Earls v. State Auto Mut. Ins. Co., Unpublished Decision (9-29-2004)

2004 Ohio 5168
CourtOhio Court of Appeals
DecidedSeptember 29, 2004
DocketC.A. No. 03CA008408.
StatusUnpublished

This text of 2004 Ohio 5168 (Earls v. State Auto Mut. Ins. Co., Unpublished Decision (9-29-2004)) is published on Counsel Stack Legal Research, covering Ohio Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Earls v. State Auto Mut. Ins. Co., Unpublished Decision (9-29-2004), 2004 Ohio 5168 (Ohio Ct. App. 2004).

Opinion

DECISION AND JOURNAL ENTRY
{¶ 1} Appellant, Frances Earls, in her individual capacity and as administratrix of the estate of Tammy Marie Ritsko, deceased, appeals from the decision of the Lorain County Common Pleas, which awarded summary judgment in favor of appellees. This Court affirms in part, and reverses in part.

I.
{¶ 2} On March 22, 1996, appellant's daughter, Tammy Ritsko, was involved in an automobile accident while driving a car owned by appellant. The accident allegedly occurred when a vehicle being driven by Patty Ellis collided head-on with the car that Ms. Ritsko was driving. Ms. Ritsko died on March 24, 1996, as a result of injuries sustained in the accident with Ms. Ellis. At the time of the accident, Ms. Ritsko resided with her mother, Frances Earls, and her stepfather, Ronald Taddeo. Appellant was employed by North Ohio Center. Mr. Taddeo was an employee of the B.F. Goodrich Company ("Goodrich").

{¶ 3} On March 8, 2002, appellant filed a complaint seeking uninsured motorist coverage, naming State Automobile Mutual Insurance Company ("State Auto"), Fireman's Fund Insurance Company of Nebraska ("Fireman's Fund"), and Goodrich as defendants. On July 22, 2002, appellant filed a first amended complaint, adding Indemnity Insurance Company of North America nka Ace Indemnity Insurance ("Indemnity"), Zurich Specialties London Limited ("Zurich"), and Lexington Insurance Company ("Lexington"), as defendants. State Auto and Fireman's Fund insured appellant's employer, North Ohio Center. Indemnity, Zurich, and Lexington insured Mr. Taddeo's employer, Goodrich.

{¶ 4} State Auto filed a motion for summary judgment on October 1, 2002. Fireman's Fund filed a motion for summary judgment on October 21, 2002. On November 5, 2003, the Supreme Court of Ohio released its opinion in Westfield Ins. Co. v.Galatis, 100 Ohio St.3d 216, 2003-Ohio-5849. Pursuant to the Court's ruling in Galatis, the trial court found that, as a matter of law, appellant was not entitled to insurance coverage under any of the policies at issue in the underlying action.

{¶ 5} Appellant timely appealed, setting forth four assignments of error for review.

II.
FIRST ASSIGNMENT OF ERROR
"The trial court erred to the substantial prejudice of the appellants by applying, retroactively, the Ohio Supreme Court's recent decision in Westfield Insurance Company v. Galatis (2003), 100 Ohio ST.3D 216, 797 N.E. 2d 1256." [SIC]

{¶ 6} In her first assignment of error, appellant argues that the trial court erred in applying Galatis retroactively. This Court disagrees.

{¶ 7} This Court notes that "the general rule is that a decision of a court of supreme jurisdiction overruling a former decision is retrospective in its operation, and the effect is not that the former was bad law, but that it never was the law."Peerless Elec. Co. v. Bowers (1955), 164 Ohio St. 209, 210, appeal dismissed (1956), 352 U.S. 804, 1 L.Ed.2d 38. This Court finds that the trial court properly applied Galatis in the underlying case.

{¶ 8} Appellant's first assignment of error is overruled.

SECOND ASSIGNMENT OF ERROR
"The trial court erred to the substantial prejudice of the appellants by granting summary judgment in favor of all appellees and ruling that appellants were not entitled to recover under any of the insurance policies issued by any of the appellees."

