Dr. Rick Lacombe v. Bank One Corp. D/B/A Bank One

CourtLouisiana Court of Appeal
DecidedMarch 7, 2007
DocketCA-0006-1374
StatusUnknown

This text of Dr. Rick Lacombe v. Bank One Corp. D/B/A Bank One (Dr. Rick Lacombe v. Bank One Corp. D/B/A Bank One) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Dr. Rick Lacombe v. Bank One Corp. D/B/A Bank One, (La. Ct. App. 2007).

Opinion

STATE OF LOUISIANA COURT OF APPEAL, THIRD CIRCUIT

06-1374

DR. RICK LACOMBE

VERSUS

BANK ONE CORP. D/B/A BANK ONE, ET AL.

**********

APPEAL FROM THE FIFTEENTH JUDICIAL DISTRICT COURT PARISH OF LAFAYETTE, NO. 2004-0904 HONORABLE JOHN D. TRAHAN, DISTRICT JUDGE

ELIZABETH A. PICKETT JUDGE

Court composed of Jimmie C. Peters, Marc T. Amy, and Elizabeth A. Pickett, Judges.

AFFIRMED AS AMENDED.

Wayne A. Shullaw Attorney at Law P. O. Box 4815 Lafayette, LA 70502-4185 Counsel for Defendant/Appellant: JP Morgan Chase Bank, N.A. (Successor in Interest to Bank One, N.A.)

Lisa C. McCowen Jeansonne & Remondet P. O. Box 91530 Lafayette, LA 70509-1530 Counsel for Plaintiff/Appellee: Dr. Rick LaCombe 1 Pickett, Judge.

2 The defendant, JP Morgan Chase Bank, N.A. (successor in interest to Bank

3 One and hereinafter referred to simply as “the Bank”), appeals a judgment of the trial

4 court in favor of the plaintiff, Dr. Rick LaCombe, in the amount of $63,855.79 plus

5 interest from the date of judicial demand, plus costs and experts fees. The judgment

6 was rendered subject to a proportional credit of $8,870.84 already paid by third-party

7 defendant, Lana Slyfield. Dr. LaCombe answered the appeal seeking an additional

8 $5,911.62 in damages and expenses and attorney’s fees denied by the trial court in

9 connection with the Bank’s denial of Requests for Admissions. We amend and affirm

10 as amended the judgment of the trial court.

11 FACTS

12 At the time of the incident at issue Dr. Rick LaCombe, an optometrist, was

13 practicing optometry as a sole proprietorship and doing business as LaCombe Eye

14 Center. His business took in checks for services and products made out in various

15 ways: Dr. Rick LaCombe, Rick LaCombe, O.D., Rick LaCombe, M.D., Rick

16 LaCombe, and LaCombe Eye Center (referred to collectively as Dr. LaCombe).

17 Lana Slyfield was hired by the plaintiff on April 15, 1998, as his receptionist.

18 In time, she worked her way up to the position of business director, a position she

19 held at the time she was terminated on March 3, 2003. As “business director” she

20 was the individual in charge at the front desk. LaCombe Eye Center had both an

21 office manager and a bookkeeper. Ms. Slyfield’s duties did not include any

22 accounting or bookkeeping duties. Beginning in 1999, Ms. Slyfield started

23 embezzling from Dr. LaCombe by stealing checks from the mail. She did this by

24 simply placing her account number under forged endorsements on the checks and

1 1 depositing the checks into her account at Bank One. Between 1999 and March 2003,

2 Ms. Slyfield misdirected 532 checks, totaling $69,767.41. We note that Dr. LaCombe

3 did not maintain an account at Bank One. On some checks Ms. Slyfield added Dr.

4 Lacombe’s initials as part of her forged endorsement stating that Dr. LaCombe’s

5 signature “didn’t really look like a signature, so I guess that it would make it look like

6 it more of a signature.” On others, she simply inscribed “For Deposit Only,” followed

7 by her account number. Ms. Slyfield testified that no employee of the Bank ever

8 questioned her regarding her depositing checks made payable to Dr. LaCombe into

9 her personal account.

10 Ms. Slyfield was terminated on March 3, 2003, for reasons unrelated to her

11 embezzlement. It was when Dr. and Mrs. LaCombe were going over things in Ms.

