Dicicco v. Emigrant Bank

CourtUnited States Bankruptcy Court, E.D. New York
DecidedAugust 26, 2025
Docket1-23-01079
StatusUnknown

This text of Dicicco v. Emigrant Bank (Dicicco v. Emigrant Bank) is published on Counsel Stack Legal Research, covering United States Bankruptcy Court, E.D. New York primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Dicicco v. Emigrant Bank, (N.Y. 2025).

Opinion

UNITED STATES BANKRUPTCY COURT EASTERN DISTRICT OF NEW YORK -----------------------------------------------------------------X In re: Chapter 13 Frank J Dicicco, Case No. 1-22-42468-jmm Debtor. -----------------------------------------------------------------X Frank J Dicicco, Plaintiff, v. Adv. Pro. No.: 1-23-01079-jmm Emigrant Bank and Joseph Leggio, Defendants. -----------------------------------------------------------------X MEMORANDUM DECISION GRANTING EMIGRANT BANK’S MOTION TO DISMISS COMPLAINT Appearances: Narissa A Joseph Jackson Sackoor, Esq. Law Office of Narissa A. Joseph Borchert & LaSpina, P.C. 305 Broadway, Suite 1001 19-02 Whitestone Expressway, Suite 302 New York, NY 10007 Whitestone, NY 11357 (212)233-3060 (718)767-3333 njosephlaw@aol.com jsackoor@blpcny.com Counsel for Plaintiff Counsel for Defendant Emigrant Bank I. INTRODUCTION Frank J. DiCicco, the debtor-plaintiff (“Plaintiff”), asserts two claims for relief against Emigrant Bank (“Emigrant”), Joseph Leggio, and John Does and Jane Does (collectively, the “Defendants”), for damages for violations of the Racketeer Influenced and Corrupt Organizations Act (the “RICO Statute”). Plaintiff alleges Emigrant obtained a default judgment of foreclosure and sale regarding Plaintiff’s home by falsely claiming Plaintiff defaulted on his mortgage and that

Joseph Leggio filed an affidavit of service that falsely claimed Plaintiff had been served with the summons and complaint in the foreclosure action. Plaintiff alleges Emigrant committed mail and wire fraud by mailing or wiring the default notices and pleadings related to the foreclosure action and by mailing or wiring a false proof of claim and other documents in connection with Plaintiff’s bankruptcy case. Plaintiff alleges Emigrant conducted its scheme through two enterprises. In Count I, Plaintiff alleges Emigrant conducted its fraudulent scheme through the New York Supreme Court for the County of Queens (the “State Court”). In Count II, Plaintiff alleges the scheme was perpetuated through this Court. In Count III, Plaintiff seeks disallowance of Emigrant’s proof of claim or set off of Plaintiff’s damages against distributions to be made on

account of Emigrant’s proof of claim. Emigrant seeks dismissal of the complaint (the “Complaint”) for lack of subject matter jurisdiction and for failure to state a claim upon which relief may be granted. For the reasons set forth below, the Court grants Emigrant’s motion and will dismiss Plaintiff’s RICO Statute claims for failure to state a claim upon which relief may be granted. Plaintiff’s claim for disallowance of Emigrant’s proof of claim or set off is dismissed as moot because Plaintiff’s bankruptcy case has been dismissed. II. JURISDICTION This Court has jurisdiction over this adversary proceeding under 28 U.S.C. § 1334(b), 28 U.S.C. § 157(b)(1)–(2), and the Standing Order of Reference entered by the United States District Court for the Eastern District of New York dated August 28, 1986, as amended by the Order dated December 5, 2012. Although the Court dismissed Plaintiff’s bankruptcy case, the Court retained jurisdiction to hear and determine this adversary proceeding. Order Dismiss. Chap. 13 Case, ECF

No. 77.1 The Court may hear and determine the non-core claims asserted in this proceeding because Plaintiff and Emigrant have consented to this Court’s jurisdiction. Def.’s Mot. Dismiss, Adv. ECF No. 14, at ¶ 1. This decision constitutes the Court’s findings of fact and conclusions of law to the extent required by Federal Rule of Bankruptcy Procedure 7052. III. PROCEDURAL HISTORY The Bankruptcy Case On October 5, 2022, Plaintiff filed a voluntary petition for relief under chapter 11, Title 11 of the United States Code. In re Frank J Dicicco, Case No. 1-22-42468-jmm, ECF No. 1. On February 9, 2023, Plaintiff filed a motion to convert his chapter 11 case to chapter 13. Mot. Conv., ECF No. 23. The Court converted the case by Order entered March 28, 2023. Order Grant. Mot.

Conv., ECF. No. 30. On February 28, 2023, Emigrant filed a proof of claim for $849,166.81 (the “Claim”) secured by a mortgage on 134-37 58th Road, Flushing, New York 11355 (the “Premises”). Claims Reg. No. 5-1. On May 14, 2024, Emigrant filed a motion requesting the Court vacate the automatic stay pursuant to 11 U.S.C. § 362(d)(1) to enable Emigrant to foreclose its mortgage on the Premises.

