Dondeneau v. State Industrial Accident Commission

249 P. 820, 119 Or. 357, 50 A.L.R. 1129, 1926 Ore. LEXIS 239
Oregon Supreme Court·Decided July 6, 1926·Published·Cited by 27 cases

Opinions

COSHOW,. J.

We commend the attorneys far the litigants in this appeal for reducing the issue to one controversy. This method of presenting the case relieves the court of a large amount of time often occupied in searching authorities and considering questions concerning which no dispute should arise. The *360 statement of fact upon which, the action was tried is brief and included only matters necessary to be considered in determining the one legal question involved. With commendable candor the learned Attorney General in his well-prepared statement and brief specifically states that the claim of the respondent was presented to the appellant within the time provided by law, consequently the only question is whether the injury for which the claimant seeks compensation was the result of accidental means.

The authorities are in irreconcilable conflict regarding the liability of an insurer against accidents. This subject matter is discussed exhaustively in Caldwell v. Travelers’ Ins. Co., 305 Mo. 619 (267 S. W. 907, 39 A. L. R. 56), decided November 5, 1924. Appellant relies confidently upon the opinion in that case. Because it discusses the subject at great length and refers to a large number of cases representing different conclusions reached upon similar facts in different jurisdictions, it is not deemed necessary to cite or discuss at length more than a very few authorities. In the Caldwell case the court states the different constructions of accident insurance in the following language :

“There are two clearly defined lines of cases on this question. One holds that, where an unusual or unexpected result occurs by reason of the doing by insured of an intentional act, where no mischance,' slip, or mishap occurs in doing the act itself, the ensuing injury or death is not caused through accidental means; that it must appear that the means used was accidental, and it is not enough that the result may be unusual, unexpected; or unforeseen.

“The other line of eases holds that, where injury or death is the unusual, unexpected, or unforeseen result of an intentional act, such injury or death is by accidental means, even though there is no proof of *361 mishap, mischance, slip, or anything out of the ordinary in the act or event which caused such injury or death.” 305 Mo. 625 (267 S. W. 908.)

Oregon is committed to the first line of cases — that is in order for the insured to recover under the ordinary policy of accident insurance it is necessary for the injury to have been caused by accidental means; it is not sufficient that the result only should have been accidental: Kendall v. Travelers’ Protective Association, 87 Or. 179 (169 Pac. 751). An illustration of the liability of an insurer against accidental injury as construed in the Kendall case may be aptly made thus: A person accidentally scratches his hand on his tie pin which unknowing to him protrudes beyond his tie. The scratch occurs by chance. It is a mishap. In itself it is trivial but owing to some unforeseen and unknown circumstances blood-poisoning results and death follows. The insurer would be liable under the policy. Another man intentionally uses his tie pin to remove a sliver in his hand or to open a blister and blood-poisoning unexpectedly results causing the insured’s death. His beneficiaries cannot recover under the policy because he intentionally used the pin in the way and manner he did.

The language used in the policy fixing the liability of the insurer in the Caldwell case is as follows: “The policy holder is insured from bodily injuries * * through external, violent and accidental means.” In that case, as in the instant case, the sole question was what is meant by accidental means.. The injuries for which compensation is awarded under our statute is defined as follows:

“ * * a personal injury by accident arising out of and in the course of his employment caused by violent or external means, * # . ” Or. L., § 6626.

*362 There is no donbt that the injury from which the claimant in the instant case suffered was both external and violent. For the purpose of this opinion only, but not so deciding, we assume that the language of our statute requires the same construction as the language of the policy in the Caldwell and Kendall cases. There can be no doubt that the result of respondent’s effort was unexpected and unusual. The attorney for defendant argues in his brief thus:

“It is very unlikely that a normal eye would have become so diseased; this conclusion being sustained by the fact that his right eye was in no way affected by the heat, smoke and overexertion. # * We know from experience that a normal eye would probably not be affected in such a manner by heat, smoke and overexertion.”

But we could as applicably assume that the injured eye received an unusually strong blast of some gas, aggravated by ashes or cinders and intense heat, as we can entertain the suggestion of the learned attorney general as to the defective condition of the eye. It was said by this court in Iwanicki v. State Industrial Accident Commission, 104 Or. 650, 664 (205 Pac. 990, 29 A. L. R. 682):

“No one disputes that if an accident happens within the true meaning of the term, which brings on a subsequent disease, the ailment may be counted as a part of the injury, but the initiative must be found in the suddenness and unexpectedness of what is termed ‘accident.’ ”

Stipulation YII of the agreed statement of facts is as follows: '

“It is further stipulated and agréed that while plaintiff was so employed and during the fire he was almost continually in contact with the heat and smoke thereof which set up a condition of glaucoma in his *363 left eye, this condition being- induced by the irritation from such heat, smoke and overexertion.”

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Dondeneau v. State Industrial Accident Commission, 249 P. 820, 119 Or. 357, 50 A.L.R. 1129, 1926 Ore. LEXIS 239 (Or. 1926).

249 P. 820 (Dondeneau v. State Industrial Accident Commission) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

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