12 Slyfield’s area of responsibility, in preparation of hiring a new employee, that they

13 found some discrepancies. Further investigation revealed Ms. Slyfield’s

14 embezzlement.

15 LAW AND DISCUSSION

16 The Bank raises three issues on appeal: 1)the trial court erred in dismissing the

17 Bank’s exception of prescription on a number of checks; 2)the trial court erred in

18 granting recovery to Dr. LaCombe on several checks made out to a third party; and

19 3) the trial court erred in finding the Bank 100% at fault in accepting the forged

20 checks for deposit and negotiation.

21 The trial court dismissed the Bank’s exception of prescription, relying on the

22 doctrine of contra non valentem non currit praescriptio. The Bank argues that the

23 trial court erred and that this court should follow its ruling in Metro Electric &

24 Maintenance, Inc. v. Bank One, Corp., 05-1045 (La.App. 3 Cir. 3/1/06), 924 So.2d

2 1 446, and sustain the Bank’s exception. However, the Bank’s argument fails to

2 recognize that the doctrine of contra non valentem is applied on a case-by-case basis

3 based upon circumstances. In Metro Electric we found that the mere inspection of

4 the plaintiff’s bank statement would have uncovered the embezzlement. Such is not

5 the case here. The most recent detailed discussion of the doctrine of contra non

6 valentem by the Louisiana Supreme Court can be found in Carter v. Haygood, 04-646

7 (La. 1/19/05), 892 So.2d 1261 wherein the court stated the following:

8 At the outset, we observe that prescriptive statutes are strictly 9 construed against prescription and in favor of the obligation sought to 10 be extinguished; thus, of two possible constructions, that which favors 11 maintaining, as opposed to barring, an action should be adopted. Foster 12 v. Breaux, 263 La. 1112, 270 So.2d 526, 529 (1972); Knecht v. Board 13 of Trustees for Colleges and Universities, 525 So.2d 250, 251 (La.App. 14 1st Cir.), writ denied, 530 So.2d 87 (La.1988). To soften the occasional 15 harshness of prescriptive statutes, our courts have recognized a 16 jurisprudential exception to prescription: contra non valentem non 17 currit praescriptio, which means that prescription does not run against 18 a person who could not bring his suit. Harvey v. Dixie Graphics, Inc., 19 593 So.2d 351, 354 (La.1992); see also, Plaquemines Parish Com'n 20 Council v. Delta Development Co., Inc., 502 So.2d 1034, 1054 21 (La.1987); Cartwright v. Chrysler Corp., 255 La. 597, 232 So.2d 285, 22 287 (1970); R.O.M., Note, Gover v. Bridges: 23 Prescription—Applicability of Contra Non Valentem Doctrine to 24 Medical Malpractice Actions, 61 Tul.L.Rev. 1541, 1541 n. 1 25 (1986-1987). 26 27 Contra non valentem is a Louisiana jurisprudential doctrine under 28 which prescription may be suspended. See Frank L. Maraist and 29 Thomas C. Galligan, Louisiana Tort Law § 10-4(b), 222 (1996); see 30 also, R.O.M., supra. Moreover, it is an equitable doctrine of Roman 31 origin, with roots in both civil and common law, and is notably at odds 32 with the public policy favoring certainty underlying the doctrine of 33 prescription. See Plaquemines Parish Com'n Council, 502 So.2d at 34 1055; see also, R.O.M., supra. 35 36 In Plaquemines Parish Com'n Council v. Delta Development Co., 37 Inc., 502 So.2d 1034, 1054-55 (La.1987), we recognized the four 38 instances where contra non valentem is applied to prevent the running 39 of prescription: (1) where there was some legal cause which prevented 40 the courts or their officers from taking cognizance of or acting on the 41 plaintiff's action; (2) where there was some condition coupled with the

3 1 contract or connected with the proceedings which prevented the creditor 2 from suing or acting; (3) where the debtor himself has done some act 3 effectually to prevent the creditor from availing himself of his cause of 4 action; and (4) where the cause of action is not known or reasonably 5 knowable by the plaintiff, even though this ignorance is not induced by 6 the defendant.

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Harvey v. Dixie Graphics, Inc.
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