Dyer v. Capital One National Association

CourtDistrict Court, S.D. Texas
DecidedAugust 23, 2021
Docket4:20-cv-04230
StatusUnknown

This text of Dyer v. Capital One National Association (Dyer v. Capital One National Association) is published on Counsel Stack Legal Research, covering District Court, S.D. Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Dyer v. Capital One National Association, (S.D. Tex. 2021).

Opinion

UNITED STATES DISTRICT COURT August 24, 2021 SOUTHERN DISTRICT OF TEXAS Nathan Ochsner, Clerk HOUSTON DIVISION

PERCIVAL DYER, § § Plaintiff, § VS. § CIVIL ACTION NO. 4:20-CV-4230 § CAPITAL ONE NATIONAL § ASSOCIATION; cp CAPITAL ONE § FINANCIAL CORPORATION,, § § Defendants. §

MEMORANDUM OPINION AND ORDER

Before the Court is the Motion to Remand filed by Plaintiff, Percival Dyer (“Dyer”), (Dkt. 11).1 After careful consideration of the pleadings; the motion, response, and reply briefing; the entire record and docket of this case; the dockets of related cases; and the applicable law, the Court DENIES the motion. FACTUAL AND PROCEDURAL BACKGROUND

This dispute is before the Southern District of Texas for the second time. On August 20, 2019, Dyer, proceeding pro se, sued Defendant, Capital One National Association (“Capital One”), in Texas state court. (Dkt. 1-2 at p. 3). Dyer alleged that she had checking, savings, credit card, and investment accounts with Capital One and that Capital One “maliciously closed all [these] accounts . . . and failed to adequately respond to any correspondences over more than twenty-three months.” (Dkt. 1-2 at p. 3).

1 Except where otherwise noted, all docket citations are to the docket for this cause number, 4:20- CV-4230. Capital One removed the case to this Court under the diversity jurisdiction statute, 28 U.S.C. § 1332, and the case was assigned to Judge Gray Miller. See Southern District of Texas case number 4:19-CV-3619 at docket entry 1. Dyer filed a response to Capital

One’s notice of removal that was effectively a motion to remand. See Southern District of Texas case number 4:19-CV-3619 at docket entry 13. Dyer argued that she was seeking damages of roughly “five thousand dollars annually in interests [sic], etc.” and that these “damages, based on [her] pleadings, are far below the $75,000 threshold required for the removal of the cause of action to federal court[.]” See Southern District of Texas case

number 4:19-CV-3619 at docket entry 13, page 2. The motion was deemed well-taken; Capital One ultimately “concede[d]” that, based on Dyer’s pleading, the amount in controversy was “far less” than the jurisdictional minimum of $75,000, and Judge Miller entered an order remanding the case to Texas state court. See Southern District of Texas case number 4:19-CV-3619 at docket entry 16.

Once back in state court, Dyer hired an attorney and amended her state-court pleading specifying damages just below the minimum of $75,000 for federal court diversity jurisdiction to apply to this action. The pleading sought “$70,000 in personal monetary losses, economical business losses, attorney fees, court costs, pre and post interest, at the highest rate allowed by law, as well as any and all other relief to which the

Plaintiff is entitled[.]” (Dkt. 1-2 at pp. 6–7). One year and 3 months after the action was originally filed, Dyer filed a second amended pleading in state court. This pleading seeks damages almost three times and as much as fourteen times greater than the damages sought in the previous complaint. (Dkt. 1-2 at pp. 8–15). Just like Dyer’s earlier pleadings, the second amended pleading complains of Capital One’s closure of six checking, savings, credit card, and investment accounts. (Dkt. 1-2 at pp. 3, 5, 9). Using these same factual allegations, Dyer asserts new

causes of action seeking “monetary relief over $200,000 but not more than $1,000,000” in damages. (Dkt. 1-2 at pp. 8–12). Capital One again removed the case to this Court on the basis of diversity jurisdiction. (Dkt. 1). After the case was removed, Dyer filed a third amended pleading in state court. This pleading ostensibly decreases the damages Dyer seeks to an amount

below the Court’s $75,000 diversity jurisdictional limit. See 55th Judicial District Court of Harris County, Texas, case number 2019-57936, filing dated December 18, 2020. While the pleading states that “[Dyer] seeks “monetary relief over $50,000 but not more than $75,000” it also leaves open the possibility that she is really seeking much more than that amount from Capital One. In addition to the language quoted above the pleading

states, without any qualification, that in this action “[Dyer] seeks monetary relief over $100,000.” See 55th Judicial District Court of Harris County, Texas, case number 2019- 57936, filing dated December 18, 2020. Dyer has now filed another motion to remand in this Court arguing that (1) the Court lacks jurisdiction to hear this case because the parties are not diverse and the

amount-in-controversy requirement is not met; and (2) that the “removal [wa]s untimely because [Capital One] was served over a year ago, filed an answer, and has participated in discovery in state court.” (Dkt. 11). The Court considers these arguments below. ANALYSIS Diversity Jurisdiction Dyer’s first two arguments for remand implicate the question of whether this

Court has subject matter jurisdiction over this case. A defendant may remove to federal court a state court civil action over which the federal court would have original jurisdiction. 28 U.S.C. § 1441(a); see Gasch v. Hartford Acc. & Indem. Co., 491 F.3d 278, 281 (5th Cir. 2007). Conversely, a state case over which the federal court would not have original jurisdiction is not removable. Halmekangas v. State Farm Fire and

Casualty Company, 603 F.3d 290, 295 & n.19 (5th Cir. 2010). “[D]oubts regarding whether removal jurisdiction is proper should be resolved against federal jurisdiction.” Acuna v. Brown & Root Inc., 200 F.3d 335, 339 (5th Cir. 2000). The removing party bears the burden of establishing by a preponderance of the evidence that removal is proper. Manguno v. Prudential Prop. & Cas. Ins. Co., 276 F.3d 720, 723 (5th Cir. 2002).

Capital One removed this case under the diversity jurisdiction statute, which provides that federal courts have original jurisdiction over civil actions where the parties are diverse and the matter in controversy exceeds the sum or value of $75,000, exclusive of interests and costs. 28 U.S.C. § 1332(a). Dyer argues that Capital One has not established either that the parties are diverse or that the amount in controversy exceeds

the jurisdictional minimum. The Court disagrees with Dyer. A. Citizenship Diversity of citizenship exists between parties if each plaintiff has a different citizenship from each defendant. Getty Oil Corp. v. Ins. Co. of N. Am., 841 F.2d 1254, 1258 (5th Cir. 1988). A natural person like Dyer is a citizen of the state in which that person is domiciled, meaning the state in which the person resides with the intention of remaining there for an unlimited time. Freeman v. Northwest Acceptance Corp., 754 F.2d

553, 555–56 (5th Cir. 1985). A national banking association like Capital One “is a citizen of the State in which its main office, as set forth in its articles of association, is located.” Wachovia Bank v. Schmidt, 546 U.S. 303, 307 (2006).

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