Dickerson v. State Farm Mutual Automobile Insurance Company

CourtSuperior Court of Delaware
DecidedMarch 4, 2026
DocketN24C-08-004 SSA
StatusPublished

This text of Dickerson v. State Farm Mutual Automobile Insurance Company (Dickerson v. State Farm Mutual Automobile Insurance Company) is published on Counsel Stack Legal Research, covering Superior Court of Delaware primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Dickerson v. State Farm Mutual Automobile Insurance Company, (Del. Ct. App. 2026).

Opinion

IN THE SUPERIOR COURT OF THE STATE OF DELAWARE STACI DICKERSON ) ) Plaintiff, ) v. ) C.A. No.: N24C-08-004 SSA ) STATE FARM MUTUAL ) AUTOMOBILE INSURANCE CO., ) ) Defendant. )

Submitted: February 27, 2026 Decided: March 4, 2026

The Court must determine whether a treating podiatrist is permitted to testify

regarding the reasonableness, cost, and necessity of a spinal cord stimulator where

treatment notes indicate Plaintiff was referred to undergo a lumbar MRI and

consult an orthopedic spine surgeon to discuss the procedure. The Court has

reviewed the parties’ arguments, the record, and the law governing this matter. The

Court finds the testimony will be limited, in part.

Factual Background

Plaintiff seeks uninsured motorist benefits from Defendant. Factually, she

maintains an uninsured motorist ran over her foot and she suffered injury as a

result.1 Defendant disputes the facts underlying the incident, as well as the “nature

1 Pretrial Stipulation, at p. 1. and extent, and/or causal relationship” of the injuries.2 Plaintiff treated with Dr.

Jamrok, a podiatrist. For over a decade, Dr. Jamrok has practiced with Peninsula

Orthopaedic Associates. He is a member of the American Podiatric Medical

Association and the American Board of Orthopaedics and Primary Podiatric

Medicine.3

Dr. Jamrok has not been deposed; however, he authored a two-page report,

detailing his treatment of Plaintiff. He diagnosed Plaintiff with RSD/complex

regional pain syndrome 1 and his report details she was treated with physical

therapy and medication for pain, inflammation, and “her nerve situation.”4

Eventually, Dr. Jamrok felt Plaintiff was “no longer significantly improving…”5

The record as to Dr. Jamrok’s treatment, general qualifications, and qualifications

specific to the spinal cord stimulator is limited to his report and CV. The Court has

been provided with portions of Plaintiff’s deposition transcript and one additional

treatment note from a physician assistant within Dr. Jamrok’s practice.

Significant for this decision, Dr. Jamrok’s report states he “recommended

that the patient visit my partner Dr. McGovern to discuss the DRG spinal cord

stimulator which is indicated for RSD/complex regional pain syndrome.”6 Dr.

2 Id. at p. 2. 3 See Plaintiff’s Response in Opposition to Defendant’s Daubert Motion to Exclude and/or limit the testimony of Plaintiff’s Medical Expert (“Plaintiff’s Response”), Exhibit B. 4 Id. at Exhibit A at p. 1. 5 Id. at p. 2. 6 Id. Jamrok further stated “I believe that the prognosis for the patient with the DRG

spinal cord stimulator would be very positive.”7 Thus, it appears the stimulator

requires surgery which Dr. Jamrok could not perform. The report of Dr. Jamrok

and his expert disclosure does not detail his experience managing patients who

have had a spinal cord stimulator.

Dr. Jamrok does not opine as to the cost of the device or its implantation.

