Douglas E. Anderson v. Halliday, Watkins, Mann, PC, Jason B Tingle, Gerald M Hunter, Stacie Ruffing, Stewart Title Company, Fairway Independent Mortgage Corporation, MERSCORP Holdings, Inc., Mortgage Electronic Registration Systems, Inc. (MERS), Idaho Housing and Finance Association, Gary Ross, Amber Maricio

CourtDistrict Court, D. South Dakota
DecidedDecember 16, 2025
Docket4:25-cv-04024
StatusUnknown

This text of Douglas E. Anderson v. Halliday, Watkins, Mann, PC, Jason B Tingle, Gerald M Hunter, Stacie Ruffing, Stewart Title Company, Fairway Independent Mortgage Corporation, MERSCORP Holdings, Inc., Mortgage Electronic Registration Systems, Inc. (MERS), Idaho Housing and Finance Association, Gary Ross, Amber Maricio (Douglas E. Anderson v. Halliday, Watkins, Mann, PC, Jason B Tingle, Gerald M Hunter, Stacie Ruffing, Stewart Title Company, Fairway Independent Mortgage Corporation, MERSCORP Holdings, Inc., Mortgage Electronic Registration Systems, Inc. (MERS), Idaho Housing and Finance Association, Gary Ross, Amber Maricio) is published on Counsel Stack Legal Research, covering District Court, D. South Dakota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

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Douglas E. Anderson v. Halliday, Watkins, Mann, PC, Jason B Tingle, Gerald M Hunter, Stacie Ruffing, Stewart Title Company, Fairway Independent Mortgage Corporation, MERSCORP Holdings, Inc., Mortgage Electronic Registration Systems, Inc. (MERS), Idaho Housing and Finance Association, Gary Ross, Amber Maricio, (D.S.D. 2025).

Opinion

UNITED STATES DISTRICT COURT DISTRICT OF SOUTH DAKOTA SOUTHERN DIVISION

DOUGLAS E. ANDERSON, 4:25-CV-04024-CCT

Plaintiff,

MEMORANDUM OPINION AND vs. ORDER OF DISMISSAL

HALLIDAY, WATKINS, MANN, PC, JASON B TINGLE, GERALD M HUNTER, STACIE RUFFING, STEWART TITLE COMPANY, FAIRWAY INDEPENDENT MORTGAGE CORPORATION, MERSCORP HOLDINGS, INC., MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS), IDAHO HOUSING AND FINANCE ASSOCIATION, GARY ROSS, AMBER MARICIO,

Defendants.

Pending before this Court are several motions filed by pro se plaintiff, Douglas E. Anderson, and multiple dispositive defense motions, including two motions to dismiss and a motion for judgment on the pleadings. Dockets 5, 11, 26, 27, 34, 36, 40, 43, 44, 46, 52, 57, 59, 65–67, 69, 71, 73, 75, and 76. Mr. Anderson filed an opposition, Docket 22, to one motion to dismiss and thereafter filed over fifty additional docket items, including judicial notices, declarations, affidavits, supplements, and other documents.1 For the following

1 These filings are listed and cited below. reasons, the Court grants both motions to dismiss, the motion for judgment on the pleadings, and dismisses the matter in its entirety. BACKGROUND

On February 18, 2025, Mr. Anderson filed a complaint against Halliday, Watkins, Mann, P.C., Fairway Independent Mortgage Corp., Jason B. Tingle, Gerald M. Hunter, Stacie Ruffing, Stewart Title Co., MERSCORP Holdings, Inc., Mortgage Electronic Registration Systems, Inc. (MERS), Idaho Housing and Finance Association, Gary Ross, and Amber Maricio. Docket 1. Mr. Anderson’s complaint alleges federal question and diversity jurisdiction. Docket 1 at 7. Under a subsection for factual allegations, Mr. Anderson provides: “All allegations remain unchanged and intact, detailing the fraudulent mortgage

loan, wrongful foreclosure, fraudulent assignments, and unlawful debt collection.” Id. He then asserts six causes of action. Id. at 7–8. In count one, he alleges fraudulent foreclosure and lack of standing in violation of the Truth in Lending Act, 15 U.S.C. § 1601. Id. Count two alleges false representation of debt collection status and a failure to provide proper debt valuation in violation of the Fair Debt Collection Practices Act, 15 U.S.C. § 1692. Id. at 8. Count three alleges mail fraud under 18 U.S.C. § 1341 and wire fraud under 18 U.S.C. § 1343. Id. Under count four, Mr. Anderson asserts

a violation of the Racketeer Influenced and Corruption Organizations Act (RICO), 18 U.S.C. § 1961. Id. In count five, Mr. Anderson claims that the defendants violated the Dodd-Frank Act, 12 U.S.C. § 5481. Id. Count six alleges a violation of the Hobbs Act, 18 U.S.C. § 1951. Id. Mr. Anderson seeks a declaratory judgment that the foreclosure is void, a compensatory damage award of $1 trillion, punitive damages of not less than $100 million, injunctive relief, and attorney fees and costs. Id.

