Edward E. Bintz v. The Federal Emergency Management Agency, ef ai.

CourtDistrict Court, D. Delaware
DecidedJanuary 12, 2026
Docket1:22-cv-00738
StatusUnknown

This text of Edward E. Bintz v. The Federal Emergency Management Agency, ef ai. (Edward E. Bintz v. The Federal Emergency Management Agency, ef ai.) is published on Counsel Stack Legal Research, covering District Court, D. Delaware primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Edward E. Bintz v. The Federal Emergency Management Agency, ef ai., (D. Del. 2026).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF DELAWARE EDWARD E. BINTZ Plaintiff v. C.A. No. 22-738-GBW-EGT THE FEDERAL EMERGENCY MANAGEMENT AGENCY, ef ai., Defendants.

Edward E. Bintz Pro Se Plaintiff Claudia L. Pare, U.S. DEPARTMENT OF JUSTICE, Wilmington, DE; Sabrina McBride, U.S. DEPARTMENT OF HOMELAND SECURITY, Washington, DC Counsel for Defendants

MEMORANDUM OPINION January 12, 2026 Wilmington, Delaware

GREGORY B. WILLIAMS UNITED STATES DISTRICT JUDGE

Presently before the Court are the objections of Mr. Edward E. Bintz (“Plaintiff”) (D.I. 43) to the Report and Recommendation (“R&R”) of Magistrate Judge Eleanor G. Tennyson (“Judge Tennyson”) (D.I. 38), recommending the Court deny Plaintiff's motion for summary judgment (D.1. 21) (“Plaintiff's Motion”) and grant the cross-motion for summary judgment of Defendants Federal Emergency Management Agency (“FEMA”), Department of Homeland Security (“DHS”), and Cameron Hamilton (collectively, “Defendants’) (D.1. 23) (“Defendants’ Motion”). Defendants oppose Plaintiffs objections. (D.I. 44). For the reasons set forth below, Plaintiffs objections (D.I. 43) are OVERRULED and Judge Tennyson’s Report and Recommendation (D.I. 38) is ADOPTED. Plaintiff’s Motion (D.I. 21) is DENIED and Defendants’ Motion (D.L. 23) is GRANTED. L BACKGROUND! A. FEMA’s Flood Insurance Studies “FEMA is responsible for conducting flood insurance studies and creating flood insurance rate maps that cover real property based on those studies.” (D.I. 38 at | (citing 42 U.S.C. §§ 4011 & 4101; 44 C.F.R. § 64.3)). “During a flood insurance study, FEMA divides land into subsections and evaluates the flood risk for each subsection separately to determine the risk premium rates.” (D.1. 38 at 1-2 (footnote omitted)).

1 Neither party objects to Judge Tennyson’s background discussion regarding FEMA’s process of conducting flood insurance studies and creating flood insurance rate maps. (See D.I. 43; D.I. 44). Having reviewed the background section of Judge Tennyson’s R&R for clear error and finding none, the Court adopts this portion of the R&R (R&R § D) and cites to Judge Tennyson’s discussion therein for relevant background information.

“Generally, the process by which FEMA conducts a coastal flood insurance study is multistage and takes into account coastal morphology and historical trends, with the ultimate goal being to determine an area’s base flood levels.” (D.I. 38 at 2 (citing AR 1737)).” In conducting a flood insurance study, FEMA first identifies “the particular base topography to be used in the study,” and “then identifies stillwater elevation levels’ ....” (D.I. 38 at 2 (citing D.1. 26 at 3; D.I. 24 at 4; AR 2309)). “At that point, FEMA divides the beach at issue into individual transects*,” and “identifies any primary frontal dune? present on each transect.” (D.I. 38 at 2 (citing D.I. 26 at 2; D.I. 24 at 4)). “After attempting to identify a primary frontal dune, FEMA then takes into account potential erosion of the dune before calculating each transect’s base flood elevation.” (D.I. 38 at 2). “In estimating potential erosion, FEMA’s standard methodology focuses on the size of the cross-sectional area of the primary frontal dune above the 1% annual-chance stillwater elevation.” (D.I. 38 at 2-3 (citing AR 1868)). Ifthe primary frontal dune’s “cross-sectional area is less than 540 square feet, [it] will be considered an ineffective barrier to flooding and will” experience a wipeout “in FEMA’s erosion calculations — i.e., ‘dune removal.’” (D.I. 38 at 3 (citing AR 1871)). “If, however, the cross-sectional area is greater than 540 square feet, the primary

