Ducote v. State Farm Fire & Cas. Ins. Co.

488 So. 2d 385, 1986 La. App. LEXIS 6874
CourtLouisiana Court of Appeal
DecidedMay 14, 1986
Docket85-537
StatusPublished
Cited by6 cases

This text of 488 So. 2d 385 (Ducote v. State Farm Fire & Cas. Ins. Co.) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Ducote v. State Farm Fire & Cas. Ins. Co., 488 So. 2d 385, 1986 La. App. LEXIS 6874 (La. Ct. App. 1986).

Opinion

488 So.2d 385 (1986)

Kenneth DUCOTE, Plaintiff-Appellee,
v.
STATE FARM FIRE & CASUALTY INSURANCE COMPANY, et al., Defendant-Appellant.

No. 85-537.

Court of Appeal of Louisiana, Third Circuit.

May 14, 1986.

*386 Gist, Methvin, Hughes & Munsterman, Dewitt T. Methvin, Jr., Alexandria, for defendant-appellant.

Eugene P. Cicardo, Sr., Alexandria, for plaintiff-appellee.

Before STOKER and KING, JJ., and COX, J. Pro Tem.[*]

KING, Judge.

The main issue presented by this appeal is whether or not the trial court erred in finding that a five-foot aluminum step-ladder, from which the plaintiff fell, created an unreasonable risk of harm to plaintiff.

Kenneth Ducote (hereinafter referred to as plaintiff) filed suit against Abby Blalock (hereinafter referred to as Blalock) and Blalock's homeowner insurer, State Farm Fire & Casualty Company (hereinafter referred to as State Farm), to recover damages that he sustained when he fell from an aluminum step-ladder which was in the custody of Blalock and was on Blalock's property. From a trial court judgment in favor of plaintiff, State Farm suspensively appeals. We reverse.

*387 FACTS

The facts involved in this case are basically undisputed. On the morning of March 7, 1983, plaintiff drove to the home of his friend, Blalock, who was at that time roofing a new shed he had constructed on his property separate from his house. In describing plaintiff's arrival and subsequent accident, Blalock testified at trial that:

"I had been up on the shed. I had packed some shingles up there, a number of bundles up, and I started to put them on. Well, when I ran out of shingles ... I ran out at the same time Kenneth was pulling [up] in the yard, so ... and I was tired of roofing anyway, so I told him, I said, `You're just in time.' I said, `I'm out of shingles'. I was coming down `cause I had made some coffee and so, you know, he had stated that just hang on and he'd hand me a bundle up, so I said, `Okay.' Well, that's when he started up the ladder with the bundle and I hadn't come to that end yet to get them or nothing from him but I just ... as he came up the ladder, I just saw him fall. He just went out of sight from where I was standing."

Plaintiff had consumed several beers before arriving at Blalock's home and testified that he couldn't remember exactly what was said to him before he put down a beer he was drinking, picked up a bundle of shingles, and started up the step-ladder. Plaintiff stated that he had climbed as high as the second or third step of the step-ladder, and that:

"[I] had both feet on one step and I had a bundle of shingles on my lefthand shoulder and I was holding the ladder near the top or on the top with my right hand and the ladder just started shaking and I didn't know what happened and I couldn't steady it and the next thing I remember was I was laying on the ground with the shingles still on my shoulder and the ladder was broke then."

The five-foot aluminum step-ladder, from which plaintiff fell, had been borrowed by Blalock from his father a couple of months prior to the accident and was in Blalock's custody. Blalock testified that he had used the ladder many times, and never had a problem with its use. The ladder contained no apparent observable defects on the day that plaintiff fell, and it also had a readily visible label attached to it which contained the following wording: "Sears Step Ladder, Household Duty, For Occasional Light Household Use and Lightweight Climbers. Meets AMSI Specification Standards." Plaintiff testified that at the time of the accident, he weighed about 140 pounds and that the bundle of shingles that he attempted to carry up the ladder weighed approximately 65 to 75 pounds. As a result of the fall, plaintiff fractured one of the bones in his right wrist, and was required to wear an arm cast for approximately two months.

On February 29, 1984, plaintiff filed suit against Blalock[1] and his insurer, State Farm, under a homeowner's insurance policy which it had issued to Blalock, seeking recovery of damages in tort and strict liability for medical expenses, physical and mental injury, and lost wages that he sustained as a result of the accident.

On motion of State Farm, the case was tried before a jury. Plaintiff and State Farm jointly stipulated that Blalock was insured by State Farm at the time of the accident. During the trial, the trial judge informed the attorneys for both parties that he was not going to charge the jury on the issue of negligence since he did not believe, under the evidence presented, that there was any issue of Blalock's personal negligence but only an issue of strict liability arising from whether or not the step-ladder caused an unreasonable risk of harm to plaintiff. After the close of the evidence, the jury rendered the following verdict on Special Interrogatories on January 16, 1985:

*388 " 1. DO YOU FIND THAT THE LADDER IN QUESTION CREATED AN UNREASONABLE RISK OF HARM OR INJURY TO KENNETH DUCOTE? Yes X No_____ IF THE ANSWER IS YES, GO TO THE NEXT QUESTION. IF THE ANSWER IS NO, STOP, HAVE THE FOREMAN SIGN THE VERDICT FORM AND RETURN TO BAILIFF. 2. DO YOU FIND THAT THE LADDER IN QUESTION WAS IN THE CARE, CUSTODY AND CONTROL OF THE DEFENDANT, ABBY BLALOCK? Yes X No_____ IF THE ANSWER IS YES, GO TO THE NEXT QUESTION. IF THE ANSWER IS NO, STOP, HAVE THE FOREMAN SIGN THE VERDICT FORM AND RETURN TO BAILIFF. 3. DO YOU FIND THAT THE PLAINTIFF, KENNETH DUCOTE, HAD KNOWLEDGE AND APPRECIATION OF THE DANGER AND VOLUNTARILY ENCOUNTERED IT? Yes X No _____"

On January 28, 1985, pursuant to the jury verdict, a judgment was signed by the trial judge in favor of defendant and against plaintiff, rejecting plaintiff's demands at his costs, and fixing expert witness fees at $150.00 for each expert and taxing these fees as costs. At the same time, on January 28, 1985, a Motion For Judgment Notwithstanding The Verdict was filed by plaintiff. Pursuant to this motion, the trial judge vacated the judgment in favor of State Farm, finding that plaintiff had not assumed the risk of being injured while climbing the ladder, and rendered judgment notwithstanding the verdict in favor of plaintiff and against State Farm, awarding plaintiff $20,000.00 in general damages and $1,800.00 in lost wages together with legal interest from date of judicial demand, until paid, and all court costs. A written judgment to this effect was signed on March 19, 1985, but the written judgment also increased the expert witness fees to $200.00 for each expert and taxed these fees as costs.

State Farm filed a motion for a new trial, from the trial court's granting of the judgment notwithstanding the verdict, which was denied by the trial court. State Farm then timely filed this suspensive appeal contending that the trial court erred in:

(1) Finding that the step-ladder involved in the accident was defective;
(2) Concluding that a defective condition in the step-ladder caused plaintiff's injury;
(3) Failing to submit the issues of negligence and contributory negligence to the jury;
(4) Granting plaintiff's Motion for Judgment Notwithstanding the Verdict; and

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Bluebook (online)
488 So. 2d 385, 1986 La. App. LEXIS 6874, Counsel Stack Legal Research, https://law.counselstack.com/opinion/ducote-v-state-farm-fire-cas-ins-co-lactapp-1986.