Duane v. Vermont Mutual Insurance Company

CourtDistrict Court, D. Massachusetts
DecidedFebruary 21, 2020
Docket1:17-cv-11982
StatusUnknown

This text of Duane v. Vermont Mutual Insurance Company (Duane v. Vermont Mutual Insurance Company) is published on Counsel Stack Legal Research, covering District Court, D. Massachusetts primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Duane v. Vermont Mutual Insurance Company, (D. Mass. 2020).

Opinion

UNITED STATES DISTRICT COURT DISTRICT OF MASSACHUSETTS

CIVIL ACTION NO. 17-11982-RGS

JON DUANE

v.

VERMONT MUTUAL INSURANCE COMPANY

MEMORANDUM AND ORDER ON PLAINTIFF’S MOTION FOR AN AWARD OF ATTORNEYS’ FEES AND COSTS

February 21, 2020

STEARNS, D.J. This case is about an Odyssean quest for attorneys’ fees. Unlike the Homeric epic, the essential facts can be quickly told. The tale begins with a sketchy slip-and-fall accident reported by a tenant in a building owned by plaintiff Jon Duane. A run-of-the-mine tort suit was brought against Duane in Quincy District Court. Duane turned to his homeowner’s policy insurer, defendant Vermont Mutual Insurance Company, for a defense, and if need be, indemnification. Vermont Mutual duly engaged a local attorney to represent Duane in the Quincy matter. For reasons that are not altogether clear, Duane became dissatisfied with the services of the attorney hired by Vermont Mutual. On May 31, 2017, Duane invoked his right to hire counsel of his choosing. He selected Patrick Driscoll, Esq., of the Boston firm Boyle Shaughnessy Law P.C., as

replacement counsel. After two months of further litigation, the slip-and- fall case was settled by Driscoll for $27,000, a sum that Vermont Mutual promptly paid. Driscoll then submitted bills for attorneys’ fees totaling $49,390.55. Vermont Mutual paid $20,717.99 and questioned the balance

of the billings given the short duration of the engagement and the settlement of the case without a trial. Vermont Mutual asked for further documentation of the billings, taking the position that it would pay the

balance only if it deemed the billings to be reasonable. Rather than attempting to resolve the matter with Vermont Mutual, Boyle Shaughnessy repaired to the Superior Court before the ink dried on the final bill, where it filed a complaint against Vermont Mutual alleging breach

of contract and unfair settlement practices in violation of Chapter 176D of the General Laws.1 The case was then removed to this court by Vermont Mutual on diversity of citizenship grounds. What followed were attempts by the court through mediation and unsuccessful persuasion to save a citizen

jury from sitting on a protracted case involving nothing more than a dispute

1 This court dismissed the Chapter 176D claim, noting that Chapter 176D does not authorize a private cause of action. See Dkt. #87 at 14-15. 2 over the $28,672.56 in unpaid attorneys’ fees. On the day first scheduled for trial, Vermont Mutual offered to settle

the case for $25,000, an offer that Duane accepted. See Dkt #134 at 4. Boyle Shaughnessy, however, balked and overrode the client’s decision. As the case trudged on in Jarndycian fashion, Duane (who had personally paid nothing toward the settlement or the attorneys’ fees) dropped out of the

picture. On December 16, 2019, a jury was empaneled and over five days heard evidence about the reasonableness of Boyle Shaughnessy’s billings, including the testimony of a retired Superior Court judge who opined on the

reasonableness of Driscoll’s hourly rate. The jury ultimately awarded Boyle Shaughnessy $13,372.36, a figure significantly less than the sum sought, and half the amount previously offered by Vermont Mutual in settlement. Boyle Shaughnessy now asks the court to award it a staggering

$167,370 in fees and $8,057.80 in costs as a “prevailing” party. The petition might seem an oddity to any knowledgeable legal observer as, in the absence of a statute or a contractual provision authorizing fee-shifting, state and federal courts in the United States apply the aptly named “American

Rule,” under which each party to the litigation bears its own fees and costs.2

2 The United States Code makes a small exception for the discretionary taxation of a limited number of costs for the benefit of a prevailing party. 3 See Alyeska Pipeline Service Co. v. Wilderness Society, 421 U.S. 240, 247- 248 (1975).