2 Citations to “AR” reference the Administrative Record of this case, found at (D.I. 11; D.I, 12; D.1,.16; D1. 17). a Stillwater elevation levels (“SSWELs”) “are water surface elevations that occur from astronomical tides and storm surge but exclude certain wave contributions.” (D.I. 38 at 2 (citing D.1. 26 at 2; AR 2028)). 4 Transects “are cross-sections of the beach that run perpendicular to the shoreline.” (D.I. 38 at 2 (citing D.]. 26 at 2; D.I. 24 at 4)). 5 A primary frontal dune is “a continuous or nearly continuous mound or ridge of sand with relatively steep seaward and landward slopes immediately landward and adjacent to the beach and subject to erosion and overtopping from high tides and waves during major coastal storms.” 44 C.F.R. § 59.1.

frontal dune will be considered an effective barrier and will experience a retreat instead of complete destruction — i.e., ‘dune retreat.’” (D.I. 38 (citing AR 1871)). “FEMA then calculates the total potential elevation of surface water expected during a base flood, accounting for the erosion of the primary frontal dune, certain wave contributions and the relevant stillwater elevation, ultimately arriving at the water level where there is a 1% chance of the surface water reaching in any given year,” or base flood elevation. (D.I. 38 at 3 (citing D.I. 26 at 8)). B. Plaintiff’s Property and Procedural History “Plaintiff owns a beachfront property in South Bethany, Delaware, which is located along Ocean Drive and within an area identified as Transect 1610.” (D.I. 38 at 3 (citing D.I. 1 14)). “In 2015, FEMA issued a Preliminary Flood Insurance Rate Map that had the effect of increasing the base flood elevation of Transect 1610 from 12 feet to 13 feet.” (D.I. 38 at 3 (footnote omitted) (citing DI. 1 936)). “Plaintiff challenged the 2015 Preliminary Map in a related case in this District and, on September 4, 2019, Judge Conner[*] issued a decision that ‘set aside the base flood elevations for Transect 1610 as established in the 2015 Preliminary Map and remand[ed] the matter to FEMA for further investigation.” (D.I. 38 at 3-4 (footnote omitted) (quoting Bintz v. Fed. Emergency Mgmt. Agency, 413 F. Supp. 3d 349, 368 (D. Del. 2019) (“Bintz I’))). “Specifically, Judge Conner found that FEMA acted arbitrarily and capriciously when it applied non-standard erosion methodology without sufficient explanation to arrive at a 13-foot base flood elevation for South Bethany.” (D.I. 38 at 4 (citing Bintz I, 413 F. Supp. 3d at 366)). “Following remand in Bintz I, on January 3, 2020, FEMA issued a ‘Notice to Flood Insurance Rate Map (FIRM) User,’ which had the effect of vacating the 2015 Preliminary Flood Insurance Rate Map and reinstating the most recent previously effective map,” which in this case

Judge Christopher C. Conner of the Middle District of Pennsylvania, then Chief Judge, was sitting by designation.

was “the 2005 Flood Insurance Rate Map that set the base flood elevation for South Bethany at 12 feet....” (D.I. 38 at 4 (citing AR 0016; AR 0367-68 & 0404)). “Although FEMA had originally intended to defer any repeat flood insurance study, FEMA decided to resume efforts after learning in April 2020 that property owners in South Bethany experienced large increases to their flood insurance premiums from reinstatement of the 2005 Flood Rate Insurance Rate Map.” (D.I. 38 at 4 (footnote omitted) (citing AR 0004, 0364-68, 0382, 1580-81, 2500 & 3793-94)). “FEMA engaged a private firm, Compass, as its mapping partner to conduct the repeat flood insurance study for South Bethany,” again using a non-standard erosion methodology. (D.I. 38 at 4 (citing AR 2270-2346; AR 2299-2346)).

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Cite This Page — Counsel Stack

Bluebook (online)
Edward E. Bintz v. The Federal Emergency Management Agency, ef ai., Counsel Stack Legal Research, https://law.counselstack.com/opinion/edward-e-bintz-v-the-federal-emergency-management-agency-ef-ai-ded-2026.