Deblois v. Republic Vanguard Ins. Co.
This text of 537 So. 2d 844 (Deblois v. Republic Vanguard Ins. Co.) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.
Opinion
Gloria H. DEBLOIS
v.
REPUBLIC/VANGUARD INSURANCE COMPANY.
Court of Appeal of Louisiana, Fifth Circuit.
Joseph W. Rausch, Michael J. Laughlin, Stassi, Rausch & Giordano, New Orleans, for defendant-appellant.
*845 James P. DeSonier, Covington, for plaintiff-appellee.
Before GRISBAUM, DUFRESNE and WICKER, JJ.
GRISBAUM, Judge.
This is a personal injury matter. The plaintiff obtained a judgment against the insurer of the property owner on whose sidewalk/walkway she fell and broke her hip. The insurer, Republic/Vanguard Insurance Company, now appeals, contesting liability. We reverse.
ISSUE
Whether the trial court erred in finding that the sidewalk/walkway presented an unreasonable risk of harm which was the "cause-in-fact" of the fall and resulting injuries.
FACTUAL SUMMARY
The record facts reflect that the plaintiff did fall and suffer a broken hip on October 6, 1986. Moreover, the medical bills were stipulated to at trial; accordingly, the testimony focused on the narrow topics of the plaintiff's overall health at the time of the accident and, more importantly, on the circumstances of her fall.
LAW
La.C.C. art. 2317, in part, states, "We are responsible, not only for the damage occasioned by our own act, but for that which is caused by the act of persons for whom we are answerable, or of the things which we have in our custody." (emphasis added). Additionally, La.C.C. art. 2322 states, "The owner of a building is answerable for the damage occasioned by its ruin, when this is caused by neglect to repair it, or when it is the result of a vice in its original construction." The Louisiana Supreme Court in White v. City of Alexandria, 216 La. 308, 43 So.2d 618 (La.1949), in treating a slip-and-fall on a sidewalk matter observed:
Defects in sidewalks that are not in the nature of traps, or from which danger cannot reasonably be anticipated, provide no actionable negligence. Such ways of passage are intended for public use, of course, and a pedestrian is entitled to assume that they are not dangerous. Further, he is not required to constantly observe the surface of the walk or to exercise the care that would be necessary in traversing a jungle. However, he cannot be completely oblivious of its condition; he must exercise ordinary care when using it, having in mind the well[-]recognized fact that throughout every city of any size in this state there exists irregularities in the walkways brought about by natural causes such as rains, expansion, soil erosion and tree roots.
For determining what is a dangerous defect in a sidewalk (that which renders the municipality responsible in damages to a pedestrian injured as a consequence thereof) there is no fixed rule; the facts and surrounding circumstances of each particular case control. The test usually applied, however, requires an answer to the question of whether or not the walk was maintained in a reasonable [sic] safe condition for persons exercising ordinary care and prudence.
Id. at 620, 43 So.2d 618. Additionally, the Louisiana Supreme Court exhaustively treated La.C.C. arts. 2317, 2322 liability in Entrevia v. Hood, 427 So.2d 1146 (La. 1983), emphasizing that
The requirement that an injured person in order to recover under Article 2317 or 2322 must prove that the risk from which his damage resulted posed an unreasonable risk of harm places a limitation on a building owner's strict liability. He cannot be held responsible for all injuries resulting from any risk posed by his building, only those caused by an unreasonable risk of harm to others.
Id. at 1149. At the same time, it cautioned that
The unreasonable risk of harm criterion, however, is not a simple rule of law which may be applied mechanically to the facts of a case. It is a concept employed by this court to symbolize the judicial process required by the civil code. Since Articles 2317 and 2322 state general precepts and not detailed rules for all concrete cases, it becomes the interpreter's duty to decide which risks are encompassed *846 by the codal obligations from the standpoint of justice and social utility.
Id.
We are further aided in exercising our standard of review by our fellow Circuits that have helped narrow our inquiry by formulating that where a risk of harm is shown to be created, a plaintiff must in addition show "with reasonable certainty" a connection between the fall and her injuries. Oliver v. Pitarro, 129 So.2d 39, 41 (La.App.2d Cir.1961). See also Campbell v. Tidwell, 407 So.2d 1359, 1362 (La.App. 3d Cir.1981). The courts have also taken note of a plaintiff's familiarity with the environment in which he fell and of the difficulty of maintaining pristine sidewalks. Pappadakis v. City of New Orleans, 182 So.2d 843, 844, 845 (La.App. 4th Cir.1966). Importantly, we note the Third Circuit has been reluctant, in the absence of any explanation of the mechanics of a fall, to consider the fall itself as proof of some unreasonable defect. Greenhouse v. Great Southwest Fire Ins. Co., 413 So.2d 352 (La.App. 3d Cir.1982). As pointed out in Cloud v. State of La., 420 So.2d 1259, 1265 (La.App. 3d Cir.1982), writ denied, 423 So.2d 1166 and 1167 (La.1982), such a rationale would make owners the de facto insurers of all persons on their premises. Finally, our Circuit has stated that a landowner is not expected to maintain her sidewalks in perfect condition and that even defective walkways may give rise to no legal fault in that they pose no unreasonable risk of harm. Rubel v. W. Jefferson Gen. Hosp., 477 So. 2d 838, 841 (La.App. 5th Cir.1985), writ denied, 478 So.2d 1234 (La.1985).
We note the trial court in its Reasons for Judgment, in pertinent part, states:
The plaintiff was going to the home of Mrs. Stanley J. Barrosse to get a ride with Mrs. Barrosse [the homeowner] to a church meeting. Plaintiff testified that as she was walking up the walkway leading to the Barrosse's home from the sidewalk, she tripped and fell onto the walkway...
The plaintiff's son testified that when he came to pick his mother up she was on this walkway. The court is of the opinion that this crack and the loose bits of concrete around the crack present an unreasonable risk of harm and this defendant's insured is liable, which liability was insured by defendant's insurance company.
There is a conflict in the testimony as to where the plaintiff fell. Two witnesses, including the homeowner and a neighbor, testified that plaintiff fell on the sidewalk by the driveway ... and that plaintiff did not appear to trip but simply fell down. The court is of the opinion that another photo ... shows other sections of cracks on the sidewalk which likewise present an unreasonable risk of harm.
The court is of the opinion that the fall was more likely than not on the walkway[,] as plaintiff and her son testified, rather than on the sidewalk.
Ordinarily, the sidewalk is not the liability of the homeowner. In this case, however, it appears that the sidewalk was cracked by the homeowner's action in backing large dump trucks over the sidewalk[,] which seriously cracked the sidewalk and driveway apron. The photograph...
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537 So. 2d 844, 1989 La. App. LEXIS 74, 1989 WL 4640, Counsel Stack Legal Research, https://law.counselstack.com/opinion/deblois-v-republic-vanguard-ins-co-lactapp-1989.