are entitled to keep confidential, to ensure that the parties are permitted reasonable necessary uses of such material in preparation for and in the conduct of trial, to address their handling at the end of the litigation, and to serve the ends of justice, a protective order for such information is justified in this matter. It is the intent of the Parties that information will not be designated as confidential for tactical reasons and that nothing be designated without a good faith belief that it has been maintained in a confidential, non-public manner, and that there is good cause why it should not be part of the public record of this case. 2. DEFINITIONS 2.1 Action: this pending federal lawsuit, captioned Edylne Nicolas v. American Express, et al., Case No. 2:25-cv-00246-MAR. 2.2 Challenging Party: a Party or Non-Party that challenges the designation of information or items under this Order. 2.3 “CONFIDENTIAL” Information or Items: Information (regardless of how it is generated, stored or maintained) or tangible things that qualify for protection under Federal Rule of Civil Procedure 26(c), and as specified above in the Good Cause Statement. As used herein, “information” shall include (among other things): (i) the information itself; (ii) any notes, abstracts, summaries or any other writing or materials summarizing, referencing, or containing such information (whether in whole or in part); (iii) any documents, exhibits, answers to interrogatories, responses to requests for admission, responses to requests for production, deposition transcripts, pleading, affidavit, declaration, brief, motion, transcript, or other written, recorded, graphic or electronically-stored material summarizing, referencing, or containing such information (whether in whole or in part); (iv) and all identical and non-identical copies thereof. 2.4 “CONFIDENTIAL–ATTORNEYS’ EYES ONLY” Information or Items: Extremely sensitive and/or proprietary “CONFIDENTIAL” Information or Items, the disclosure of which to another Party or Non-Party would create a substantial risk of serious harm that could not be avoided by less restrictive means. 2.5 Counsel: Outside Counsel of Record and House Counsel (as well as their support staff). 2.6 Designating Party: A Party or Non-Party that designates information or items that it produces in disclosures or in responses to discovery as “CONFIDENTIAL” or “CONFIDENTIAL–ATTORNEYS’ EYES ONLY”. 2.7 Disclosure or Discovery Material: All items or information, regardless of the medium or manner in which it is generated, stored, or maintained (including, among other things, testimony, transcripts, and tangible things), that are produced or generated in disclosures or responses to discovery in this matter. 2.8 Expert: A person with specialized knowledge or experience in a matter pertinent to the litigation who has been retained by a Party or its counsel to serve as an expert witness or as a consultant in this Action. 2.9 House Counsel: Attorneys who are employees of a party to this Action. House Counsel does not include Outside Counsel of Record or any other outside counsel. 2.10 Non-Party: Any natural person, partnership, corporation, association, or other legal entity not named as a Party to this action. 2.11 Outside Counsel of Record: Attorneys who are not employees of a party to this Action but are retained to represent or advise a party to this Action and have appeared in this Action on behalf of that party or are affiliated with a law firm which has appeared on behalf of that party (including support staff). 2.12 Party: Any party to this Action, including all of its officers, directors, employees, consultants, retained experts, House Counsel, and Outside Counsel of Record (and their support staffs). 2.13 Producing Party: A Party or Non-Party that produces Disclosure or Discovery Material in this Action. 2.14 Professional Vendors: Persons or entities that provide litigation support services (e.g., photocopying, videotaping, translating, preparing exhibits or demonstrations, and organizing, storing, or retrieving data in any form or medium) and their employees and subcontractors. 2.15 Protected Material: Any Disclosure or Discovery Material that is designated as “CONFIDENTIAL” or “CONFIDENTIAL–ATTORNEYS’ EYES ONLY”. 2.16 Receiving Party: A Party that receives Disclosure or Discovery Material from a Producing Party. 3. SCOPE The protections conferred by this Stipulation and Order cover not only Protected Material (as defined above), but also: (i) any information copied or extracted from Protected Material; (ii) all copies, excerpts, summaries, or compilations of Protected Material; and (iii) any testimony, conversations, or presentations by Parties or their Counsel that might reveal Protected Material. Any use of Protected Material at trial shall be governed by the orders of the trial judge. This Order does not govern the use of Protected Material at trial. 