Recognizing the force of the American Rule, Boyle Shaughnessy wheels up Preferred Mut. Ins. Co. v. Gamache, 426 Mass. 93 (1997), and Hanover Ins. Co. v. Golden, 436 Mass. 584 (2002), cases in which the Supreme Judicial Court held that attorneys’ fees are recoverable when an insurer fails

to provide a defense to its insured. Gamache involved an outright refusal by the insurer to provide a defense based on what proved to be a misreading of its own policy. As a result, the insured was forced to fund the defense out

of his own pocket. Justice Greaney writing for a unanimous Court concluded that an “exception” from the American Rule was warranted in instances in which an insured under a homeowner’s policy successfully litigates an insurer’s unjustified refusal to provide a defense. In Golden,

Justice Spina (over a vigorous dissent by Justices Sosman and Cordy) broadened the holding in Gamache by eliminating any requirement that the policyholder show bad faith on the part of the insurer who tries and fails to obtain declaratory relief from the duty to defend.3

See 28 U.S.C. § 1920. 3 In Golden, the insurer brought an unsuccessful declaratory action seeking to terminate its obligation to defend once it had paid the limits of the automobile policy at issue. The insurer, however, provisionally funded the 4 The flaw in Boyle Shaughnessy’s reliance on Gamache and Golden is plain as a pikestaff: Vermont Mutual, despite some huffing and puffing,

never walked away from its obligation to defend Duane, and unlike the insureds in those two cases, Duane was never forced to dig into his own pocket to fund any aspect of the litigation.4 Nor as was the case in Gamache and Golden did Vermont Mutual seek by way of declaratory relief to

discharge itself from the duty to defend.5 Rather the sole issue litigated at

defense while the trial court considered the motion for declaratory relief. Quoting from the Appeals Court decision below, Justice Spina noted that “[I]t should not matter whether (as in Gamache) the insurer announces withdrawal from the third-party action and sues for a declaration, or (as in the present case) brings a declaratory action and provisionally maintains defense of the third-party action pending instruction by the declaration.” Id., 436 Mass. at 587-588.

4 Although Duane states in his petition that he “was forced to expend substantial resources in discovery to establish evidence that he did not breach the contract with Vermont,” Dkt # 178 at 7, there is no evidence that the statement is true. According to the record, the only resources expended were those of Boyle Shaughnessy in the pursuit of what the jury found was an unreasonable fee.

5 In his petition, Duane attempts to shoehorn himself into Gamache and Golden by asserting that the jury returned a verdict “finding that [Vermont] had a duty to defend Duane in the underlying action . . . .” Dkt # 178 at 1. This is a misstatement. The only question put to the jury was: “What sum of money does the jury find to be a fair and reasonable fee for the legal services provided by the law firm of Boyle Shaughnessy for the defense of Vermont Mutual’s insured, Jon Duane, in the matter of Lambias versus Duane?” The existence of a duty to defend also was not contested at trial, Duane’s contention to the contrary. Rather, the court specifically instructed 5 trial was the reasonableness of the final bill submitted by Boyle Shaughnessy, a bill which Vermont Mutual notes was not submitted in its final form until

after this lawsuit was filed.

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Related

Alyeska Pipeline Service Co. v. Wilderness Society
421 U.S. 240 (Supreme Court, 1975)
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Lefemine v. Wideman
133 S. Ct. 9 (Supreme Court, 2012)
LaChance v. Commissioner of Correction
60 N.E.3d 1157 (Massachusetts Supreme Judicial Court, 2016)
Preferred Mutual Insurance v. Gamache
686 N.E.2d 989 (Massachusetts Supreme Judicial Court, 1997)
Hanover Insurance v. Golden
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Duane v. Vermont Mutual Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/duane-v-vermont-mutual-insurance-company-mad-2020.