Deutsche Bank National Trust Company, Res. V. Christopher E. Larson, Apps.

CourtCourt of Appeals of Washington
DecidedJanuary 13, 2025
Docket85454-2
StatusUnpublished

This text of Deutsche Bank National Trust Company, Res. V. Christopher E. Larson, Apps. (Deutsche Bank National Trust Company, Res. V. Christopher E. Larson, Apps.) is published on Counsel Stack Legal Research, covering Court of Appeals of Washington primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Deutsche Bank National Trust Company, Res. V. Christopher E. Larson, Apps., (Wash. Ct. App. 2025).

Opinion

IN THE COURT OF APPEALS OF THE STATE OF WASHINGTON

DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE, No. 85454-2-I IN TRUST FOR THE REGISTERED HOLDERS OF MORGAN STANLEY DIVISION ONE ABS CAPITAL I INC. TRUST 2007- HE2, MORTGAGE PASS-THROUGH UNPUBLISHED OPINION CERTIFICATES, SERIES 2007-HE2

Respondent,

v.

CHRISTOPHER E. LARSON; JOHN/JANE DOE; UNKNOWN OCCUPANTS OF THE PREMISES,

Appellant.

PER CURIAM — Christopher and Angela Larson appeal from the trial court’s

summary judgment determination declaring unlawful detainer and authorizing a

writ of restitution in favor of Deutsche Bank. The Larsons assert that the trial

court was biased against them and failed to consider their evidentiary and legal

arguments, thereby effecting an unlawful taking of their home. The sole

meritorious issue raised is that the trial court’s order granting summary judgment

did not specifically list all materials called to the trial court’s attention before it

was entered. But because these materials could not result in a material question

of fact warranting trial, the error was harmless. We therefore affirm. 1

1 On September 5, 2024, the Larsons filed a motion on the merits to reverse. A commissioner of this court ruled that the motion “will be placed in the file without action, with the No. 85454-2-I/2

I

The facts pertaining to this appeal are largely set forth in this court’s

opinion affirming the dismissal of two separate lawsuits related to the nonjudicial

foreclosure of the Larsons’ home. Larson v. Snohomish County, 20 Wn. App. 2d

243, 499 P.3d 957 (2021), review denied, 199 Wn.2d 1016 (2022), cert. denied,

143 S. Ct. 575, 214 L.Ed.2d 341 (2023). Additional pertinent facts are known to

the parties and will be discussed herein only when necessary to explain our

decision.

II

A

In October 2006, Christopher Larson borrowed $218,000 from New

Century Mortgage Company to purchase a house in Snohomish County. Larson,

20 Wn. App. 2d at 253. Christopher and his wife Angela executed a deed of trust

securing the loan. Larson, 20 Wn. App. 2d at 253. The Larsons made no

mortgage payments after July 2007, with the sole exception of one partial

payment made in 2017. Larson, 20 Wn. App. 2d at 253-54. On December 22,

2017, the successor trustee issued a notice of default on behalf of the note

holder, Deutsche Bank. Larson, 20 Wn. App. 2d at 254. In February 2018, the

successor trustee recorded a notice of trustee’s sale and set a sale date in June

2018. Larson, 20 Wn. App. 2d at 254. On June 5, 2018, the Larsons filed an

understanding that the panel may review the motion and/or treat it as a supplemental brief as a matter of discretion.” The motion is rendered moot by our decision to decide the case by a panel determination memorialized in an opinion.

2 No. 85454-2-I/3

“Application for ‘Torrens’ Registration of Title to Land” in Snohomish County

Superior Court. Larson, 20 Wn. App. 2d at 254.

The Larsons did not move to enjoin the scheduled nonjudicial foreclosure

sale. Larson, 20 Wn. App. 2d at 255. Their property was sold to Deutsche Bank

on November 16, 2018. Larson, 20 Wn. App. 2d at 256. On November 21,

2018, the trustee recorded a notice of trustee’s sale. Larson, 20 Wn. App. 2d at

256. Deutsche Bank served the Larsons with a 20-day notice to vacate but the

Larsons refused to comply.

Meanwhile, on October 18, 2018, the Larsons filed a lawsuit in Skagit

County Superior Court alleging several causes of action against numerous public

and private defendants, including the State of Washington, Snohomish County,

its superior court judges, the successor lender, the foreclosure trustee, and the

loan servicer. Larson, 20 Wn. App. 2d at 251-52, 255. The Larsons sought

declaratory and injunctive relief compelling the public defendants to comply with

the Torrens Act or, alternatively, to quiet title. Larson, 20 Wn. App. 2d at 255.

The Larsons also sought damages and injunctive relief against the private

defendants for alleged violations of the Consumer Protection Act (CPA) 2 and the

“Deeds of Trust Act” (DTA), 3 as well as equitable claims against Deutsche Bank

to preclude foreclosure. Larson, 20 Wn. App. 2d at 255-56.

Following a hearing in December 2018, the trial court denied the Larsons’

motion for recusal and dismissed all claims against the public defendants without

prejudice. Larson, 20 Wn. App. 2d at 256. The court separately granted the

2 Ch. 19.85 RCW. 3 Ch. 61.24 RCW.

3 No. 85454-2-I/4

private defendants’ motion to dismiss with prejudice the Larsons’ quiet title claim

and transferred their remaining claims to Snohomish County Superior Court.