4. DURATION Even after final disposition of this litigation, the confidentiality obligations imposed by this Order shall remain in effect until a Designating Party agrees otherwise in writing or a court order otherwise directs. Final disposition shall be deemed to be the later of: (i) dismissal of all claims and defenses in this Action, with or without prejudice; and (ii) final judgment herein after the completion and exhaustion of all appeals, rehearings, remands, trials, or reviews of this Action, including the time limits for filing any motions or applications for extension of time pursuant to applicable law. 5. DESIGNATING PROTECTED MATERIAL 5.1 Exercise of Restraint and Care in Designating Material for Protection: Each Party or Non-Party that designates information or items for protection under this Order must take care to limit any such designation to specific material that qualifies under the appropriate standards. The Designating Party must designate for protection only those parts of material, documents, items, or oral or written communications that qualify so that other portions of the material, documents, items, communications for which protection is not warranted are not swept unjustifiably within the ambit of this Order. Mass, indiscriminate, or routinized designations are prohibited. Designations that are shown to be clearly unjustified or that have been made for an improper purpose (e.g., to unnecessarily encumber the case development process or to impose unnecessary expenses and burdens on other parties) may expose the Designating Party to sanctions. If it comes to a Designating Party’s attention that information or items that it designated for protection do not qualify for protection, that Designating Party must promptly notify all other Parties that it is withdrawing the inapplicable designation. 5.2 Manner and Timing of Designations: Except as otherwise provided in this Order (see, e.g., second paragraph of Section 5.2(a) below), or as otherwise stipulated or ordered, Disclosure or Discovery Material that qualifies for protection under this Order must be clearly so designated before the material is disclosed or produced. Designation in conformity with this Order requires: (a) For information in documentary form (e.g., paper or electronic documents, but excluding transcripts of depositions or other pretrial or trial proceedings), that the Producing Party affix at a minimum, the legend “CONFIDENTIAL” or “CONFIDENTIAL–ATTORNEYS’ EYES ONLY”, to each page that contains protected material. If only a portion or portions of the material on a page qualifies for protection, the Producing Party must also clearly identify the protected portion(s) (e.g., by making appropriate markings in the margins). If electronic information is produced in a format such that it is impractical to affix a confidentiality marking in such a manner, that Producing Party shall clearly identify the Protected Material in another appropriate manner (e.g., by including “CONFIDENTIAL” in the file name or in a marked cover-sheet). A Party or Non-Party that makes original documents available for inspection need not designate them for protection until after the inspecting Party has indicated which documents it would like copied and produced. During the inspection and before the designation, all of the material made available for inspection shall be deemed “CONFIDENTIAL,” unless the Producing Party indicates that all or some portion of the material must be treated as “CONFIDENTIAL–ATTORNEYS’ EYES ONLY” during the inspection. After the inspecting Party has identified the documents it wants copied and produced, the Producing Party must determine which documents, or portions thereof, qualify for protection under this Order. Then, before producing the specified documents, the Producing Party must prominently affix the legend “CONFIDENTIAL” or “CONFIDENTIAL–ATTORNEYS’ EYES ONLY” to each page that contains Protected Material. If only a portion or portions of the material on a page qualifies for protection, the Producing Party must also clearly identify the protected portion(s) (e.g., by making appropriate markings in the margins). If electronic information is produced in a format such that it is impractical to affix a confidentiality marking in such a manner, that Producing Party shall clearly identify the Protected Material in another appropriate manner (e.g., by including “CONFIDENTIAL–ATTORNEYS’ EYES ONLY” in the file name or in a marked cover-sheet). (b) For testimony given in depositions, the entire transcript shall be treated as Protected Material for thirty (30) days following receipt by all Parties of the final deposition transcript. By default during this period, the entire transcript will be treated as CONFIDENTIAL, unless a Party designates it at a higher level of confidentiality before the close of the deposition. Any Party wishing to designate portions of the transcript or the