Divinity v. Bridgefield Casualty Insurance Company

District Court, S.D. Mississippi·Decided September 30, 2025·No. 3:24-cv-00522·Unknown

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE SOUTHERN DISTRICT OF MISSISSIPPI NORTHERN DIVISION

LENEICE DIVINITY PLAINTIFF

v. CIVIL ACTION NO. 3:24-cv-00522-LGI

BRIDGEFIELD CASUALTY INSURANCE COMPANY, et al. DEFENDANTS

ORDER

Before the Court is Defendants’ Motion for Summary Judgment [31]. On February 4, 2025, Defendants Bridgefield Casualty Insurance Company and Summit Consulting, LLC filed the instant Motion [31]. On February 11, 2025, Plaintiff Leneice Divinity, proceeding pro se, filed her Response in Opposition [37]. Defendants did not file a rebuttal, and they rest on their Motion [31]. The Court finds that this matter is ripe for ruling. The Court, having considered the arguments, submissions of the parties, and the relevant law, finds that Defendants’ Motion for Summary Judgment [31] should be granted, as discussed below. I. Relevant Facts and Procedural History On April 3, 2014, Plaintiff Leneice Divinity was injured at work while attempting to break up a fight between students. Doc. [1] at 5, Complaint; Doc. [31-1], Mississippi Workers’ Compensation Commission1’s Order of the Administrative Judge, dated June 23, 2021. On September 28, 2015, Plaintiff filed a petition with the workers’ compensation commission, alleging work-related injuries. Doc. [32] at 3; Doc. [31-1] at 5. Plaintiff’s employer, Hinds County School District, and its workers’ compensation administrator, Defendant Bridgefield Casualty

1 Also referred to throughout as MWCC. Insurance Company (“Bridgefield”), accepted compensability of her claim but contested the nature and extent of her alleged injuries. Doc. [32] at 3; [31-1] at 5. The Administrative Law Judge (“ALJ”) ordered Bridgefield to pay weekly Temporary Total Disability (“TTD”) payments, until Plaintiff reached maximum medical improvement (“MMI”) or stopped seeing her doctors. Id. at

4. As a result of her injuries, Plaintiff saw various healthcare providers, underwent surgery, and received other medical benefits over a period of six years. Doc. [1]; [32]. According to Defendants, Plaintiff reached MMI for her back on January 6, 2017, for her right lower extremity on July 18, 2017, and for her psychological condition on February 13, 2020. Doc. [32] at 4. (Citation omitted). On or about April 9, 2020, Defendants ceased the TTD payments. Doc. [32] at 4; see also Notices of Suspension, [31-4], [31-5].2 On November 6, 2020, the ALJ held a hearing on the merits. [32] at 5. On June 23, 2021, the ALJ rendered a decision as to each of Plaintiff’s claims, ultimately finding that Plaintiff was entitled to: 1) TTD benefits at the weekly rate of $454.42, from February 12, 2015 through March 22, 2019; 2) permanent partial disability benefits for 8.75 weeks from July 18, 2017 at a rate of

$454.42 per week; 3) all medical services and supplies required by the nature of her injury and process of recovery; and 4) a 10% penalty on any untimely paid installments of compensation. [31-1] at 36-37. On December 9, 2021, the ALJ granted the Employer/Carrier’s motion contesting the reasonableness of future medical treatment; he found that the Employer/Carrier was no longer required to pay for or reimburse the Plaintiff for certain prescriptions or for other similar medications used to treat muscle spasms, such as muscle relaxers. Id. at 42-43, MWCC’s Order on Motion for Future Medical Treatment. Plaintiff sought a review hearing as to the ALJ’s

2 Defendants submitted two notices of suspension. On April 17, 2020, the first notice listed the reason that compensation was suspended as “suspension, RTW, or medically determined.” Doc. [31-4]. A second notice of suspension, submitted on June 24, 2021, stated compensation was suspended because, “Claimant reached maximum medical improvement.” Doc. [31-5]. December 9 decision. [31-1] at 45. On January 10, 2022, the Commission dismissed Plaintiff’s Petition for Review without prejudice and remanded the cause to the ALJ, noting that there were outstanding issues for disposal. [31-1] at 4-48. On May 11, 2022, Plaintiff filed a motion to compel disability benefits, which the ALJ construed as a motion to reinstate a claim after the Plaintiff

