Dobbs v. Order of United Commercial Travelers of America

241 S.W. 191, 1922 Tex. App. LEXIS 800
CourtCourt of Appeals of Texas
DecidedApril 8, 1922
DocketNo. 8633.
StatusPublished
Cited by3 cases

This text of 241 S.W. 191 (Dobbs v. Order of United Commercial Travelers of America) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Dobbs v. Order of United Commercial Travelers of America, 241 S.W. 191, 1922 Tex. App. LEXIS 800 (Tex. Ct. App. 1922).

Opinion

HAMILTON, J.

This suit was instituted by appellants, as the heirs' of W. J. Dobbs, deceased, for recovery under the provisions of an accident insurance policy issued by appellee to W. J. Dobbs in his lifetime. The policy, which was made a part of appellants’ petition, insured Dobbs against the results of certain specified bodily injuries effected through external, violent, and accidental means, exclusive of and independent of all other causes. The policy contained numerous specific exemptions, and with reference to these it was agreed that the benefits stipulated in the policy should not extend to them. Among such exemptions was stipulated, in substance, the particular one that the benefits of the policy should not cover or extend to cerebral hemorrhage, whether caused by accidental means or not.

The petition alleged that, while the policy was in force, and the contract evidenced by it was existent, W. J. Dobbs sustained and suffered an accidental bodily injury, within *192 the meaning of the policy provisions, by accidentally and violently being tripped and thrown to the ground, his head striking a hard substance, which caused paralysis and complete disability and incapacity to work or pursue an occupation, and that this condition existed from the time of the accident until his death. It was alleged that the ac? cident which inflicted the injury occurred on the 12th day of July, 1915, and that Dobbs died on the 27th day of March, 1917. Recovery of $25 per week for 80 weeks was sought. This was 8 weeks and 5 days less than the whole period of alleged disability.

Previously suit had been filed and prosecuted to judgment in the county court of Dallas county for recovery by reason of the total disability during this period of 8 weeks and 5 days. Erom the judgment recovered by Dobbs in that case the order of United Commercial Travelers of America appealed to this court, and the judgment was reversed, and judgment was rendered denying the recovery. The ground upon which this court based its action was the above-stated provision of the contract to the effect that there should be no liability for a cerebral hemorrhage, whether caused by accident or not. That case was presented to the court upon an agreed statement of facts. The agreed statement of facts submitted to the court in that case contained the following:

“On July 12, 1915, the plaintiff was watering his flowers and garden plants, as was his custom when home, and while so engaged his feet became entangled in a water hose, and in attempting to straighten out said hose plaintiff tripped himself and was thrown to the ground. As a result of the fall plaintiff’s head struck the ground or other hard substance with great violence, causing an external and visible mark of injury. The blow on his head ruptured a blood vessel in his brain, causing a cerebral hemorrhage. The cerebral hemorrhage was caused by said accident alone, and independently of all other causes. The cerebral hemorrhage caused the plaintiff to be partially paralyzed, and otherwise incapacitated him so that he was totally disabled for- a period of eight weeks and five days, which said total disability began on July 12, 1915, and was continuous from that date during the time stated. All of the disabilities sustained and suffered by the plaintiff in said fall resulted from the cerebral -hemorrhage, which said hemorrhage was caused or brought about by the accidental fall above mentioned.”

This court, in the opinion reversing and rendering judgment, found as a fact that all the disabilities sustained by Dobbs resulted from the cerebral hemorrhage caused by an accidental fall. The court also found that the cerebral hemorrhage produced paralysis, and otherwise incapacitated Dobbs. United Commercial Travelers v. Dobbs (Tex. Civ. App.) 204 S. W. 468.

In the present case appellee by its answer interposed, among others, the following defenses as a bar to appellant’s right of recovery:

(1) That the injuries and disabilities alleged were caused by. and resulted from a cerebral hemorrhage, for which reason, under the stipulation of exemption from liability for cerebral hemorrhage expressed in the contract, it was not liable to appellant. This exemption was specially set out in the same connection. (2). The judgment of the Court of Civil Appeals in the former case was pleaded as res adjudicata of the matters and issues presented by this suit and the pleadings, the agreement between the parties as to the facts in the former case, and the judgment therein were also pleaded as an estoppel.

The case was tried before a jury. Under a peremptory instruction a verdict was returned for appellee. Judgment was entered in conformity with the verdict, and from it the appeal is prosecuted.

The following uncontroverted evidence was adduced, as appears by agreement of the parties:

“It is agreed by the parties to this suit, acting herein by and through their duly authorized attorneys of record, that the uncontroverted evidence adduced upon the trial of this cause established the following facts as facts proved in the case, to wit:
“(1) That the plaintiffs herein are the heirs and only heirs of Wm. J. Dobbs, who died intestate at Dallas, Tex.
“(2) That the only rights asserted herein by plaintiffs are those inherited by them from said Wm. J. Dobbs, deceased.
“(3) That on November 12, 1915, Wm. J. Dobbs filed suit against the Order of United Commercial Travelers of America, defendant herein, in the county court of Dallas county at law, Tex., which said suit was numbered 23290 on the docket of said court.
“(a) That said suit -was brought by Wm. J. Dobbs on and under identically the same policy of insurance on which plaintiffs sue heroin.
“(b) That, in said suit brought by Wm. J. Dobbs, said Wm. J. Dobbs sought to recover weekly indemnities on account of alleged total disability resulting from identically the same accident and injuries as are set out and relied on in plaintiffs’ petition herein.
“(c). That the only difference between the petitions in the suit brought by Wm. J. Dobbs and the suit brought by plaintiffs herein is that in the suit brought by said Wm. J. Dobbs plaintiff sought to recover weekly benefits on account of total disability alleged to have been suffered by him covering a period of 8 weeks and 5 days, beginning July 12, 1915, while in this suit plaintiffs, as the heirs of Wm. J. Dobbs, seek to recover weekly benefits for alleged total disability suffered by said Wm. J. Dobbs, beginning 8 weeks and 5 days after July 12, 1915, and extending to the date of the death of said Wm. J. Dobbs. That in all other respects the petitions in the two suits were identically the same:
“(d) That the defendant in said suits is identically the same.
“(4) That the defendant in said suit brought *193 by said ⅞. J.- Dobbs pleaded as a defense ■ identically the same matters as are pleaded in defense in this suit, save only that in this suit defendant has pleaded res adjudieata and es-toppel, which were not pleaded in defense in the suit brought by said Wm. J. Dobbs.
“(5) That said suit brought by Wm. J.

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Cite This Page — Counsel Stack

Bluebook (online)
241 S.W. 191, 1922 Tex. App. LEXIS 800, Counsel Stack Legal Research, https://law.counselstack.com/opinion/dobbs-v-order-of-united-commercial-travelers-of-america-texapp-1922.