exhibits attached thereto as Protected Material must do so within those thirty (30) days. For testimony or exhibits attached thereto to continue to be treated as Protected Material after the expiration of the thirty (30) day period, the Designating Party must identify, in writing to all Parties, the specific portions of the transcript and exhibits attached thereto it designates as Protected Material. (c) For information produced in some form other than documentary and for any other tangible items, that the Producing Party affix in a prominent place on the exterior of the container or containers in which the information is stored the legend “CONFIDENTIAL” or “CONFIDENTIAL–ATTORNEYS’ EYES ONLY.” If only a portion or portions of the information warrants protection, the Producing Party, to the extent practicable, shall identify the protected portion(s). 5.3 Inadvertent Failures to Designate: If timely corrected, an inadvertent failure to designate qualified information or items does not, standing alone, waive the Designating Party’s right to secure protection under this Order for such material. Upon timely correction of a designation, the Receiving Party must make reasonable efforts to assure that the material is treated in accordance with the provisions of this Order. 6. CHALLENGING CONFIDENTIALITY DESIGNATIONS 6.1 Timing of Challenges: Any Party or Non-Party may challenge a designation of confidentiality at any time that is consistent with the Court’s Scheduling Order. 6.2 Meet and Confer: The Challenging Party shall initiate the dispute resolution process under Local Rule 37-1 et seq. or follow the procedures for informal, telephonic discovery hearings on the Court’s website. 6.3 The burden of persuasion in any such challenge proceeding shall be on the Designating Party. Frivolous challenges, and those made for an improper purpose (e.g., to harass or impose unnecessary expenses and burdens on other parties) may expose the Challenging Party to sanctions. Unless the Designating Party has waived or withdrawn the confidentiality designation, all parties shall continue to afford the material in question the level of protection to which it is entitled under the Producing Party’s designation until the Court rules on the challenge. 7. ACCESS TO AND USE OF PROTECTED MATERIAL 7.1 Basic Principles: A Receiving Party may use Protected Material that is disclosed or produced by another Party or by a Non-Party in connection with this Action only for prosecuting, defending, or attempting to settle this Action. Such Protected Material may be disclosed only to the categories of persons and under the conditions described in this Order. When the Action has been terminated, a Receiving Party must comply with the provisions of Section 13 below (FINAL Protected Material must be stored and maintained by a Receiving Party at a location and in a secure manner that ensures that access is limited to the persons authorized under this Stipulated Protective Order. 7.2 Disclosure of “CONFIDENTIAL” Information or Items: Unless otherwise ordered by the court or permitted in writing by the Designating Party, a Receiving Party may disclose any information or item designated “CONFIDENTIAL” only to: (a) The Receiving Party’s Outside Counsel of Record in this Action, as well as employees of said Outside Counsel of Record to whom it is reasonably necessary to disclose the information for this Action; (b) the officers, directors, and employees (including House Counsel) of the Receiving Party to whom disclosure is reasonably necessary for this Action; (c) Experts (as defined in this Order) of the Receiving Party to whom disclosure is reasonably necessary for this Action and who have signed the “Acknowledgment and Agreement to Be Bound” (Exhibit A); (d) The Court and its personnel; (e) Court reporters and their staff; (f) Professional jury or trial consultants, mock jurors, and Professional Vendors to whom disclosure is reasonably necessary for this Action and who have signed the “Acknowledgment and Agreement to Be Bound” (Exhibit A); (g) The author or recipient of a document containing the information or a custodian or other person who otherwise possessed or knew the information; (h) During their depositions, witnesses and attorneys for witnesses in the Action to whom disclosure is reasonably necessary provided: (i) the deposing party requests that the witness sign the form attached as Exhibit A hereto; and (ii) they will not be permitted to keep any confidential information unless they sign the “Acknowledgment and Agreement to Be Bound” (Exhibit A), unless otherwise agreed by the Designating Party or ordered by the court. Pages of transcribed deposition testimony or exhibits to depositions that reveal Protected Material may be separately bound by the court reporter and may not be disclosed to anyone except as permitted under this Stipulated Protective Order; and (i) Any mediator or settlement officer, and their supporting personnel, mutually agreed upon by any of the parties engaged in settlement discussions. 