He concludes his report “the patient is going to need more advanced treatments

such as the DRG spinal cord stimulator to completely resolve her RSD/complex

regional pain syndrome 1 based on her last visit.”8

Defendant points, in part, to a medical record from Trevor Abbott, a

physician assistant within Dr. Jamrok’s practice, that is dated more than six months

before Dr. Jamrok’s report. Mr. Abbott’s note states “[n]ext appointment will be

with Dr. McGovern. I have ordered a lumbar MRI9 and will have the patient

follow-up with Dr. McGovern to discuss if she is a candidate for DRG

neuromodulation.”10

Plaintiff testified she met with Dr. McGovern and discussed the spine

stimulator. This transcript includes her description of the stimulator— “it was

7 Plaintiff’s Response, Exhibit B at p. 2. 8 Id. 9 It appears X-rays and an MRI of the foot and ankle were completed. See Defendant’s Daubert Motion to Exclude and/or Limit the Testimony of Plaintiff’s Medical Expert, Ex. C p. 2. 10 Defendant’s Daubert Motion to Exclude and/or Limit the Testimony of Plaintiff’s Medical Expert, Ex. C. putting this box in my back with like some wire hanging out of my back with a

button that I would push if I had pain.”11 Plaintiff was not interested in pursuing

this option.

Parties’ Contentions

Defendant argues Dr. Jamrok’s opinions regarding the spinal cord stimulator

should be excluded by this Court, under its gatekeeping function, because his

opinions are “speculative, unreliable, and exceed the scope of his qualifications as

a podiatrist.”12 Defendants argue testimony on this point “requir[es] specialized

spinal and neurosurgical expertise.”13 To put a finer point on the issue, Defendant

argues “[w]hether a patient is a candidate for a DRG spinal cord stimulator—a

surgically implanted spinal device—falls well outside the scope of podiatric

medicine.”14

Moreover, Defendant suggests such testimony would be speculative because

Plaintiff did not follow-up on recommended diagnostic studies to evaluate for the

spinal cord stimulator. In Defendant’s view, whether she is a candidate for the

spine stimulator is a decision made by Dr. McGovern. Therefore, Defendant asks

the Court to exclude or limit the testimony of Dr. Jamrok on the subject of the

11 Plaintiff’s Response, Ex. C. at p. 23. 12 Defendant’s Daubert Motion to Exclude and/or Limit the Testimony of Plaintiff’s Medical Expert at ¶ 2. 13 Id. 14 Id. at ¶ 4. spine stimulator. Defendant also asked the Court to preclude opinion testimony

from Dr. Jamrok regarding the RSD/complex regional pain syndrome 1 diagnosis,

but this portion of the motion was withdrawn during oral argument.

Plaintiff disputes these characterizations. Plaintiff points to Dr. Jamrok’s CV

and argues he has “specialized expertise in foot and ankle pathology.” Plaintiff

frames the question slightly differently insofar as she advises Dr. Jamrok is not

offered to testify as to how to perform the implementation but instead will testify

she will not improve without it. Plaintiff answers the charge of speculative

testimony by pointing to two years of treatment and an MRI. Plaintiff suggests her

doctor can testify as to his recommendation for the spine stimulator even if she did

not undergo diagnostic testing, which she characterizes as ordered “to finalize

surgical placement.”15

Legal Standards

As the proponent of the expert testimony in this case, Ms. Dickerson bears the

burden by a preponderance of the evidence.16 Ms. Dickerson need not demonstrate

her expert is correct, but she must demonstrate he is reliable.17 This Court “must act

as a gatekeeper and determine that the evidence is both (1) reliable and (2)

15 Plaintiff’s Response at ¶ 8. 16 In re Zantac (Ranitidine) Litigation, 342 A.3d 1131, 1144 (Del. 2025) citing Bowen v. E.I. DuPont de Nemours & Co., 906 A.2d 787, 795 (Del. 2006). 17 State v. McMullen, 900 A.2d 103, 114 (Del. Super. Ct. 2006) citing In re Paoli R.R. Yard P.C.B. Litigation, 35 F.3d 717 (3d Cir. 1994). relevant.”18 “Ultimately, the testimony of an expert is admitted upon the theory that,

in a particular case, the issue is such that the jurors are not competent to draw their

own conclusions from the facts without the aid of the expert.”19 In making this

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Bluebook (online)
Dickerson v. State Farm Mutual Automobile Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/dickerson-v-state-farm-mutual-automobile-insurance-company-delsuperct-2026.