Edward Stolz v. Safeco Insurance Co.

CourtCourt of Appeals for the Ninth Circuit
DecidedNovember 29, 2019
Docket17-17214
StatusUnpublished

This text of Edward Stolz v. Safeco Insurance Co. (Edward Stolz v. Safeco Insurance Co.) is published on Counsel Stack Legal Research, covering Court of Appeals for the Ninth Circuit primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Edward Stolz v. Safeco Insurance Co., (9th Cir. 2019).

Opinion

NOT FOR PUBLICATION FILED UNITED STATES COURT OF APPEALS NOV 29 2019 MOLLY C. DWYER, CLERK U.S. COURT OF APPEALS FOR THE NINTH CIRCUIT

EDWARD STOLZ, No. 17-17214

Plaintiff-Appellant, D.C. No. 2:14-cv-02060-RFB-NJK v.

SAFECO INSURANCE COMPANY OF MEMORANDUM* AMERICA,

Defendant-Appellee.

Appeal from the United States District Court for the District of Nevada Richard F. Boulware II, District Judge, Presiding

Argued and Submitted October 25, 2019 Seattle, Washington

Before: CLIFTON, IKUTA, and BENNETT, Circuit Judges.

Edward Stolz appeals the district court’s order granting summary judgment

to Safeco Insurance Company on his Nevada law claims for breach of contract,

contractual breach of the implied covenant of good faith and fair dealing, and

tortious breach of the implied covenant of good faith and fair dealing. While this

appeal was pending, we directed the parties to submit supplemental briefs

* This disposition is not appropriate for publication and is not precedent except as provided by Ninth Circuit Rule 36-3. addressing whether the amount-in-controversy requirement for the district court’s

subject matter jurisdiction under 28 U.S.C. § 1332(a) was met at the time this case

was removed from state court. We are satisfied the district court had subject

matter jurisdiction when this case was removed. We have jurisdiction under 28

U.S.C. § 1291 and affirm.

“We review the existence of subject matter jurisdiction de novo.” Chavez v.

JPMorgan Chase & Co., 888 F.3d 413, 415 (9th Cir. 2018). Likewise, we review

de novo a district court’s grant of summary judgment. See HS Servs., Inc. v.

Nationwide Mut. Ins. Co., 109 F.3d 642, 644 (9th Cir. 1997).

“A defendant generally may remove an action filed in state court if a federal

district court would have had original jurisdiction over the action.” Chavez, 888

F.3d at 415 (citing 28 U.S.C. § 1441(a)). Here, the district court would have had

original jurisdiction over the action because the parties do not dispute complete

diversity, and Safeco presented sufficient evidence that the amount-in-controversy

requirement was met when this case was removed. See 28 U.S.C. § 1332(a).

Stolz did not contest removal when the motion was made, and his

“concession of diversity jurisdiction below is strong evidence that the amount in

controversy exceeds $75,000.” Chavez, 888 F.3d at 416. Stolz’s “concession is

tantamount to a plaintiff expressly alleging damages in excess of the jurisdictional

amount, which we accept as the amount in controversy if done in good faith.” Id.

2 Other evidence demonstrates Stolz’s good faith belief that the controversy exceeds

$75,000: Stolz moved for summary judgment in the amount of $350,000 and made

settlement demands of $80,000 and $85,000. See Cohn v. Petsmart, Inc., 281 F.3d

837, 840 (9th Cir. 2002) (per curiam) (“A settlement letter is relevant evidence of

the amount in controversy if it appears to reflect a reasonable estimate of the

plaintiff’s claim.”).

Moreover, Stolz’s request for $300,000 in punitive damages satisfied

§ 1332(a)’s amount-in-controversy requirement. Regardless whether Stolz is

entitled to punitive damages on the merits, his allegations that Safeco

representatives responded to his claim with “a smoke screen of delay and insults”

and by attempting to “humiliate or intimidate” him put punitive damages in

controversy. See United Fire Ins. Co. v. McClelland, 780 P.2d 193, 198 (Nev.

1989) (an insurer may be liable for punitive damages if the insurer acted with

“oppression, fraud, or malice” and subjected the plaintiff to “cruel and unjust

hardship”). Accordingly, the district court would have had original jurisdiction

over this action, and removal was proper.

We affirm the district court’s grant of summary judgment for Safeco. Stolz

failed to show that he was entitled to performance by Safeco under the contract.

Under Nevada law, a contractual party’s failure to perform its material obligations

excuses the other party’s performance. See Young Elec. Sign Co. v. Fohrman, 466

3 P.2d 846, 847 (Nev. 1970).

The undisputed facts establish that Stolz did not fulfill his material

obligations under the contract because he failed to provide to Safeco the required

information about his stolen items. Further, Safeco could not have paid Stolz’s

claim without receiving further information from Stolz. After Stolz submitted his

insurance claim, Safeco sent him requests for additional information every month

from January until October of 2010. Under the insurance policy, Stolz was

required to “prepare an inventory of the loss . . . showing in detail the quantity,

description, replacement cost and age” of the items, as well as receipts and

documents to substantiate the estimated costs of the items. The insurance policy

required Stolz to submit this inventory within 60 days of Safeco’s request. Stolz

sent Safeco a list of stolen items but refused to provide certain required

information, including the estimated values, replacement costs, and age of the

items. Stolz also refused to identify whether certain items were for business or

personal use—information that is necessary to determine the policy coverage limit.

Stolz’s failure to provide the required information excused Safeco’s

performance, and summary judgment in favor of Safeco was therefore appropriate

on Stolz’s claim for breach of contract. See Fohrman, 466 P.2d at 847. Likewise,

summary judgment was appropriate on Stolz’s claims for contractual and tortious

breach of covenant, because Safeco’s refusal to compensate Stolz was neither

4 unreasonable nor “without proper cause.” Pemberton v. Farmers Ins. Exch., 858

P.2d 380, 382, 384 (Nev. 1993).1

AFFIRMED.

1 Safeco’s Corrected Motion to Supplement the Record (Dkt. 53) is GRANTED. Safeco’s Motion to Supplement the Record (Dkt. 51) is DENIED AS MOOT. Safeco’s Motion to File Oversized Brief (Dkt. 50) is GRANTED.

5 FILED Stolz v. Safeco Ins. Co., No. 17-17214 NOV 29 2019 MOLLY C. DWYER, CLERK BENNETT, Circuit Judge, dissenting: U.S. COURT OF APPEALS

I respectfully dissent because the district court did not have subject matter

jurisdiction over this case when it was removed from state court under 28 U.S.C. §

1441(a). “Federal jurisdiction must be rejected if there is any doubt as to the right

of removal in the first instance,” including whether the amount-in-controversy

requirement in a diversity action was met at the time of removal. See Gaus v.

Miles, Inc., 980 F.2d 564, 566 (9th Cir. 1992).

Where, as here, it is not facially evident from the complaint that the

controversy involves more than $75,000, the removing defendant “bears the

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