Larson, 20 Wn. App. 2d at 256-57. On November 11, 2019, the trial court

granted the private defendants’ motions for summary judgment dismissal of all

remaining claims against them. Larson, 20 Wn. App. 2d at 258. On August 19,

2020, the trial court denied the Larsons’ motion for recusal and granted Deutsche

Bank’s motion to dismiss their Torrens Act application on the ground that the

Larsons no longer owned the property. Larson, 20 Wn. App. 2d at 258.

B

Our decision in Larson resolved the following issues adversely to the

Larsons:

1. The trial court did not lack subject matter jurisdiction over the adequacy of the

Larsons’ Torrens Act application under the “prior exclusive jurisdiction

doctrine” or the “priority of action rule.” The Larsons invoked the Skagit

County Superior Court’s jurisdiction by filing a lawsuit in that court and

seeking relief for Snohomish County’s alleged inaction as to their Torrens Act

application. Larson, 20 Wn. App. 2d at 263-65.

2. The trial court did not err in dismissing without prejudice the Larsons’ claim

that Snohomish County failed to follow mandatory procedures regarding their

Torrens Act application. This is so because the Larsons did not file their

application with an abstract of title, as mandated by statute. Larson, 20 Wn.

App. 2d at 265-67. Moreover, the Larsons had the opportunity to amend their

Torrens Act application by filing an abstract of title prior to the nonjudicial

4 No. 85454-2-I/5

foreclosure sale or by moving to enjoin the sale in order to give them more

time to remedy the defect, but chose not to do so. Larson, 20 Wn. App. 2d at

267.

3. The trial court correctly ruled that the public defendants did not have the duty

or the authority to force the county or its superior court judges to compel

Snohomish County to develop a Torrens Act system. Larson, 20 Wn. App. 2d

at 267. Such an order is not authorized by the Torrens Act and would

therefore violate the doctrine of separation of powers. Larson, 20 Wn. App.

2d at 268.

4. The trial court did not err in dismissing the Larsons’ quiet title claim against

the private defendants. This is so because the Larsons’ Torrens Act

application did not preclude the nonjudicial foreclosure sale, and their failure

to move to enjoin the sale waived their quiet title claim. Larson, 20 Wn. App.

2d at 269-71.

5. RCW 61.24.127, the DTA waiver statute, did not unconstitutionally deny the

Larsons the right to pursue a common law cause of action against lenders

and foreclosure trustees. The statute does not bar such actions; rather, it

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Withrow v. Larkin
421 U.S. 35 (Supreme Court, 1975)
United States v. Will
449 U.S. 200 (Supreme Court, 1980)
Loveridge v. Fred Meyer, Inc.
887 P.2d 898 (Washington Supreme Court, 1995)
Cox v. Helenius
693 P.2d 683 (Washington Supreme Court, 1985)
Thompson v. State Dept. of Licensing
982 P.2d 601 (Washington Supreme Court, 1999)
Bryant v. Joseph Tree, Inc.
829 P.2d 1099 (Washington Supreme Court, 1992)
Miebach v. Colasurdo
685 P.2d 1074 (Washington Supreme Court, 1984)
BROWN EX REL. RICHARDS v. Brown
239 P.3d 602 (Court of Appeals of Washington, 2010)
Plein v. Lackey
67 P.3d 1061 (Washington Supreme Court, 2003)
Rivers v. STATE CONF. OF MASON CONTRACTORS
41 P.3d 1175 (Washington Supreme Court, 2002)
Mayer v. City of Seattle
10 P.3d 408 (Court of Appeals of Washington, 2000)
Just Dirt, Inc. v. Knight Excavating, Inc.
157 P.3d 431 (Court of Appeals of Washington, 2007)
Ronald Glick v. Dave Edwards
803 F.3d 505 (Ninth Circuit, 2015)
Williams v. Pennsylvania
579 U.S. 1 (Supreme Court, 2016)
D. Ryan And Rhonda Patrick, Apps v. Wells Fargo
385 P.3d 165 (Court of Appeals of Washington, 2016)
Rippo v. Baker
580 U.S. 285 (Supreme Court, 2017)
Sarah Gosney, Res/cross-apps. v. Fireman's Fund Ins. Co., Apps/cross-res.
419 P.3d 447 (Court of Appeals of Washington, 2018)
Thompson v. Department of Licensing
138 Wash. 2d 783 (Washington Supreme Court, 1999)
Rivers v. Washington State Conference of Mason Contractors
145 Wash. 2d 674 (Washington Supreme Court, 2002)
Plein v. Lackey
149 Wash. 2d 214 (Washington Supreme Court, 2003)

Cite This Page — Counsel Stack

Bluebook (online)
Deutsche Bank National Trust Company, Res. V. Christopher E. Larson, Apps., Counsel Stack Legal Research, https://law.counselstack.com/opinion/deutsche-bank-national-trust-company-res-v-christopher-e-larson-apps-washctapp-2025.