Dwight Minton v. Geico Casualty Company

CourtLouisiana Court of Appeal
DecidedMarch 8, 2017
DocketCA-0016-0917
StatusUnknown

This text of Dwight Minton v. Geico Casualty Company (Dwight Minton v. Geico Casualty Company) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Dwight Minton v. Geico Casualty Company, (La. Ct. App. 2017).

Opinion

STATE OF LOUISIANA COURT OF APPEAL, THIRD CIRCUIT

16-592 consolidated with 16-917

DWIGHT MINTON, ET UX.

VERSUS

GEICO CASUALTY COMPANY, ET AL.

**********

APPEAL FROM THE FOURTEENTH JUDICIAL DISTRICT COURT PARISH OF CALCASIEU, NO. 2013-2622 HONORABLE ROBERT L. WYATT, DISTRICT JUDGE

ELIZABETH A. PICKETT JUDGE

Court composed of John D. Saunders, Elizabeth A. Pickett, and Van H. Kyzar, Judges.

AMENDED AND AFFIRMED AS AMENDED.

Steven E. Soileau Thomas, Soileau, Jackson, Baker & Cole, L.L.P. 401 Edwards Street, Suite 2015 Shreveport, LA 71101 (318) 216-5058 COUNSEL FOR DEFENDANTS-APPELLANTS: Christopher Gutierrez Super Tech Automotive, LLC Colony Insurance Company Stephen R. Barry Barry & Company, LLC 405 West Main Street, Suite 101 Lafayette, LA 70501 (337) 237-2889 COUNSEL FOR DEFENDANT-APPELLEE: GEICO Casualty Company

Barry A. Roach Larry A. Roach, Inc. 2917 Ryan Street Lake Charles, LA 70601 (337) 433-8504 COUNSEL FOR PLAINTIFFS-APPELLEES: Dwight Minton Betty Minton PICKETT, Judge.

Three defendants appeal the trial court’s grant of a judgment

notwithstanding the verdict (JNOV), its significant increase in damages, and its

denial of their claim for court costs because the plaintiffs did not accept their Offer

of Judgment and the damages awarded exceeded the offer by more than 25%.

These defendants also appeal the trial court’s denial of their cross-claim for costs

and attorney fees against a co-defendant insurer for their failure to provide the

tortfeasor defendant with a defense. For the following reasons, we affirm the trial

court’s grant of the JNOV and amend the damage awards.

FACTS

On June 13, 2012, Dwight Minton was in an accident when the vehicle in

which he was a passenger was hit by another vehicle. He and his wife filed suit

against Christopher Gutierrez, the driver of the other vehicle; GEICO Casualty

Company (GEICO), the insurer of the vehicle; Mr. Gutierrez’s employer, Super

Tech Automotive, LLC; Super Tech’s insurer, Colony Insurance Company; and

State Farm Automobile Insurance Company, the Mintons’ underinsured/uninsured

motorist carrier. In their petition, the Mintons asserted that the accident caused

injury to Mr. Minton and that they sought to recover damages for those injuries.

GEICO answered the Mintons’ suit, denying coverage because the accident

occurred while Mr. Gutierrez was test driving the insured’s vehicle in his capacity

as an employee of Super Tech, which provides vehicle repair services. Citing a

coverage exclusion contained within the policy issued to the insured, GEICO

asserted that because Mr. Gutierrez was operating the vehicle in the course and

scope of his employment for an automotive repair shop, the policy did not provide coverage for the accident. After filing its answer, GEICO provided no defense to

Mr. Gutierrez and did not participate in his defense in the litigation.