7.3 Disclosure of “CONFIDENTIAL–ATTORNEYS’ EYES ONLY” Information or Items: Unless otherwise ordered by the court or permitted in writing by the Designating Party, a Receiving Party may disclose any information or item designated “CONFIDENTIAL–ATTORNEYS’ EYES ONLY” only to: (a) The Receiving Party’s Outside Counsel of Record in this Action, as well as employees of said Outside Counsel of Record to whom it is reasonably necessary to disclose the information for this Action; (b) Experts (as defined in this Order) of the Receiving Party to whom disclosure is reasonably necessary for this Action and who have signed the “Acknowledgment and Agreement to Be Bound” (Exhibit A); (c) The Court and its personnel; (d) Court reporters and their staff; (e) Professional jury or trial consultants, mock jurors, and Professional Vendors to whom disclosure is reasonably necessary for this Action and who have signed the “Acknowledgment and Agreement to Be Bound” (Exhibit A); (f) The author or recipient of a document containing the information or a custodian or other person who otherwise possessed or knew the information; (g) During their depositions, witnesses and attorneys for witnesses in the Action to whom disclosure is reasonably necessary provided: (i) the witness is eligible to see it based on its confidentiality designation, (ii) the deposing party requests that the witness sign the form attached as Exhibit A hereto; and (iii) they will not be permitted to keep any confidential information unless they sign the “Acknowledgment and Agreement to Be Bound” (Exhibit A), unless otherwise agreed by the Designating Party or ordered by the court. Pages of transcribed deposition testimony or exhibits to depositions that reveal Protected Material may be separately bound by the court reporter and may not be disclosed to anyone except as permitted under this Stipulated Protective Order; and (h) Any mediator or settlement officer, and their supporting personnel, mutually agreed upon by any of the parties engaged in settlement discussions. 8. PROTECTED MATERIAL SUBPOENAED OR ORDERED If a Party is served with a subpoena or a court order issued in other litigation that compels disclosure of any information or items designated in this Action as “CONFIDENTIAL,” that Party must: (a) Promptly notify in writing the Designating Party. Such notification shall include a copy of the subpoena or court order; (b) Promptly notify in writing the party who caused the subpoena or order to issue in the other litigation that some or all of the material covered by the subpoena or order is subject to this Protective Order. Such notification shall include a copy of this Stipulated Protective Order; and (c) Cooperate with respect to all reasonable procedures sought to be pursued by the Designating Party whose Protected Material may be affected. If the Designating Party timely seeks a protective order, the Party served with the subpoena or court order shall not produce any information designated in this action as “CONFIDENTIAL” before a determination by the court from which the subpoena or order issued, unless the Party has obtained the Designating Party’s permission. The Designating Party shall bear the burden and expense of seeking protection in that court of its confidential material and nothing in these provisions should be construed as authorizing or encouraging a Receiving Party in this Action to disobey a lawful directive from another court. 9. A NON-PARTY’S PROTECTED MATERIAL SOUGHT TO BE 9.1 The terms of this Order are applicable to information produced by a Non-Party in this Action and designated as Protected Material. Such information produced by Non-Parties in connection with this litigation is protected by the remedies and relief provided by this Order. Nothing in these provisions should be construed as prohibiting a Non-Party from seeking additional protections. 9.2 In the event that a Party is required, by a valid discovery request, to produce a Non-Party’s confidential information in its possession, and the Party is subject to an agreement with the Non-Party not to produce the Non-Party’s confidential information, then the Party shall: (a) Promptly notify in writing the Requesting Party and the Non-Party that some or all of the information requested is subject to a confidentiality agreement with a Non-Party; (b) Promptly provide the Non-Party with a copy of the Stipulated Protective Order in this Action, the relevant discovery request(s), and a reasonably specific description of the information requested; and (c) Make the information requested available for inspection by the Non- Party, if requested. 