failed to appeal. Id. at 50-51. On May 16, 2022, the ALJ denied Plaintiff’s motion to compel, specifically noting that “[Plaintiff’s] motion raises no new issues of documentary evidence that were not considered during the pendency of [her] claim. [Plaintiff] makes no allegation of a change in conditions or circumstances in her claim, nor does she allege a mistake in a determination of fact in the merit order issued on June 23, 2021.” Id. at 55. The ALJ declined to reopen the claim. Id. at 54-55. On May 26, 2022, Plaintiff filed a request seeking Full Commission Review of the ALJ’s May 16, 2022 decision. Id. at 57. On December 13, 2022, MWCC entered a Full Commission Order affirming the ALJ’s June 23, 2021 Order. Id. at 59. On December 22, 2022, the Plaintiff appealed the Commission’s order to the Mississippi Supreme Court. See Notice of Appeal to the Mississippi Supreme Court, [31-1] at 61. On January

23, 2024, the Mississippi Court of Appeals affirmed the findings of the ALJ and the full Commission. See Divinity v. Hinds Cnty. Sch. Dist., 378 So. 3d 994, 1007 (Miss. Ct. App. 2024). On September 4, 2024, Plaintiff filed the instant action in this Court, alleging the Defendants acted in bad faith by denying full payments “without an arguable legitimate reason and with malice/gross negligence in disregard for [her] rights.” [1] at 5. Specifically, Plaintiff alleges: 1) Defendants stopped paying TTD benefits without a legitimate or arguable reason other than to force a settlement; 2) Defendants willfully, intentionally and maliciously denied medical benefits for a wanton reason; 3) Defendants willfully, intentionally and maliciously misrepresented the facts of her work-related injuries as a means of not paying the full value of her claim; and 4) Defendants presented malicious and frivolous evidence to the Court of Appeals for the purpose of wrongfully withholding medical benefits and awarded disability payments. Doc. [1], Complaint at 5-7. Defendants now move for summary judgment, challenging the bad faith allegations raised

in Plaintiff’s Complaint. II. Standard Summary judgment is warranted under Rule 56(a) of the Federal Rules of Civil Procedure when evidence reveals no genuine dispute regarding any material fact and that the moving party is entitled to judgment as a matter of law. Rule 56 “mandates the entry of summary judgment, after adequate time for discovery and upon motion, against a party who fails to make a sufficient showing to establish the existence of an element essential to that case, and on which that party will bear the burden of proof at trial.” Celotex Corp. v. Catrett, 477 U.S. 317, 322 (1986). The party moving for summary judgment bears the initial responsibility of informing the district court of the basis for its motion and identifying those portions of the record it believes

Free access — add to your briefcase to read the full text and ask questions with AI

Divinity v. Bridgefield Casualty Insurance Company, (S.D. Miss. 2025).

Divinity v. Bridgefield Casualty Insurance Company (Divinity v. Bridgefield Casualty Insurance Company) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

Related

S.E.C. v. Recile
10 F.3d 1093 (Fifth Circuit, 1993)
Little v. Liquid Air Corp.
37 F.3d 1069 (Fifth Circuit, 1994)
TIG Insurance v. Sedgwick James of Washington
276 F.3d 754 (Fifth Circuit, 2002)
Reeves v. Sanderson Plumbing Products, Inc.
530 U.S. 133 (Supreme Court, 2000)
Luckett v. Mississippi Wood Inc.
481 So. 2d 288 (Mississippi Supreme Court, 1985)
Holland v. Peoples Bank & Trust Co.
3 So. 3d 94 (Mississippi Supreme Court, 2008)
Southern Farm Bureau Cas. Ins. v. Holland
469 So. 2d 55 (Mississippi Supreme Court, 1984)
Leathers v. Aetna Cas. & Sur. Co.
500 So. 2d 451 (Mississippi Supreme Court, 1987)
McCain v. Northwestern Nat. Ins. Co.
484 So. 2d 1001 (Mississippi Supreme Court, 1986)
Taylor v. US Fidelity & Guaranty Co.
420 So. 2d 564 (Mississippi Supreme Court, 1982)
Walls v. Franklin Corp.
797 So. 2d 973 (Mississippi Supreme Court, 2001)
Koury v. Ready
911 So. 2d 441 (Mississippi Supreme Court, 2005)
Day-Brite Lighting Division, Emerson Electric Company v. Cummings
419 So. 2d 211 (Mississippi Supreme Court, 1982)
Illinois Central Railroad v. Harried
681 F. Supp. 2d 772 (S.D. Mississippi, 2009)
Hopson v. Chase Home Finance LLC
14 F. Supp. 3d 774 (S.D. Mississippi, 2014)
Hopson v. Chase Home Finance, L.L.C.
605 F. App'x 267 (Fifth Circuit, 2015)