Mr. Gutierrez filed a cross-claim against GEICO, asserting that it provided

primary coverage for the accident and had a duty to defend Mr. Gutierrez in the

litigation. Thereafter, Mr. Gutierrez filed a motion for summary judgment on the

issue of whether GEICO had a duty to defend him. The Mintons joined in the

motion for summary judgment. GEICO filed a cross motion for summary

judgment. The trial court granted Mr. Gutierrez’s motion and denied GEICO’s,

motion. GEICO ultimately tendered its policy limits of $25,000.00 to the Mintons,

who dismissed their claims against GEICO, Mr. Gutierrez, and Super Tech. The

Mintons also reached an agreement with State Farm that it would pay its

$25,000.00 UM policy limits if the Mintons settled or obtained a judgment on their

claims totaling the $325,000.00 combined limits of the GEICO and Colony

policies and dismissed it from the litigation.

The Mintons filed a motion for partial summary judgment on the issue of

liability, asserting that Mr. Gutierrez was 100% at fault in causing the accident

because he ran a red light controlling the intersection where the accident occurred.

Mr. Gutierrez, Super Tech, and Colony (the defendants) opposed the motion,

arguing that Mr. Mintons’ son, who was driving the Mintons’ automobile when the

accident occurred, was partially at fault, citing the high standard applicable to

motorists making left turns and the son’s testimony that he did not see

Mr. Gutierrez before the accident occurred. The trial court granted the motion; the

judgment granting the motion was not appealed.

In late 2015, a jury trial was held on the Mintons’ claims against the

defendants. Central to the defendants’ case was whether Mr. Minton’s right knee

2 injury was caused by the June 13, 2012 accident or an accident that Mr. Minton

was involved in on May 11, 2012, when a vehicle turned in front of the motorcycle

he was riding.

The Mintons presented the testimony of Dr. William Axelrad, an orthopedic

surgeon who treated him for a hip injury he sustained in the May 2012 accident

and thereafter. Dr. Axelrad testified that Mr. Minton suffered a knee injury in the

June accident that ultimately required a knee replacement and would require

Mr. Minton to undergo another knee replacement during his lifetime. The

defendants presented the testimony of two orthopedic surgeons: Dr. James Perry,

who had treated Mr. Minton for an ankle injury he sustained in the May accident,

and Dr. Thomas Montgomery, who performed an independent medical

examination of Mr. Minton. Both of these physicians attributed the condition of

Mr. Minton’s knee to the pre-existing condition of his knee or the May accident.

Dr. Montgomery was asked and agreed that even if Mr. Minton’s knee condition

pre-existed the June accident, the June accident aggravated it. Dr. Axelrad and

Dr. Montgomery both testified that with regard to a patient who has a knee

condition such as Mr. Minton’s, the patient’s pain, not the condition of his knee, is

the determining factor regarding the need for surgery.

The jury returned a verdict in favor of the Mintons and awarded damages

totaling $58,500.00. Thereafter, the Mintons filed a motion for JNOV. After a

hearing on the motion, the trial court granted the JNOV and awarded the Mintons

damages totaling $543,188.79. GEICO’s $25,000.00 policy limits were subtracted

from the total amount awarded. Colony’s policy limits are $300,000.00; therefore,

the judgment was limited to that amount.

3 Prior to trial, the defendants submitted an Offer of Judgment to the Mintons

as provided by La.Code Civ.P. art. 970. The Offer of Judgment offered to allow

the Mintons to take a judgment against the defendants “in the amount of . . .

$50,000.00 . . . , inclusive of legal interest.” The Mintons did not accept the offer.

After the trial, the defendants filed a motion seeking a judgment ordering the

Mintons to pay the costs, exclusive of attorney fees, it incurred after the Offer of

Judgment was made, as provided in Article 970. The Mintons opposed the motion,

arguing that the trial court’s grant of the JNOV rendered the Offer of Judgment

moot and that the offer was ambiguous. The trial court denied the motion.

The defendants appealed and filed separate appeals for the trial court’s grant

of the Mintons’ motion for JNOV and its denial of the motion for costs due to

GEICO’s failure to defend Mr. Gutierrez. The appeals were consolidated.

ASSIGNMENTS OF ERROR

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