9.3 If the Non-Party fails to seek a protective order from this court within fourteen (14) days of receiving the notice and accompanying information, the Receiving Party may produce the Non-Party’s confidential information responsive to the discovery request. If the Non-Party timely seeks a protective order, the Receiving Party shall not produce any information in its possession or control that is subject to the confidentiality agreement with the Non-Party before a determination by the court. Absent a court order to the contrary, the Non-Party shall bear the burden and expense of seeking protection in this court of its Protected Material. 10. UNAUTHORIZED DISCLOSURE OF PROTECTED MATERIAL If a Receiving Party learns that, by inadvertence or otherwise, it has disclosed Protected Material to any person or in any circumstance not authorized under this Stipulated Protective Order, the Receiving Party must immediately (a) notify in writing the Designating Party of the unauthorized disclosures, (b) use its best efforts to retrieve all unauthorized copies of the Protected Material, (c) inform the person or persons to whom unauthorized disclosures were made of all the terms of this Order, and (d) request such person or persons to execute the “Acknowledgment and Agreement to Be Bound” that is attached hereto as Exhibit A. 11. INADVERTENT PRODUCTION OF PRIVILEGED OR OTHERWISE When a Producing Party gives notice to Receiving Parties that certain inadvertently produced material is subject to a claim of privilege or other protection, the obligations of the Receiving Parties are those set forth in Federal Rule of Civil Procedure 26(b)(5)(B). This provision is not intended to modify whatever procedure may be established in an e-discovery order that provides for production without prior privilege review. Pursuant to Federal Rule of Evidence 502(d) and (e), insofar as the Parties reach an agreement on the effect of disclosure of a communication or information covered by the attorney-client privilege or work product protection, the Parties may incorporate their agreement in a stipulated protective order submitted to the court. 12. MISCELLANEOUS 12.1 Right to Further Relief: Nothing in this Order abridges the right of any person to seek its modification by the Court in the future or prevents any Party from raising the confidential nature of Information in response to particular discovery requests or from seeking additional protections to be afforded to the disclosure of particular Information. 12.2 Right to Assert Other Objections: No Party waives any right it otherwise would have to object to disclosing or producing any information or item on any ground not addressed in this Stipulated Protective Order. Similarly, no Party waives any right to object on any ground to use in evidence of any of the material covered by this Order, or conversely, to raise any objections as to its admissibility. Further, nothing in this Order waives or prohibits the assertion of any privilege or protection against disclosure under the Federal Rules of Evidence and/or Rules of Civil Procedure, or any other applicable statute, regulation, or rule. 12.3 Filing Protected Material: A Party that seeks to file under seal any Protected Material must comply with Civil Local Rule 79-5. Protected Material may only be filed under seal pursuant to a court order authorizing the sealing of the specific Protected Material at issue. If a Party’s request to file Protected Material under seal is denied by the court, then the Receiving Party may file the information in the public record unless otherwise instructed by the court. 12.4 Production of Third Party Confidential Account Information. The Parties acknowledge that this action concerns non-public, private, and confidential information of third parties, including but not limited to American Express card account information. Those third parties have a legitimate expectation and/or right of privacy in their personal, non-public, financial information (including as represented on American Express card account statements) pursuant to constitution, statute, such as the Gramm-Leach-Bliley Act, 15 U.S.C. § 6801 et seq., and 12 C.F.R. Part 1016 et seq., and the Fair and Accurate Credit Transactions Act, 15 U.S.C. § 1601 et seq., and/or case law, such as Marks v. Global Mortgage Group, Inc., 218 F.R.D. 492, 497 (S.D. W. Va. 2003) (“Congress has expressed a strong interest in protecting the privacy of consumers’ financial information.”); Davis v. Leal, 43 F. Supp. 2d 1102, 1111 (E.D. Cal. 1999) (finding information that implicates private financial information is “presumptively privileged”); In re Crawford, 194 F.3d 954, 958-59 (9th Cir. 1999) (noting that the existence of a constitutionally protected “zone of privacy” is firmly established by the Supreme Court). Indeed, under the Gramm-Leach-Bliley Act (“GLBA”), American Express is prohibited from “disclos[ing] to a nonaffiliated third party any nonpublic personal information” relating to its customers, unless an exception to GLBA applies. 