Debbie Johnson Archie v. Amos Archie, Jr.

Court of Appeals of Mississippi·Decided April 26, 2022·No. 2020-CA-01370-COA·Published

Opinion

IN THE COURT OF APPEALS OF THE STATE OF MISSISSIPPI NO. 2020-CA-01370-COA

DEBBIE JOHNSON ARCHIE APPELLANT v. AMOS ARCHIE, JR. APPELLEE

DATE OF JUDGMENT: 08/14/2020 TRIAL JUDGE: HON. DENISE OWENS COURT FROM WHICH APPEALED: HINDS COUNTY CHANCERY COURT, FIRST JUDICIAL DISTRICT

ATTORNEYS FOR APPELLANT: KENNETH TREY O’CAIN JOSHUA PATRICK GINN

ATTORNEYS FOR APPELLEE: FELECIA PERKINS JESSICA NICOLE AYERS

NATURE OF THE CASE: CIVIL - DOMESTIC RELATIONS DISPOSITION: AFFIRMED - 04/26/2022 MOTION FOR REHEARING FILED: MANDATE ISSUED:

BEFORE BARNES, C.J., McCARTY AND EMFINGER, JJ.

EMFINGER, J., FOR THE COURT:

¶1. This is an appeal from the chancellor’s modification of the final judgment of divorce as it relates to the equitable distribution of the marital assets, specifically the marital residence. Finding no error, we affirm.

FACTS AND PROCEDURAL HISTORY

¶2. Debbie Archie (Debbie) filed a complaint for divorce from Amos Archie Jr. (Amos) in 2006. The divorce was granted in 2010. Amos appealed that decision. This Court reversed and rendered in part and reversed and remanded in part, reversing the chancellor’s award of alimony and remanding for further correction and clarification on the issues of the equitable

distribution of marital assets and alimony. Archie v. Archie, 126 So. 3d 937, 939 (¶1) (Miss. Ct. App. 2013).

¶3. On April 23, 2019, after trial, the chancellor entered her opinion and final judgment of divorce.1 Debbie was awarded the marital home and charged with paying the “remaining mortgage, insurance, taxes, and maintenance on the house beginning April 2019.” The chancellor further found that since this Court reversed and remanded this matter in 2013, Amos had been paying the note on the marital home, including insurance, and taxes and was therefore “entitled to some equity in the marital domicile, the same being $20,000.”2 The portion of this final judgment that is at the core of this appeal reads as follows:

4. That Debbie Archie shall be and is hereby awarded primary ownership and possession of the marital home located at 926 Fairfax Circle, Jackson, Mississippi. Further, [Debbie] shall be solely responsible for the remaining mortgage, insurance, taxes, and maintenance on the house beginning April 2019, and shall make all payments when due to the mortgage company, and hold [Amos] harmless therefrom.

5. That [Amos] shall be and is hereby awarded a judgment against [Debbie] in the amount of $20,000.00 for his equity in the marital domicile, which shall incur six percent (6%) interest per annum until paid in full. Beginning May 5, 2019, and continuing on the fifth (5th) day of each month thereafter, [Debbie]

shall pay [Amos] $200.00 per month until the marital domicile is paid off, which should occur approximately November 2019. Within ninety (90) days from the date of the last payment on the mortgage, [Debbie] shall pay [Amos]

the balance remaining on the $20,000.00 judgment, including accrued interest.

1 The transcript of this hearing does not appear in the record, but the chancellor states in her opinion that she made her findings after “[hearing] testimony from the parties, the Plaintiff’s witness, and receiving evidence.”

2 Debbie does not challenge on appeal the chancellor’s award to Amos of $20,000 for his equity in the marital residence.

6. The parties shall execute any and all documents necessary to convey their respective interest in the marital real property awarded to the other party within ten (10) days of the entry of this Opinion and Final Judgment of Divorce, except for the marital domicile. [Amos] shall execute a Quitclaim Deed conveying his interest in the marital domicile to [Debbie] within ten (10) days after the $20,000.00 judgment is paid in full.