Defendants Halliday, Watkins, Mann, P.C., Jason B. Tingle, Gerald M. Hunter, Stacie Ruffing, Idaho Housing and Finance Association, Gary Ross, and Amber Maricio (collectively “the Halliday Defendants”) filed a motion to dismiss Mr. Anderson’s complaint pursuant to Federal Rules of Civil Procedure 12, 8, and 9, arguing that his complaint “is the epitome of a ‘shotgun’ or ‘kitchen sink’ pleading” preventing them from formulating a response.2 Docket 5 at 1. They further assert that Mr. Anderson’s claims alleging a violation of the Truth and Lending Act are barred by the expiration of the applicable statute of

limitations and that counts three, four, and six are barred because the laws cited in support do not allow for a private right of action. Id. at 2. Defendant Amber Mauricio filed a motion to dismiss pursuant to Federal Rule of Civil Procedure 12(b)(6) and requested an award of attorney fees under SDCL § 15-17-51. Docket 11 at 2. She notes that Mr. Anderson has already filed suit against the majority of the current defendants (not her) based on the same factual allegations and that the case was dismissed with prejudice. Id. at 2–3 (citing Anderson v. Idaho Hous. and Fin. Ass’n, No. 4:23-cv-4036, 2023 WL

3764947 (D.S.D. June 1, 2023)). According to Ms. Mauricio, Mr. Anderson’s current complaint is devoid of factual allegations pertaining to her, the

2 Although included by name in the Halliday Defendants’ motion to dismiss, Amber Maricio filed a separate motion to dismiss. complaint fails to meet the pleading requirements of Federal Rule of Civil Procedure 8(a), and the complaint, on its face, fails to state a claim upon which relief may be granted. Id. at 2–3. Ms. Mauricio requests an award of attorney

fees, asserting Mr. Anderson brought this suit for malicious purposes and/or that his suit is frivolous. Id. at 4. Defendant Stewart Title Company (Stewart Title) filed an answer, Docket 18, and a motion for judgment on the pleadings, Docket 44. While Stewart Title joins the Halliday Defendants’ motion to dismiss, it seeks dismissal of Mr. Anderson’s complaint pursuant to Federal Rule of Civil Procedure 12(c), alleging that the complaint is “fundamentally defective[.]” Docket 45 at 2–3. Stewart Title notes that Mr. Anderson’s suit is against twelve different

defendants but does not plead any facts describing the unlawful conduct by the defendants and does not differentiate the defendants from each other. Id. at 2. Mr. Anderson did not file a response to the Halliday Defendants’ motion to dismiss or Stewart Title’s motion for judgment on the pleadings. However, he filed a response to Ms. Mauricio’s motion to dismiss, asserting his complaint contains sufficient factual matter to state a plausible claim, summary judgment is inappropriate, Ms. Mauricio failed to comply with Rule 8(b), and

this Court should disregard her attorney’s representation in the motion because he lacks first-hand knowledge of the facts. Docket 22 at 1–2. Then, from March to August 2025, Mr. Anderson filed the following:3 • Motion for default judgment as to Stewart Title, Docket 26. • Motion to strike appearances of attorneys for Stewart Title, Docket 27. • Motion to disqualify attorneys for Halliday, Watkins, Mann, Docket 34. • Motion to amend the complaint, Docket 36. • Notice of filing a criminal complaint, Docket 38. • Motion for joinder of defendants, compel response to complaint, and order to show cause, Docket 40. • Request for judicial notice of state court proceedings against him, Docket 42. • Motion for temporary restraining order and preliminary injunction, Docket 43. • Motion to compel full disclosure by Stewart Information Services Corporation, Docket 46. • Supplemental notice, Docket 47. • Judicial notice to enter Mr.

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Douglas E. Anderson v. Halliday, Watkins, Mann, PC, Jason B Tingle, Gerald M Hunter, Stacie Ruffing, Stewart Title Company, Fairway Independent Mortgage Corporation, MERSCORP Holdings, Inc., Mortgage Electronic Registration Systems, Inc. (MERS), Idaho Housing and Finance Association, Gary Ross, Amber Maricio, Counsel Stack Legal Research, https://law.counselstack.com/opinion/douglas-e-anderson-v-halliday-watkins-mann-pc-jason-b-tingle-gerald-sdd-2025.