{¶ 9} In her second assignment of error, appellant contends that the trial court erred in awarding summary judgment in favor of all appellees. This court agrees in part and disagrees in part.

{¶ 10} Appellate review of a lower court's entry of summary judgment is de novo, applying the same standard used by the trial court. McKay v. Cutlip (1992), 80 Ohio App.3d 487, 491. Pursuant to Civ.R. 56(C), summary judgment is proper if:

"(1) No genuine issue as to any material fact remains to be litigated;

"(2) the moving party is entitled to judgment as a matter of law; and

"(3) it appears from the evidence that reasonable minds can come to but one conclusion, and viewing such evidence most strongly in favor of the party against whom the motion for summary judgment is made, that conclusion is adverse to that party." Temple v. Wean United, Inc. (1977), 50 Ohio St.2d 317,327.

{¶ 11} The party seeking summary judgment initially bears the burden of informing the trial court of the basis for the motion and identifying portions of the record demonstrating an absence of genuine issues of material fact as to the essential elements of the nonmoving party's claims. Dresher v. Burt (1996),75 Ohio St.3d 280, 293. The movant must point to some evidence in the record of the type listed in Civ.R. 56(C) in support of his motion. Id.

{¶ 12} Once this burden is satisfied, the nonmoving party has the burden, as set forth in Civ.R. 56(E), to offer specific facts showing a genuine issue for trial. Id. The nonmoving party may not rest upon the mere allegations and denials in the pleadings, but instead must point to or submit some evidentiary material that shows a genuine dispute over the material facts exists.Henkle v. Henkle (1991), 75 Ohio App.3d 732, 735.

{¶ 13} Both State Auto and Fireman's Fund filed motions for summary judgment, arguing that appellant did not qualify as an insured under their policies. Therefore, this Court finds that the trial court properly awarded summary judgment in favor of State Auto and Fireman's Fund pursuant to Galatis. However, Indemnity, Zurich, and Lexington did not file motions for summary judgment.

{¶ 14} The Supreme Court of Ohio has held that "Civ.R. 56 does not authorize courts to enter summary judgment in favor of a non-moving party." State ex rel. J.J. Detweiler Enterprises,Inc. v. Warner, Aud., 103 Ohio St.3d 99, 2004-Ohio-4659, quotingMarshall v. Aaron (1984), 15 Ohio St.3d 48, syllabus. As to Indemnity, Zurich, and Lexington, the trial court erred in entering judgment sua sponte, without having before it motions by Indemnity, Zurich, and Lexington for summary judgment. Nothing in the Rules of Civil Procedure allows for a trial court to sua sponte grant judgment to a non-moving defendant under the instant circumstances. Thus, as to the grant of judgment in favor of defendants Indemnity, Zurich, and Lexington, appellant's assignment of error is well-taken.

THIRD ASSIGNMENT OF ERROR
"The trial court erred to the substantial prejudice of the appellants by relying upon Galatis

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Related

Henkle v. Henkle
600 N.E.2d 791 (Ohio Court of Appeals, 1991)
McKay v. Cutlip
609 N.E.2d 1272 (Ohio Court of Appeals, 1992)
Temple v. Wean United, Inc.
364 N.E.2d 267 (Ohio Supreme Court, 1977)
Marshall v. Aaron
472 N.E.2d 335 (Ohio Supreme Court, 1984)
Dresher v. Burt
662 N.E.2d 264 (Ohio Supreme Court, 1996)
Westfield Insurance v. Galatis
797 N.E.2d 1256 (Ohio Supreme Court, 2003)
In re Uninsured & Underinsured Motorist Coverage Cases
798 N.E.2d 1077 (Ohio Supreme Court, 2003)
State ex rel. J.J. Detweiler Enterprises, Inc. v. Warner
103 Ohio St. 3d 99 (Ohio Supreme Court, 2004)

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Bluebook (online)
2004 Ohio 5168, Counsel Stack Legal Research, https://law.counselstack.com/opinion/earls-v-state-auto-mut-ins-co-unpublished-decision-9-29-2004-ohioctapp-2004.