1 Citations to “ECF No. []” are to documents filed in Case No. 1-22-42468-jmm. Citations to “Adv. ECF No. []” are to documents filed in Adv. Pro. No.: 1-23-1079-jmm. Mot. Stay Relief, ECF No. 63. On August 18, 2024, the Court entered an Order granting conditional relief from the automatic stay (the “Conditional Order”). Order Grant. Cond. Stay Relief, ECF No. 70. Under the Conditional Order, Plaintiff was required to pay post-petition real estate taxes, make monthly adequate protection payments, and obtain property insurance. Id. Plaintiff defaulted on his obligations. Aff. Non-Compliance, ECF No. 74. On October 23, 2024,

the Court entered an Order modifying the automatic stay to permit Emigrant to pursue its rights under applicable law respecting the Premises. Order Mod. Stay, ECF No. 75. On December 12, 2024, Plaintiff moved to dismiss his chapter 13 case. Debtor’s Mot. Dismiss, ECF No. 76. The Court granted the relief requested but retained jurisdiction over this adversary proceeding (the “Adversary Proceeding”). Order Dismiss. Chap. 13 Case, ECF No. 77. The Adversary Proceeding On September 11, 2023, Plaintiff filed a complaint commencing this Adversary Proceeding. Compl., Adv. ECF No. 1. Plaintiff asserted two claims for relief against all defendants for money damages for alleged violations of the RICO Statute. 18 U.S.C. § 1962(b).

Plaintiff’s third claim for relief alleges that Emigrant’s mortgage and note are unconscionable and seeks an order permitting Plaintiff to set off damages awarded to him against any amounts to be distributed on account of Emigrant’s proof of claim. On October 18, 2023, Emigrant answered the Complaint, denied most of Plaintiff’s allegations, and asserted sixteen affirmative defenses, including that Plaintiff’s claims are barred by the Rooker–Feldman doctrine. Def.’s Answer, Adv. ECF No. 4. The Court held the initial pre-trial conference on December 21, 2023. The Court fixed June 28, 2024 as the deadline to complete discovery. PreTrial Sched. Order, Adv. ECF No. 6. On June 11, 2024, Plaintiff moved to extend the discovery deadline. Pl.’s Mot. Extend Time, Adv. ECF No. 11. On July 31, 2024, Plaintiff’s counsel advised that he had been suspended from the practice of law and could not represent Plaintiff. Pl.’s Letter, Adv. ECF No. 13. On September 12, 2024, Emigrant filed a motion to dismiss the Adversary Proceeding, or

in the alternative, for judgment on the pleadings. Def.’s Mot. Dismiss, Adv. ECF No. 14. The hearing on the motion was scheduled for October 8, 2024. Id. The Court adjourned the pre-trial conference and the hearing on Emigrant’s motion to dismiss to October 29, 2024, because Plaintiff had not responded to Emigrant’s motion or appeared at the hearing, and incoming counsel had not yet filed a notice of appearance. Neither Plaintiff nor counsel appeared at the October 29, 2024 hearing. Additionally, no objection to the motion or notice of appearance by incoming counsel had been filed.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Rooker v. Fidelity Trust Co.
263 U.S. 413 (Supreme Court, 1924)
District of Columbia Court of Appeals v. Feldman
460 U.S. 462 (Supreme Court, 1983)
Reves v. Ernst & Young
507 U.S. 170 (Supreme Court, 1993)
Exxon Mobil Corp. v. Saudi Basic Industries Corp.
544 U.S. 280 (Supreme Court, 2005)
Bell Atlantic Corp. v. Twombly
550 U.S. 544 (Supreme Court, 2007)
Ashcroft v. Iqbal
556 U.S. 662 (Supreme Court, 2009)
Sylvia Averbach v. Rival Manufacturing Co
809 F.2d 1016 (Third Circuit, 1987)
Swiatkowski v. Citibank
446 F. App'x 360 (Second Circuit, 2011)
HACHAMOVITCH v. DeBUONO
159 F.3d 687 (Second Circuit, 1998)
Johnson v. Rowley
569 F.3d 40 (Second Circuit, 2009)
Hayden v. Paterson
594 F.3d 150 (Second Circuit, 2010)
DeFazio v. Wallis
500 F. Supp. 2d 197 (E.D. New York, 2007)
United States v. Altman
820 F. Supp. 794 (S.D. New York, 1993)
Rey v. Laureda (In Re Rey)
324 B.R. 449 (E.D. New York, 2005)
In Re Sanders
408 B.R. 25 (E.D. New York, 2009)
Swiatkowski v. Citibank
745 F. Supp. 2d 150 (E.D. New York, 2010)
Barretta v. Wells Fargo Bank, N.A.
693 F. App'x 26 (Second Circuit, 2017)
D'Addario v. D'Addario
901 F.3d 80 (Second Circuit, 2018)

Cite This Page — Counsel Stack

Bluebook (online)
Dicicco v. Emigrant Bank, Counsel Stack Legal Research, https://law.counselstack.com/opinion/dicicco-v-emigrant-bank-nyeb-2025.