Dowdy v. Furtner

198 S.W. 647, 1917 Tex. App. LEXIS 971
CourtCourt of Appeals of Texas
DecidedOctober 17, 1917
DocketNo. 5890.
StatusPublished
Cited by4 cases

This text of 198 S.W. 647 (Dowdy v. Furtner) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Dowdy v. Furtner, 198 S.W. 647, 1917 Tex. App. LEXIS 971 (Tex. Ct. App. 1917).

Opinion

FLV, C. J.

This is a suit instituted by ap-pellee against appellants, S. E. Dowdy and Kate Dowdy, Henry Borchers and wife, Katherine Borchers, the First National Bank of Pleasanton, Neta I. -Henderson, M. Cop-pard, trustee in bankruptcy of the estate of Henry Borchers, and the Platter Tobacco Company, ■ to recover on a promissory note executed by -Borchers and wife to appellee for $2,300, and to foreclose a deed of trust executed to appellee by Borchers and wife on two certain lots in the city of San Antonio. It was also alleged that appellants had executed and delivered to H. C. Jones a promissory note for $3,000, which was secured by a builders’ lien on the two lots on which the deed of trust was given; that the note was paid off and discharged by money obtained on the note and deed of trust here-inbefore described; and it was provided in the deed of trust that the note for $2,300, on which this suit is based, should be secured by the builders’ lien as well as by the mortgage lien. Appellee sought a foreclosure of both, liens. The Borchers sought to prevent their personal liability on the note by setting up the bankruptcy proceedings as to Henry Bor-chers! Ooppard, trustee, and the First National Bank disclaimed any interest in the suit and. were dismissed, with their costs. No answer of Neta I. Henderson is found in the record, but judgment was rendered that she recover nothing on her claim, and she does not complain. In an amended answer, Kate Borchers alleged that since the filing of this suit she had been divorced from Henry Borchers, and sought to be relieved from any personal liability on the note.

The appellants answered that the $3,000 note was barred by limitation of four years; that the builders’ lien had been discharged; and that, if appellee paid said note of $3,000, she acted as a volunteer, and discharged the debt and lien. It was alleged that appellants had, on or about April 2, 1914, executed a deed to the property in question to the Bor-chers, a recitation in the deed showing that the Borchers had paid $4,000 in cash for the land, when in truth and fact the real consideration was a promise on the part of the Borchers to convey to appellants a certain tract of land containing 174½ acres,. in Atascosa county; that the deed to the Bor-chers was placed in the hands of W. A. Wurz-bach, who was, by agreement of all parties, *649 to hold the deed In escrow until the Borchers should secure the release of a lien on the Atascosa county land, and execute a deed to the same in favor of appellants; that the lien was held by the Hermann 'Sons Lodge, and the Borchers executed a deed to appellants to the land in question, and placed the same in the hands of W. A. Wurzbaeh, to be delivered to appellants when the lien was released ; that before securing the release, and without the knowledge or consent of appellants, the Borchers obtained possession of the deed made by appellants and recorded the same, and, no release of the lien on the Atascosa county land having been obtained, it was sold for the debt resting upon it. It was further alleged that appellants were in actual possession of the lots conveyed by the deed at the time the note and deed of trust was executed by the Borchers to appel-lee, which gave notice to appellee and put her upon inquiry as to appellants’ claim to the land., A writ of sequestration was sued out by appellee against the land. The court heard the cause without a jury, and rendered judgment in favor of appellee for her debt against Henry Borchers, and foreclosed her mortgage lien as against all of the parties defendant, and ordered a sale of the land, any excess obtained for the land over and above the debt, interest, attorneys’ fees, and costs to be paid over to the Borchers. This appeal is prosecuted by the Bowdys alone.

The facts show that the note and deed of trust were duly executed by the Borchers to appellee; that a deed was on record to the lots executed by appellants to the Borchers, which recited full payment of the purchase money, and appellee had no notice, either actual or constructive, of any claim that appellants had to the land. There are facts tending to show that the deed to Borchers was not put in escrow with Wurzbaeh, but appellants took possession of the land in Atascosa county and gave a lien on it to Lane, after appellants knew that their deed had been delivered to Henry Borchers. S. E. Bowdy, prior to the time the deed was delivered to Borchers, obtained possession of notes which he and wife had executed to the Borchers. Appellants were not in possession of the property in controversy when the note and deed of trust were executed, but Mrs. Bowdy showed appellee through the house when appellee was considering the question of a loan to the Borchers. The deed of appellants to the Borchers was placed on record before the note and deed of trust were given by the latter to appellee, and appellants had actual knowledge that the deed had been delivered to the Borchers and had been placed on record. The two lots in controversy were placed by appellants in possession of the Borchers on the day the note and deed of trust were executed by them to ap-pellee. The deed to the Borchers was recorded on May 9, 1914, and the note and deed of trust were executed on June 9, 1914. The condition of the loan to the Borchers was that appellants were to give possession before the money was paid, and they gave the possession demanded. The money was loaned to the Borchers to pay off a builder’s and mechanic’s lien placed on the lots and improvements, and was used for that purpose.

[1, 2] The first assignment of error assails the action of the court in refusing to permit Mrs. Bowdy to testify “that she would have told the plaintiff that she claimed the property as her homestead, and that these defendants would not turn it over to the Borchers until they got a release from the Hermann Sons, as the deeds had beep left in !Mr. Wurz-bach’s office for that purpose, had the plaintiff told said defendant at the time plaintiff inspected the property with Mr. Feldman prior to making the loan that she, the plaintiff, was going to make a loan on the property to the Borchers.” The testimony was self-serving, hypothetical, and clearly inadmissible; but, if it had been admitted, it would not have been of any consequence, because in response to a request of appellee, made through Feldman, possession of the place was surrendered before the loan was made, and he was not informed of any facts that would impair the title of the Borchers to the land. After calmly moving off the land when requested, without protest or notice of any kind of any claim to land to which they had given a warranty deed which they knew was on record, appellants are estopped to state what they would have said if certain questions had been asked them. It was incumbent on appellants to notify appellee of their claim to the land, and not remain silent, and surrender possession of the land, when they knew that money was being loaned on the strength of their warranty deed, which money was to be used in extinguishing a lien that was superior to all other claims to the land. The assignment is overruled.

[3] The second assignment of error complains of the action of the court in permitting H. 0. Feldman to testify, although the rule had been enforced as to the other witnesses and he had remained in the courtroom and had heard the testimony of the other witnesses.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Texas Reserve Life Insurance Co. v. Security Title Co.
352 S.W.2d 347 (Court of Appeals of Texas, 1961)
Schebesta v. Stewart
37 S.W.2d 781 (Court of Appeals of Texas, 1930)
Western Union Telegraph Co. v. Sharp.
5 S.W.2d 567 (Court of Appeals of Texas, 1928)
Tarwater v. Donley County State Bank
277 S.W. 176 (Court of Appeals of Texas, 1925)

Cite This Page — Counsel Stack

Bluebook (online)
198 S.W. 647, 1917 Tex. App. LEXIS 971, Counsel Stack Legal Research, https://law.counselstack.com/opinion/dowdy-v-furtner-texapp-1917.