Despatch Laundry Co. v. Employers' Liability Assurance Corp.

117 N.W. 506, 105 Minn. 384, 1908 Minn. LEXIS 536
CourtSupreme Court of Minnesota
DecidedAugust 14, 1908
DocketNos. 15,719-(223)
StatusPublished
Cited by1 cases

This text of 117 N.W. 506 (Despatch Laundry Co. v. Employers' Liability Assurance Corp.) is published on Counsel Stack Legal Research, covering Supreme Court of Minnesota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Despatch Laundry Co. v. Employers' Liability Assurance Corp., 117 N.W. 506, 105 Minn. 384, 1908 Minn. LEXIS 536 (Mich. 1908).

Opinion

AVIS, J.

BOn October 6, 1906, appellant corporation, in consideration of a Bemium of $64.69, issued to respondent company a policy of em[386]*386ployer’s liability assurance, whereby it agreed to indemnify respondent against loss from liability imposed by law upon it for damage, on account of bodily injuries, including death, resulting from ac cident suffered by any of its employees within or upon its premise at the location described in the policy. The policy contained th-following special provision: “It is hereby understood and agreei that all the mangling machines owned or operated by the assurei shall be provided with fixed guards or safety feed tables adjuste' at the point of contact of the rolls, so as to prevent the fingers hands of the employees from being drawn into the rolls, and tha such guards shall be maintained during the term of this policy. An failure on the part of the assured to provide and maintain such guard shall relieve the Employers’ Liability Assurance Corporation, Limii ed, from liability on account of personal accidents due to such ne; ligcnce, and this policy is accepted accordingly.”

After the policy was issued, and while it was still in force, r< spondent installed in its laundry a large Hercules mangle, operab by electric power and manufactured by the Watkins Laundry M;| chinery Company. On March 23, 1907, Elise Sorenson was emploj ed as an operator in respondent’s laundry, and while working on tl mangle above mentioned her left hand was caught under the gua:| roll and drawn into the machine, with the result that it was so ba< ly burned that it was amputated at the wrist. Miss Sorenson su sequently brought an action against respondent to recover damages £ her injuries, and charged in her complaint that the mangle on whi she was hurt was a large and dangerous machine, having upon it so-called safety device which was intended to cause the feed roll open in case anything of unusual thickness, such as the hand of employee, should come in contact with it; that it was responden! duty to keep such safety device in working order; that on the d of the accident respondent negligently tied and fastened the safety cj vice so that it could not operate, thus leaving the mangle in a dangi ous condition, which fact was unknown to her; and that by reas] thereof she received her injury.

Upon being served with -the summons and Complaint in that tion, respondent delivered the same to appellant and called uponl to defend the action, which appellant declined to do upon the grou [387]*387that it was not liable, for the reason that it appeared from the complaint that respondent had, by its own act in tying down the feed roll, destroyed the effectiveness of the same as a safety device. Thereupon respondent, under advice of counsel, settled the action and paid to Elise Sorenson $3,900 and her doctor and hospital expenses, and immediately commenced this action against appellant to recover the amount paid in such settlement, together with reasonable attorney’s fees.

The complaint sets out the necessary allegations respecting the issuing of the policy and its contents, alleges that on July 25, 1907, Elise Sorenson commenced an action against respondent for the recovery of $15,000 damages, and copies of the summons and complaint in that action were attached as exhibits to the complaint. It is further alleged that appellant, having denied any liability under the policy, returned the summons and complaint, and that a settlement as above stated was thereupon effected, and “that plaintiff was liable to said Elise Sorenson on the cause of action set out in her complaint, and was bound to respond to her in damages on account of said accident, and she was in truth and in fact injured and damaged thereby in an amount very largely exceeding $3,900, and if said action had been allowed to proceed to trial and judgment she would have recovered from plaintiff an amount largely in excess of $3,900.” In the complaint in the action commenced by Elise Sorenson against respondent the ground of negligence charged was “that the said ironing mangle was a large and dangerous machine, having upon it a so-called safety device, which was intended to cause the feed rolls :o open in case anything of unusual thickness, such as the hand of m employee, should come in contact with them; * * * the said lefendant wilfully, wrongfully, and unlawfully, carelessly and neg-igently tied and fastened the said so-called safety device, so that it Hould not operate, thus leaving the said ironing mangle in a very Kangerous position and condition, unknown to this plaintiff, as defendant then well knew; * * * that by reason of said defend-Hnt’s said wrongful, unlawful, wilful, negligent, and careless con-■uct in failing to place said machine in a safe place, and in failing Ho fence or otherwise protect said ironing mangle, and in tying said Hollers and the so-called safety device, and permitting plaintiff to [388]*388work at the same without notifying her of the dangers thereof as aforesaid plaintiff was so injured. * * *”

Appellant answered, and denied its liability upon the special ground that under the terms of the policy respondent had failed to provide and maintain the mangle with any fixed or other guard, or any safety feed table, as provided by the terms of the policy contract, set out the terms of the policy, and admitted that Miss Sorenson had commenced an action against respondent and that it had declined to defend the same.

Respondent replied, by denying that the policy contained a provision that it should maintain fixed guards sufficient to prevent injury to its employees, and alleged “that the mangling machine in which said Elise Sorenson was injured was provided with a fixed guard adjusted at the point of contact of the rolls, and plaintiff denies that said Elise Sorenson was injured because plaintiff negligently or otherwise failed to provide said machine with a fixed guard adjusted at the point of contact of the rolls, or because it failed tol maintain such guard during the life of said policy.” Respondent! recovered a verdict for the amount of $4,680.38.

It will thus be seen that two main issues were presented by the] pleadings: First, whether the feed roll, so called, upon the Watkin; laundry mangle, which was installed by respondent after the policy! was issued, and upon which Elise Sorenson received her injuries constituted such a fixed guard, or safety device, as was contemplated by the parties by the use of the language employed in the policy] And, second, if the feed roll was such a device or guard as cam' within the provisions of the policy, did respondent destroy the efi fectiveness of it as a guard or safety device by negligently tying dowi| one end of the roll, and, if so, did such act constitute the proximal cause of the injury?

After the case had been on trial for about three days, Mr. Norris| president of respondent company, was placed on the stand, and as! ed the question whether or not Elise Sorenson was a person of ord] nary intelligence, and counsel for appellant objected on the groun, that it was incompetent and immaterial. Respondent then moved amend the complaint by inserting, as the only ground of negligenc| which caused the accident, the fact that Elise Sorenson was a pe: [389]

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Cite This Page — Counsel Stack

Bluebook (online)
117 N.W. 506, 105 Minn. 384, 1908 Minn. LEXIS 536, Counsel Stack Legal Research, https://law.counselstack.com/opinion/despatch-laundry-co-v-employers-liability-assurance-corp-minn-1908.