7. However, [Amos] shall execute the Quitclaim Deed prior to the satisfaction of the mortgage if [Debbie] is approved for refinancing at an amount sufficient to pay the mortgage balance and the judgment, and the Quitclaim Deed is required by the lender. In that event, [Debbie] shall pay [Amos] the balance owed from the $20,000.00 judgment, plus any accrued interest, within three days of her receiving the funds.

¶4. On November 14, 2019, Debbie filed a petition to amend the judgment. In the petition she advised the chancellor that she had paid off the marital dwelling on August 19, 2019, but was unable to secure a loan to satisfy her debt to Amos as required by the final judgment. She stated that it was impossible for her to comply with the court’s order. She asked that the final judgment be modified to allow her to make monthly payments in the amount of $100 per month until Amos is paid in full. She also asked that Amos be required to transfer title to her “immediately.”

¶5. On December 3, 2019, Amos filed a petition for contempt citing Debbie’s failure to comply with the chancellor’s April 23, 2019 order as it relates to his equity in the marital residence. Amos asked for “a Judgment of Contempt against Respondent Debbie Johnson Archie, and [to] incarcerate the Respondent in the Hinds County jail until she purges herself by paying all amounts due, plus interest, and paying the Petitioner’s attorney’s fees and expenses incurred in bringing this Petition. Petitioner further requests any and all other relief

he may show himself entitled and the Court deems just and proper.”

¶6. These petitions were heard on February 19, 2020. The testimony showed that what Debbie had applied for were personal loans as opposed to home equity loans. The chancellor reasoned “she would not qualify [for a personal loan]” and instead should have taken out “a loan for a line of credit with the home as security, which is a whole different thing.” The record shows Debbie is disabled and has very poor credit. Because the mortgage had been paid off, the chancellor recessed the hearing and directed Debbie to apply for a home equity loan in order to pay off the amounts owed by her. The hearing resumed on July 30, 2020, and the evidence showed that Debbie had been denied three home equity loans.

¶7. The chancellor rendered her judgment on August 14, 2020, as to Debbie’s petition to amend the judgment and on Amos’ petition for contempt. Because testimony at trial established that Debbie had actively sought to refinance the home in order to pay Amos, the chancellor found that she was not in contempt. As to Debbie’s petition, the chancellor granted Debbie relief because Debbie was unable to raise the funds necessary to pay Amos the balance of his equity in the house pursuant to the final judgment. However, instead of allowing Debbie to pay Amos his equity at the rate of $100 per month as requested, the chancellor ordered that the marital residence be sold and that Amos be paid his equity out of the proceeds. The central issue on appeal is the chancellor’s finding that “the only equitable and just way for [Amos] to receive the balance of the equity owed to him is for the house to be placed on the market and sold.” It is from this decision Debbie appeals.

STANDARD OF REVIEW

¶8. We review a chancellor’s equitable distribution of property as follows:

In matters of equitable distribution and alimony, the Court enjoys only limited powers of review. Chancellors are afforded wide latitude in fashioning equitable remedies in domestic relations matters, and their decisions will not be reversed if the findings of fact are supported by substantial credible evidence in the record. Hammett v. Woods, 602 So. 2d 825, 827 (Miss. 1992).

In other words, “[t]he Court will not disturb the findings of a chancellor unless the chancellor was manifestly wrong, clearly erroneous or an erroneous legal standard was applied.” Bell v. Parker, 563 So. 2d 594, 596-97 (Miss.

1990).

Henderson v. Henderson, 757 So. 2d 285, 289-90 (¶19) (Miss. 2000).

ANALYSIS

I. Whether the chancellor committed reversible error when she made a sua sponte clarification over a year after the original judgment that substantially changed the original judgment.

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