Dodd v. Groll

19 Ohio C.C. 718, 8 Ohio Cir. Dec. 334
CourtOhio Circuit Courts
DecidedMarch 15, 1898
StatusPublished
Cited by1 cases

This text of 19 Ohio C.C. 718 (Dodd v. Groll) is published on Counsel Stack Legal Research, covering Ohio Circuit Courts primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Dodd v. Groll, 19 Ohio C.C. 718, 8 Ohio Cir. Dec. 334 (Ohio Super. Ct. 1898).

Opinion

PRICE, J.

The plaintiff brought this action to foreclose a mortgage on premises alleged to be described in the second amended petition, as situated in sections 13 and 14 in Napoleon township, Henry county, Ohio, and more particularly described as follows:

“The homestead now occupied by Mrs. Mary Dodd, widow of William Dodd, in the incorporated village of Napoleon, Ohio, bounded on the north by Ohio street; on the east by an alley extending from Cory street to Ohio street; on the south by Cory street and Bryan pike; and on the west by Reynold street. ’ ’

The consideration of the mortgage is $3,500, and the instrument is alleged to have been executed on the 21st day of December 1876, by B. E. Shelden, who then owned the premises, to Ezra S. Dodd, to secure to him the purchase price of the premises, and the mortgage was recorded December 23,1877, as found in volume 12, on page 19, of the record of mortgages' of Henry county.

The plaintiff further avers that, subsequent to the record'ng of the mortgage, Ezra S. Dodd signed and transferred the same [719]*719to William Sheffield, some time in 1881, as collateral security for about $130, which Mary Dodd, Jr., had borrowed from Sheffield, and that this loan was paid.when due, and the mortgage returned back to Ezra S. Dodd. It is also stated that on or about October 1, 189á, Ada Norton, as sole heir of William Sheffield, assigned and transferred said mortgage to the plaintiff, and that the estate of William Sheffield has been fully settled by the administrator thereof, and that he has been discharged, and never claimed any interest in or title to the mortgagé,and had no title or interest in the same, for the reason that Sheffield held it only as collateral for the debt of the sister which had been fully paid to him, prior to his death.

. This is one source of title to the mortgage set up in the petition.

In order to further establish her title and ownership, it is alleged that the mortgagee, Ezra S. Dodd, is now deceased, and that at the time of his death, he was a resident of Guthrie in Oklahoma Territory — that letters of administration on his estate were issued to the plaintiff by the probate court of Logan county, in that territory — that the estate has been settled — all the preferred.debts have been paid and her final accounts filed and approved; and that upon distribution of the balance of the estate, the probate court ordered the mortgage turned over to the plaintiff, and that thereby she became and is the holder thereof in her own right.

There was no note or bond secured by the mortgage, and by its terms it did not become payable until the death of Mary Dodd, widow of William Dodd, which occurred in the year 1888.

The defendants answer separately. Mary Groll admits that she owns the premises described in the petition, but denies that plaintiff is the owner or holder of the mortgage; and denies that there ever was such mortgage executed or recorded, covering said premises; and denies that she had actual or constructive notice of such mortgage when she purchased the premises, and specially denies that the probate court of Logan county, Oklahoma, ever took or had jurisdiction over the disposition of the mortgage, and in short, denies all the proceedings and orders of that court which plaintiff set out as her source of title

There are other averments in the answer which are not material to the controversy here.

The husband, John Groll, also denies all the averments of the petition, and sets up a tax deed for the premises which was executed in pursuance of a delinquent tax sale made in January, 1875, and that he has paid subsequent taxes and made lasting and valuable improvements.

It is not claimed now that this is a valid title to the premises, and it only vests in him the lien of the state for taxes, and as his rights would be preserved and protected under the law for occupying claimants, we give no further attention to this answer.

We have heard the evidence and arguments of counsel, and as the case appears to us, it raises two enquiries for our deter.mination.

First — Did the mortgage executed by B. E. Sheldon to Ezra S. Dodd, September 21, 1876 — the one in suit — so describe the premises involved, as to become a lien thereon and give the [720]*720notice, when recorded, which is contemplated by the law, to one desiring to know the condition of the title?

Second — Does the testimony show that plaintiff is the owner of the mortgage?

On the first question we have had but little trouble in reaching a conclusion.

The mortgage does not contain the clear and pertinent description set out in the second amended petition, and in iact falls far short of it. Of itself it is not a complete or intelligent description, and its terms call for the examination of another recorded instrument to give it force and effect. Here is the language in the mortgage:

“The following described premises situate in the village of Napoleon, county of Henry, and state of Ohio, and known as the name premises conveyed by said Ezra S. Dodd, to the grantor herein by deed of special warranty, dated, executed and delivered August 16, 1876, and recorded---A. D., 187 — , in volume--of deeds in Henry county, and on page ——.
“This mortgage is given to secure the balance of purchase money remaining unpaid on said premises.’

It is seen that the maker of this mortgage is B. E. Sbeldon, and the mortgagee is Ezra S. Dodd, and it refers to a deed dated August 16, 1876, from the same Dodd to the same Sheldon, and the deed was recorded February 2, 1878, in volume 26, on page 899, of deed records of Henry county, and its date is August 16, 1876, same as stated in the mortgage, and it contains in substance the description given in the amended petition.

The deed and mortgage were both on record several years prier to the purchase of defendant Mary Groll, and she purchased and received her deed for the premises from the same B. E. Sheldon who had executed the mortgage, and as an important faot, the mortgage recites that it was given to secure unpaid purchase money to Ezra S. Dodd. In searching for incumbrances when she purchased, if she oame upon the record of a mortgage from B. E. Sheldon, her grantor, to Ezra S. Dodd, to secure unpaid purchase money, she there found reference for description to a deed between the same parties under date of August 16,1876. The record of the mortgage contained the sections of the township and name of the incorporated village and county where the land is situated, and for more particular description refers to a deed between the same parties under the date of August 16, 1876. By this record she was put fairly upon inquiry, and had such notice that an examination of the deed would have disclosed fully the complete description of the premises. Having looked at the record of this mortgage, as we presume in law, she did look, she could not safely neglect to take the one step further which was necessary to give oomplete information as to the title.

See Jones on Mortgages, volume 1, section 67. “A mortgage which does not name the town, county or state in which the land is situated, may nevertheless be rendered certain in the description of the premises by reference to another deed which contains a full and accurate description; or, to the land of adjacent owners.”

See also Robinson v. Brennan, 115 Mass., 582, wherein the court held.

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Bluebook (online)
19 Ohio C.C. 718, 8 Ohio Cir. Dec. 334, Counsel Stack Legal Research, https://law.counselstack.com/opinion/dodd-v-groll-ohiocirct-1898.