15 U.S.C. § 6802(a). “Personally identifiable financial information” means any information, in the context of the provision of a financial product or service, that (1) a consumer gives to a financial institution, (2) is about a consumer’s transaction, or (3) a financial institution obtains from a consumer. 16 C.F.R. § 313.3(o)(1); see also 15 U.S.C. § 6809(4)(A)(i)-(iii). Even the fact that an individual is or has been the customer of a financial institution constitutes “personally identifiable financial information” under GLBA’s implementing regulation. See 16 C.F.R. § 313(o). Through entry of this Order, American Express is permitted to disclose records relating to the American Express card accounts to which payments at issue in this action were made, notwithstanding that those account records contain information in which third parties may have a legitimate expectation and/or right of privacy pursuant to federal and state constitutions, statute or case law. 13. FINAL DISPOSITION After the final disposition of this Action, as defined in Section 4, within sixty (60) days of a written request by the Designating Party, each Receiving Party must return all Protected Material to the Producing Party or destroy such material. As used in this subdivision, “all Protected Material” includes all copies, abstracts, compilations, summaries, and any other format reproducing or capturing any of the Protected Material. Whether the Protected Material is returned or destroyed, the Receiving Party must submit a written certification to the Producing Party (and, if not the same person or entity, to the Designating Party) by the 60 day deadline that (i) identifies (by category, where appropriate) all the Protected Material that was returned or destroyed and (ii) affirms that the Receiving Party has not retained any copies, abstracts, compilations, summaries or any other format reproducing or capturing any of the Protected Material. Notwithstanding this provision, Counsel are entitled to retain an archival copy of all pleadings, motion papers, trial, deposition, and hearing transcripts, lega memoranda, correspondence, deposition and trial exhibits, expert reports, attorney work product, and consultant and expert work product, even if such materials contair Protected Material. Any such archival copies that contain or constitute Protectec Material remain subject to this Protective Order as set forth in Section (DURATION). 8g |14. NON-COMPLIANCE Any violation of this Stipulated Order may be punished by any and al appropriate measures including, without limitation, contempt proceedings and/o monetary sanctions. The Parties further agree that, if necessary, an injunction may bs {issued to prevent violations of this Stipulation and Order. The agreement tc injunctive relief does not preclude a Party from also obtaining damages tha reasonably arise from a breach of this Stipulation and Order FOR GOOD CAUSE SHOWN, IT IS SO ORDERED, i Dated: 9/10/2025 Hon. Margo A. Rocconi United States Magistrate Judge

ACKNOWLEDGMENT AND AGREEMENT TO BE BOUND I, ____________________ [print or type full name], of _________________ [print or type full address], declare under penalty of perjury that I have read in its entirety and understand the Stipulated Protective Order that was issued by the United States District Court for the Central District of California on _____________ [date] in the case of Edylne Nicolas v. American Express, et al., Case No. 2:25-cv-00246- MAR. I agree to comply with and to be bound by all the terms of this Stipulated Protective Order and I understand and acknowledge that failure to so comply could expose me to sanctions and punishment in the nature of contempt. I solemnly promise that I will not disclose in any manner any information or item that is subject to this Stipulated Protective Order to any person or entity except in strict compliance with the provisions of this Order. I further agree to submit to the jurisdiction of the United States District Court for the Central District of California for the purpose of enforcing the terms of this Stipulated Protective Order, even if such enforcement proceedings occur after termination of this action. I hereby appoint ____________________________ [print or type full name] of ________________________________________ [print or type full address and telephone number] as my California agent for service of process in connection with this action or any proceedings related to enforcement of this Stipulated Protective Order. Date: _________________________ City and State where signed: ___________________________________ Printed name: _____________________________ Signature: ________________________________

Pursuant to L.R. 5-4.3.4(a)(2), I, Surya Kundu hereby certify that the content of this Joint Statement is acceptable to all parties who are required to sign this stipulation. All parties have authorized me to affix the CM/ECF signatures to this document. Dated: August 14, 2025 By: Surya Kundu Surya Kundu